HDFC Flexi Cap Fund vs Nippon India Growth Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
25.15%
Dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur Nippon India Growth Mid Cap Fund. Dono funds alag categories mein aate hain, ek multi cap hai aur doosra mid cap. Aage chaliye, hum yeh janenge ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BNippon India Growth Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Multi Cap | Mid Cap |
| NAV (₹) | 1945.71 | 4845.02 |
| AUM (₹ Cr) | 10.05 Lac Cr | 4.58 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.26% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 15.97 |
| Sharpe Ratio | 0.87 | 1.17 |
| 1 Year Return (%) | -0.81% | 10.17% |
| 3 Year Return (%) | 17.84% | 25.15% |
| 5 Year Return (%) | 17.6% | 22.32% |
| Since Launch (%) | 14.35% | 18.36% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Amber Singhania; Kinjal Desai; Rupesh Patel (8.0 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | BSE Ltd. (4.21%), Fortis Healthcare Ltd. (2.76%), The Federal Bank Ltd. (2.57%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 98.55% |
| Portfolio Turnover | 26% | 74% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ke basis par, Nippon India Growth Mid Cap Fund long-term wealth creation ke liye behtar lagta hai. Iska 3Y return 25.15% hai, jo HDFC Flexi Cap Fund se zyada hai. Lekin, risk bhi zyada hai, lekin overall, yeh fund behtar lagta hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Nippon India Growth Mid Cap Fund?
- Expense ratio: 1.26%
- 3Y return: 25.15%
- AUM: 4.58 Lac Cr
- Sharpe Ratio: 1.17
📈 SIP Suitability
Chaliye, SIP ke liye dekhein to, Nippon India Growth Mid Cap Fund behtar hai. Iska 3Y return consistency aur stability ke maamle mein behtar hai. Dekho, agar aap 10+ years ke liye SIP kar rahe hain, to yeh fund behtar rahega.
⚠️ Risk & Cost Analysis
Sach ye hai, dono funds ka riskometer very high hai, lekin Nippon India Growth Mid Cap Fund ka volatility zyada hai. Lekin, Sharpe ratio ke maamle mein, yeh fund behtar hai. Expense ratio ke maamle mein, HDFC Flexi Cap Fund behtar hai, kyunki uska expense ratio 0.67% hai, jo Nippon India Growth Mid Cap Fund se kam hai.
📊 Portfolio Diversification
Dekho, asset allocation ke maamle mein, HDFC Flexi Cap Fund behtar hai. Iska equity allocation 97% hai, aur T-Bills mein 3% allocation hai. Top holdings ke maamle mein, Nippon India Growth Mid Cap Fund mein zyada diversification hai, kyunki uske top 3 holdings mein 3 alag companies hain.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Nippon India Growth Mid Cap Fund
₹2691264.97
@25.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Growth Mid Cap Fund ka 5Y return 22.32% hai, jo HDFC Flexi Cap Fund se zyada hai. Isliye, yeh fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Nippon India Growth Mid Cap Fund ka volatility zyada hai, lekin uska Sharpe ratio 1.17 hai, jo HDFC Flexi Cap Fund se zyada hai. Isliye, yeh fund higher risk ke keemat par behtar returns deta hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Nippon India Growth Mid Cap Fund se kam hai. Isliye, yeh fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price