HDFC Flexi Cap Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
11.03%
dekho, humne do funds ke baare mein compare kiya hai - HDFC Flexi Cap Fund aur Mirae Asset Large Cap Fund. yeh dono very high risk wale hain, lekin categories alag hain. hum aapko bataayenge ki kaunsa fund long-term wealth creation ke liye accha hai, aur kaunsa fund aapke SIP ke liye suitable hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Mirae Asset |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 122.90 |
| AUM (₹ Cr) | 10.05 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.57% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.64 |
| Sharpe Ratio | 0.87 | 0.39 |
| 1 Year Return (%) | -0.81% | -2% |
| 3 Year Return (%) | 17.84% | 11.03% |
| 5 Year Return (%) | 17.6% | 10.78% |
| Since Launch (%) | 14.35% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Gaurav Misra (7.3 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 26% | 20% |
🤖 AI Verdict – Which is Better?
sach ye hai ki HDFC Flexi Cap Fund ka 3Y return Mirae Asset Large Cap Fund se zyada hai, aur expense ratio bhi thoda kam hai. risk bhi dono funds mein very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio zyada hai, jo better risk-adjusted returns ko darshata hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
chaliye, hum dekhte hain ki kaunsa fund SIP ke liye suitable hai. consistency aur return stability ke maamle mein, HDFC Flexi Cap Fund ka 3Y return aur 5Y return Mirae Asset Large Cap Fund se zyada hai, isliye yeh fund long-term SIP ke liye accha hai.
⚠️ Risk & Cost Analysis
haan, riskometer dono funds mein very high hai, lekin HDFC Flexi Cap Fund ka volatility zyada hai. lekin Sharpe ratio better hai, jo darshata hai ki yeh fund risk-adjusted returns mein accha hai. expense ratio bhi thoda zyada hai, lekin overall risk-cost analysis mein HDFC Flexi Cap Fund thoda accha hai.
📊 Portfolio Diversification
dekho, asset allocation ke maamle mein, HDFC Flexi Cap Fund mein equity allocation 97% hai, jabki Mirae Asset Large Cap Fund mein 99.63% hai. top holdings mein bhi Mirae Asset Large Cap Fund mein HDFC Bank Ltd. aur ICICI Bank Ltd. ki holding zyada hai, isliye yeh fund thoda less diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Mirae Asset Large Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Mirae Asset Large Cap Fund se zyada hai, isliye yeh fund higher risk ke liye worth hai.
Q3: Which fund is more cost‑effective?
Mirae Asset Large Cap Fund ka expense ratio 0.57% hai, jo HDFC Flexi Cap Fund se kam hai, isliye yeh fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price