HDFC Flexi Cap Fund vs Motilal Oswal Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
12.12%
dekho, aapke paas do fund options hain - HDFC Flexi Cap Fund aur Motilal Oswal Large Cap Fund. Dono funds alag categories mein aate hain, ek Multi Cap hai aur doosra Large Cap. Is article mein hum in dono funds ki comparison karenge aur aapko bataayenge ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BMotilal Oswal Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Motilal Oswal |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 13.56 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.35 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.29 |
| Sharpe Ratio | 0.87 | 0.46 |
| 1 Year Return (%) | -0.81% | -1.96% |
| 3 Year Return (%) | 17.84% | 12.12% |
| 5 Year Return (%) | 17.6% | 12.11% |
| Since Launch (%) | 14.35% | 14.83% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 12 February 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Niket Shah (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 26% |
🤖 AI Verdict – Which is Better?
Haan, dono funds ki comparison karke humne dekha ki HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo Motilal Oswal Large Cap Fund ke 12.12% se zyada hai. Iske alawa, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Motilal Oswal Large Cap Fund ke 0.82% se kam hai. Lekin, dono funds ka riskometer Very High hai. Isliye, hum HDFC Flexi Cap Fund ko long-term wealth creation ke liye behtar maante hain.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
📈 SIP Suitability
Chaliye, SIP ke liye dono funds ki comparison karte hain. HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Motilal Oswal Large Cap Fund ke 12.11% se zyada hai. Iske alawa, HDFC Flexi Cap Fund ka consistency bhi accha hai. Isliye, hum HDFC Flexi Cap Fund ko SIP ke liye behtar maante hain.
⚠️ Risk & Cost Analysis
dekho, riskometer dono funds ka Very High hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Motilal Oswal Large Cap Fund ke 0.46 se zyada hai. Iske alawa, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Motilal Oswal Large Cap Fund ke 0.82% se kam hai. Isliye, hum HDFC Flexi Cap Fund ko risk-adjusted returns ke liye behtar maante hain.
📊 Portfolio Diversification
Sach ye hai ki dono funds ki asset allocation alag hai. HDFC Flexi Cap Fund ka equity allocation 97% hai, jabki Motilal Oswal Large Cap Fund ka equity allocation 96% hai. Iske alawa, HDFC Flexi Cap Fund ka top holdings concentration bhi kam hai. Isliye, hum HDFC Flexi Cap Fund ko portfolio diversification ke liye behtar maante hain.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Motilal Oswal Large Cap Fund ke 12.11% se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Motilal Oswal Large Cap Fund ke 0.46 se zyada hai, isliye higher risk fund worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Motilal Oswal Large Cap Fund ke 0.82% se kam hai, isliye HDFC Flexi Cap Fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price