HDFC Flexi Cap Fund vs Mirae Asset ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.73%
dekho, hum aaj do funds ki comparison karenge - HDFC Flexi Cap Fund aur Mirae Asset ELSS Tax Saver Fund. Ye dono funds alag categories mein aate hain, ek Multi Cap hai aur doosra ELSS. aage chaliye, humein ye dekhne ko milega ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BMirae Asset ELSS Tax Saver Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Mirae Asset |
| Category | Multi Cap | ELSS |
| NAV (₹) | 1945.71 | 48.73 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.53 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 13.85 |
| Sharpe Ratio | 0.87 | 0.59 |
| 1 Year Return (%) | -0.81% | 2.19% |
| 3 Year Return (%) | 17.84% | 14.73% |
| 5 Year Return (%) | 17.6% | 12.52% |
| Since Launch (%) | 14.35% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 29 December 2015 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Neelesh Surana (10.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (9.53%), ICICI Bank Ltd. (4.84%), Reliance Industries Ltd. (4.19%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 99.11% | Mutual Fund: 0.0% |
| Portfolio Turnover | 26% | 69% |
🤖 AI Verdict – Which is Better?
haan, 3Y return, expense ratio, aur risk ke basis par, HDFC Flexi Cap Fund slightly behtar lagta hai. iske 3Y return 17.84% hai, aur expense ratio 0.67% hai, jo Mirae Asset ELSS Tax Saver Fund se kam hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Mirae Asset ELSS Tax Saver Fund?
- Expense ratio: 1.62%
- 3Y return: 14.73%
- AUM: 2.53 Lac Cr
- Sharpe Ratio: 0.59
📈 SIP Suitability
sach ye hai, dono funds mein SIP karne ke liye consistency aur return stability dekhte hain. lekin, HDFC Flexi Cap Fund ka 3Y return thoda behtar hai, isliye ye fund long-term SIP ke liye behtar ho sakta hai.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ki comparison karte hain. dono funds ka riskometer Very High hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Mirae Asset ELSS Tax Saver Fund se behtar hai.
📊 Portfolio Diversification
chaliye, asset allocation aur top holdings concentration dekhte hain. HDFC Flexi Cap Fund ka asset allocation thoda diversified hai, kyunki ismein T-Bills bhi hain. lekin, dono funds ke top holdings mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain, jo sector risk ko badhate hain.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Mirae Asset ELSS Tax Saver Fund
₹1370327.40
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Mirae Asset ELSS Tax Saver Fund se behtar hai.
Q2: Is the higher risk fund worth it?
donon funds ka riskometer Very High hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Mirae Asset ELSS Tax Saver Fund se behtar hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Mirae Asset ELSS Tax Saver Fund se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price