HDFC Flexi Cap Fund vs Nippon India Growth Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
25.15%
Dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur Nippon India Growth Mid Cap Fund. Dono funds ki category alag hai, ek Multi Cap hai aur doosra Mid Cap. Chaliye, aage padhte hain aur dekhte hain ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BNippon India Growth Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Multi Cap | Mid Cap |
| NAV (₹) | 1945.71 | 4845.02 |
| AUM (₹ Cr) | 10.05 Lac Cr | 4.58 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.26% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 15.97 |
| Sharpe Ratio | 0.87 | 1.17 |
| 1 Year Return (%) | -0.81% | 10.17% |
| 3 Year Return (%) | 17.84% | 25.15% |
| 5 Year Return (%) | 17.6% | 22.32% |
| Since Launch (%) | 14.35% | 18.36% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Amber Singhania; Kinjal Desai; Rupesh Patel (8.0 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | BSE Ltd. (4.21%), Fortis Healthcare Ltd. (2.76%), The Federal Bank Ltd. (2.57%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 98.55% |
| Portfolio Turnover | 26% | 74% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ko dekhte hue, hum kehte hain ki Nippon India Growth Mid Cap Fund behtar hai. Iska 3Y return 25.15% hai, jo HDFC Flexi Cap Fund se zyada hai. Lekin, risk bhi zyada hai, lekin Sharpe ratio behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Nippon India Growth Mid Cap Fund?
- Expense ratio: 1.26%
- 3Y return: 25.15%
- AUM: 4.58 Lac Cr
- Sharpe Ratio: 1.17
📈 SIP Suitability
Sach ye hai, dono funds mein SIP kar sakte hain, lekin Nippon India Growth Mid Cap Fund ki consistency aur return stability thodi kam hai. Lekin, agar aap 10+ years ke liye invest karna chahte hain, to HDFC Flexi Cap Fund behtar ho sakta hai.
⚠️ Risk & Cost Analysis
Dekho, riskometer dono funds ka Very High hai, lekin volatility aur Sharpe ratio ko dekhte hue, Nippon India Growth Mid Cap Fund ka Sharpe ratio behtar hai. Expense ratio ki baat karein to, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Nippon India Growth Mid Cap Fund se kam hai.
📊 Portfolio Diversification
Chaliye, portfolio diversification ki baat karein, to HDFC Flexi Cap Fund ka asset allocation thoda zyada diversified hai, kyunki usmein T-Bills bhi hain. Top holdings ki baat karein to, dono funds mein concentration hai, lekin HDFC Flexi Cap Fund mein HDFC Bank, ICICI Bank, aur Reliance Industries jaise bade stocks hain.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Nippon India Growth Mid Cap Fund
₹2691264.97
@25.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Growth Mid Cap Fund ka 5Y return 22.32% hai, jo HDFC Flexi Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, Nippon India Growth Mid Cap Fund ka Sharpe ratio 1.17 hai, jo HDFC Flexi Cap Fund se behtar hai, isliye higher risk worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Nippon India Growth Mid Cap Fund se kam hai, isliye yeh more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price