HDFC Flexi Cap Fund vs Mirae Asset Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
12.03%
dekho, aaj hum dono funds ki comparison karenge, Multi Cap aur Mid Cap, jo ki HDFC Flexi Cap Fund aur Mirae Asset Mid Cap Fund hain, chaliye jaante hain inke returns, risk aur expenses ke baare mein, haan, isse aapko pata chalega ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BMirae Asset Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Mirae Asset |
| Category | Multi Cap | Mid Cap |
| NAV (₹) | 1945.71 | 38.13 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.67% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 14.96 |
| Sharpe Ratio | 0.87 | 0.37 |
| 1 Year Return (%) | -0.81% | 2.41% |
| 3 Year Return (%) | 17.84% | 12.03% |
| 5 Year Return (%) | 17.6% | 9.36% |
| Since Launch (%) | 14.35% | 13.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 22 August 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Ankit Jain (6.9 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | Indusind Bank Ltd. (3.74%), Bharat Forge Ltd. (3.49%), Lupin Ltd. (3.47%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.85% | Mutual Fund: 0.26% |
| Portfolio Turnover | 26% | 47% |
🤖 AI Verdict – Which is Better?
HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo ki Mirae Asset Mid Cap Fund se zyada hai, lekin, riskometer dono funds ke liye Very High hai, expense ratio HDFC Flexi Cap Fund mein 0.67% hai, jo ki Mirae Asset Mid Cap Fund se kam hai, isliye hum kehte hain ki HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Mirae Asset Mid Cap Fund?
- Expense ratio: 1.67%
- 3Y return: 12.03%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 0.37
📈 SIP Suitability
chaliye, SIP ke liye dekhte hain, HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo ki stable hai, aur Mirae Asset Mid Cap Fund ka 3Y return 12.03% hai, isliye hum kehte hain ki HDFC Flexi Cap Fund SIP ke liye behtar hai, haan, consistency aur return stability ke liye.
⚠️ Risk & Cost Analysis
dekho, riskometer dono funds ke liye Very High hai, lekin, volatility aur Sharpe ratio HDFC Flexi Cap Fund mein behtar hai, expense ratio bhi kam hai, isliye hum kehte hain ki HDFC Flexi Cap Fund risk-adjusted returns ke liye behtar hai, sach ye hai ki kam expense ratio aur behtar Sharpe ratio ki wajah se.
📊 Portfolio Diversification
chaliye, portfolio diversification dekhte hain, HDFC Flexi Cap Fund mein asset allocation mein Equity 97% hai, aur Mirae Asset Mid Cap Fund mein Equity 97.85% hai, top holdings concentration HDFC Flexi Cap Fund mein zyada hai, isliye hum kehte hain ki Mirae Asset Mid Cap Fund thoda zyada diversified hai, haan, sector risk ke liye.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Mirae Asset Mid Cap Fund
₹1163772.71
@12.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo ki Mirae Asset Mid Cap Fund se zyada hai, isliye hum kehte hain ki HDFC Flexi Cap Fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
dekho, dono funds ke riskometer Very High hai, lekin, Sharpe ratio HDFC Flexi Cap Fund mein 0.87 hai, jo ki Mirae Asset Mid Cap Fund se zyada hai, isliye hum kehte hain ki higher risk fund worth it nahi hai, haan, volatility aur Sharpe ratio ke liye.
Q3: Which fund is more cost‑effective?
expense ratio HDFC Flexi Cap Fund mein 0.67% hai, jo ki Mirae Asset Mid Cap Fund se kam hai, isliye hum kehte hain ki HDFC Flexi Cap Fund zyada cost-effective hai, sach ye hai ki exit load ki koi jaankari nahi hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price