HDFC Flexi Cap Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
11.03%
Dekho, humne do funds compare kiye hai - HDFC Flexi Cap Fund aur Mirae Asset Large Cap Fund. Dono funds alag categories mein aate hai, ek Multi Cap hai aur doosra Large Cap. Chaliye, hum dekhte hai ki kaunsa fund aapke liye best hai, long-term wealth creation ke liye.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Mirae Asset |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 122.90 |
| AUM (₹ Cr) | 10.05 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.57% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.64 |
| Sharpe Ratio | 0.87 | 0.39 |
| 1 Year Return (%) | -0.81% | -2% |
| 3 Year Return (%) | 17.84% | 11.03% |
| 5 Year Return (%) | 17.6% | 10.78% |
| Since Launch (%) | 14.35% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Gaurav Misra (7.3 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY 100 Total Return Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 26% | 20% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Flexi Cap Fund 3Y return mein behtar hai, 17.84% ke saath. Expense ratio bhi thoda high hai, 0.67%, lekin riskometer dono funds mein very high hai. Isliye, hum kehte hai ki HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Dekho, dono funds mein SIP suitability ke liye hum consistency aur return stability dekhte hai. HDFC Flexi Cap Fund ka 3Y return thoda behtar hai, isliye hum kehte hai ki yeh fund SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Sach ye hai, dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio behtar hai, 0.87 ke saath. Volatility bhi thoda high hai, 12.97. Isliye, hum kehte hai ki HDFC Flexi Cap Fund risk-adjusted returns ke liye behtar hai.
📊 Portfolio Diversification
Chaliye, hum dekhte hai asset allocation aur top holdings concentration. HDFC Flexi Cap Fund ka asset allocation thoda diversified hai, 97% equity aur 3% T-Bills. Top holdings bhi thoda diversified hai, HDFC Bank, ICICI Bank, aur Reliance Industries. Isliye, hum kehte hai ki HDFC Flexi Cap Fund portfolio diversification ke liye behtar hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Mirae Asset Large Cap Fund se behtar hai.
Q2: Is the higher risk fund worth it?
Dekho, dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio behtar hai, isliye hum kehte hai ki yeh fund risk worth hai.
Q3: Which fund is more cost‑effective?
Mirae Asset Large Cap Fund ka expense ratio 0.57% hai, jo HDFC Flexi Cap Fund se kam hai, 0.67%.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price