HDFC Flexi Cap Fund vs Navi Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
dekho, aaj hum compare kar rahe hain do mutual funds - HDFC Flexi Cap Fund aur Navi Mutual Fund Large Cap Fund. Dono funds ki category alag hai, ek Multi Cap hai aur doosra Large Cap. hum yeh jaanenge ki kaunsa fund long-term wealth creation ke liye better hai, aur kyun.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BNavi Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Navi Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.51 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.72 |
| Sharpe Ratio | 0.87 | 0.64 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 30% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ko dekhte hue, HDFC Flexi Cap Fund better lagta hai. Iska 3Y return 17.84% hai, jo Navi Mutual Fund Large Cap Fund se zyada hai. Expense ratio bhi thoda zyada hai, lekin risk-adjusted returns acche hain.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Navi Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.51 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
chaliye, monthly SIP ke liye dekhte hain. HDFC Flexi Cap Fund ka 3Y return aur 5Y return consistency ke maamle mein behtar hai. Isliye, yeh fund long-term SIP ke liye better option lagta hai.
⚠️ Risk & Cost Analysis
sach ye hai ki dono funds ka riskometer Very High hai. Lekin, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Navi Mutual Fund Large Cap Fund se better hai. Expense ratio bhi thoda zyada hai, lekin risk-adjusted returns acche hain.
📊 Portfolio Diversification
dekho, asset allocation ke maamle mein HDFC Flexi Cap Fund ka equity allocation 97% hai, aur Navi Mutual Fund Large Cap Fund ka 96% hai. Top holdings mein bhi dono funds ka concentration hai, lekin HDFC Flexi Cap Fund ka diversification thoda better hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Navi Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Navi Mutual Fund Large Cap Fund se better hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo risk-adjusted returns ko better banata hai.
Q3: Which fund is more cost‑effective?
Navi Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price