HDFC Flexi Cap Fund vs Navi Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
dekho, aapke paas do fund options hain - HDFC Flexi Cap Fund aur Navi Mutual Fund Large Cap Fund. Dono hi alag categories mein aate hain, ek Multi Cap hai aur dusra Large Cap. Chaliye, aapko ye samjhaate hain ki inmein se kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BNavi Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Navi Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.51 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.72 |
| Sharpe Ratio | 0.87 | 0.64 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 30% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ko dekhte hue, HDFC Flexi Cap Fund behtar lagta hai. Iska 3Y return 17.84% hai, jo Navi Mutual Fund Large Cap Fund se zyada hai. Aur expense ratio bhi thoda zyada hai, lekin risk bhi almost same hai, toh overall HDFC Flexi Cap Fund behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Navi Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.51 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP ke liye, consistency aur return stability bahut zaroori hai. Dekho, dono funds ka 1Y return thoda kam hai, lekin HDFC Flexi Cap Fund ka 3Y return zyada stable lagta hai. Toh, HDFC Flexi Cap Fund SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ko compare karte hue, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Navi Mutual Fund Large Cap Fund se zyada hai. Iska matlab hai ki HDFC Flexi Cap Fund behtar risk-adjusted returns deta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ko dekhte hue, dono funds ka equity allocation almost same hai. Lekin, HDFC Flexi Cap Fund ka top 3 holdings concentration thoda kam hai, toh woh thoda zyada diversified lagta hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Navi Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Navi Mutual Fund Large Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Sharpe ratio ko dekhte hue, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Navi Mutual Fund Large Cap Fund se zyada hai, isliye higher risk worth it lagta hai.
Q3: Which fund is more cost‑effective?
Navi Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund se kam hai, lekin exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price