HDFC Flexi Cap Fund vs Motilal Oswal Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
12.12%
dekho, aapke paas do fund options hain, HDFC Flexi Cap Fund aur Motilal Oswal Large Cap Fund, jo ki Multi Cap aur Large Cap categories mein aate hain, chaliye aapko bataate hain ki inmein se kaunsa fund aapke long-term wealth creation ke liye behtar hai, aur aap kis fund mein invest karte hain.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BMotilal Oswal Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Motilal Oswal |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 13.56 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.35 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.29 |
| Sharpe Ratio | 0.87 | 0.46 |
| 1 Year Return (%) | -0.81% | -1.96% |
| 3 Year Return (%) | 17.84% | 12.12% |
| 5 Year Return (%) | 17.6% | 12.11% |
| Since Launch (%) | 14.35% | 14.83% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 12 February 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Niket Shah (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 26% |
🤖 AI Verdict – Which is Better?
haan, 3Y return ke hisaab se HDFC Flexi Cap Fund behtar hai, kyunki uska 3Y return 17.84% hai, jo ki Motilal Oswal Large Cap Fund se zyada hai, lekin risk bhi very high hai, aur expense ratio bhi kam hai, isliye hum kehte hain ki HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
📈 SIP Suitability
sach ye hai ki dono funds mein monthly SIP ke liye consistency aur return stability kaafi mahatvapoorn hai, lekin HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo ki Motilal Oswal Large Cap Fund se zyada hai, isliye hum kehte hain ki HDFC Flexi Cap Fund monthly SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se HDFC Flexi Cap Fund ka risk very high hai, lekin Sharpe ratio 0.87 hai, jo ki Motilal Oswal Large Cap Fund se zyada hai, isliye hum kehte hain ki HDFC Flexi Cap Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
chaliye aapko bataate hain ki dono funds ka asset allocation aur top holdings concentration kaisa hai, HDFC Flexi Cap Fund ka equity allocation 97% hai, aur top 3 holdings mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain, isliye hum kehte hain ki HDFC Flexi Cap Fund thoda zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo ki Motilal Oswal Large Cap Fund se zyada hai, isliye hum kehte hain ki HDFC Flexi Cap Fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka risk very high hai, lekin Sharpe ratio 0.87 hai, jo ki Motilal Oswal Large Cap Fund se zyada hai, isliye hum kehte hain ki higher risk fund worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo ki Motilal Oswal Large Cap Fund se kam hai, isliye hum kehte hain ki HDFC Flexi Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price