HDFC Flexi Cap Fund vs LIC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur LIC Mutual Fund Large Cap Fund. Dono funds ki category alag hai, ek Multi Cap hai aur ek Large Cap. Chaliye, hum dekhte hain ki kaunsa fund long-term wealth creation ke liye behtar hai aur reader ko kya seekhne ko milega.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BLIC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | LIC Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.22 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.93 |
| Sharpe Ratio | 0.87 | 0.69 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 22% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ke basis par humne dono funds ki comparison ki hai. HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo LIC Mutual Fund Large Cap Fund se zyada hai. Lekin, riskometer dono funds ka very high hai, lekin HDFC Flexi Cap Fund ka expense ratio thoda zyada hai. Sach ye hai ki HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider LIC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.22 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Chaliye, hum dekhte hain ki kaunsa fund monthly SIP ke liye behtar hai. HDFC Flexi Cap Fund ka 3Y return consistency aur return stability ke maamle mein LIC Mutual Fund Large Cap Fund se thoda behtar hai. Isliye, HDFC Flexi Cap Fund ko hum SIP ke liye behtar maante hain.
⚠️ Risk & Cost Analysis
Dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ke basis par humne comparison ki hai. Dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio LIC Mutual Fund Large Cap Fund se thoda behtar hai. Lekin, HDFC Flexi Cap Fund ka expense ratio thoda zyada hai. Isliye, risk-adjusted returns ke maamle mein HDFC Flexi Cap Fund behtar hai.
📊 Portfolio Diversification
Haan, asset allocation aur top holdings concentration ke maamle mein humne comparison ki hai. HDFC Flexi Cap Fund ka asset allocation LIC Mutual Fund Large Cap Fund se thoda alag hai, lekin dono funds ke top holdings mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain. Lekin, HDFC Flexi Cap Fund ka asset allocation thoda zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
LIC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo LIC Mutual Fund Large Cap Fund se zyada hai. Isliye, HDFC Flexi Cap Fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Flexi Cap Fund ka Sharpe ratio LIC Mutual Fund Large Cap Fund se thoda behtar hai, isliye higher risk worth it hai.
Q3: Which fund is more cost‑effective?
LIC Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund se kam hai. Isliye, LIC Mutual Fund Large Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price