HDFC Flexi Cap Fund vs Mirae Asset Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
12.03%
dekho, aapke paas do fund options hain - HDFC Flexi Cap Fund aur Mirae Asset Mid Cap Fund. Dono ki category alag hai, ek multi cap hai aur doosra mid cap. Chaliye, hum inke returns, risk aur expense ratio ko compare karte hain aur dekhte hain ki aapke liye kaunsa fund better hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BMirae Asset Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Mirae Asset |
| Category | Multi Cap | Mid Cap |
| NAV (₹) | 1945.71 | 38.13 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.67% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 14.96 |
| Sharpe Ratio | 0.87 | 0.37 |
| 1 Year Return (%) | -0.81% | 2.41% |
| 3 Year Return (%) | 17.84% | 12.03% |
| 5 Year Return (%) | 17.6% | 9.36% |
| Since Launch (%) | 14.35% | 13.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 22 August 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Ankit Jain (6.9 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | Indusind Bank Ltd. (3.74%), Bharat Forge Ltd. (3.49%), Lupin Ltd. (3.47%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.85% | Mutual Fund: 0.26% |
| Portfolio Turnover | 26% | 47% |
🤖 AI Verdict – Which is Better?
Haan, long-term wealth creation ke liye HDFC Flexi Cap Fund better hai, kyunki uska 3Y return 17.84% hai, jo Mirae Asset Mid Cap Fund se zyada hai. Iske alawa, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Mirae Asset Mid Cap Fund ke 1.67% se kam hai. Lekin, dono funds ka riskometer very high hai, isliye aapko apne risk appetite ko dhyan mein rakhna hoga.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Mirae Asset Mid Cap Fund?
- Expense ratio: 1.67%
- 3Y return: 12.03%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 0.37
📈 SIP Suitability
Chaliye, agar aap monthly SIP ke liye fund search kar rahe hain to HDFC Flexi Cap Fund better hai, kyunki uska 3Y return consistent hai aur volatility 12.97 hai, jo Mirae Asset Mid Cap Fund ke 14.96 se kam hai. Isse aapko long-term mein stable returns mil sakte hain.
⚠️ Risk & Cost Analysis
Sach ye hai, dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Mirae Asset Mid Cap Fund ke 0.37 se zyada hai. Iske alawa, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Mirae Asset Mid Cap Fund ke 1.67% se kam hai. To, HDFC Flexi Cap Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Dekho, HDFC Flexi Cap Fund ka asset allocation 97% equity hai, jo Mirae Asset Mid Cap Fund ke 97.85% ke barabar hai. Lekin, HDFC Flexi Cap Fund ka top holdings concentration kam hai, kyunki uske top 3 holdings HDFC Bank, ICICI Bank aur Reliance Industries hain, jo alag-alag sectors mein hain. Isse, HDFC Flexi Cap Fund ka portfolio thoda zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Mirae Asset Mid Cap Fund
₹1163772.71
@12.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Mirae Asset Mid Cap Fund ke 9.36% se zyada hai. To, HDFC Flexi Cap Fund better long-term returns deta hai.
Q2: Is the higher risk fund worth it?
Dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Mirae Asset Mid Cap Fund ke 0.37 se zyada hai. To, HDFC Flexi Cap Fund better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Mirae Asset Mid Cap Fund ke 1.67% se kam hai. To, HDFC Flexi Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price