HDFC Flexi Cap Fund vs LIC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
Aap dekhenge ki hum HDFC Flexi Cap Fund aur LIC Mutual Fund Large Cap Fund ki comparison kar rahe hain, dono ki category alag hai, ek Multi Cap hai aur dusra Large Cap, aap yaha se jaanenge ki kaunsa fund aapke liye better hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BLIC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | LIC Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.22 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.93 |
| Sharpe Ratio | 0.87 | 0.69 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 22% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ke basis par dekha jaye to HDFC Flexi Cap Fund thoda better lagta hai, kyunki uska 3Y return 17.84% hai aur expense ratio 0.67% hai, lekin riskometer dono funds ka very high hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider LIC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.22 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Chaliye, monthly SIP ke liye HDFC Flexi Cap Fund thoda better ho sakta hai, kyunki uska 3Y return consistent hai aur volatility bhi thodi kam hai, likin ye sab aapke risk appetite par depend karta hai.
⚠️ Risk & Cost Analysis
Sach ye hai ki dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai jo LIC Mutual Fund Large Cap Fund se better hai, aur expense ratio bhi thodi high hai, toh risk-adjusted returns HDFC Flexi Cap Fund mein better hain.
📊 Portfolio Diversification
Dekho, asset allocation ki baat karein to dono funds mein equity ki holding 96% se upar hai, lekin top 3 holdings ki concentration HDFC Flexi Cap Fund mein thodi kam hai, aur sector risk bhi LIC Mutual Fund Large Cap Fund mein thodi zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
LIC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai aur 3Y return 17.84% hai, jo LIC Mutual Fund Large Cap Fund se better hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ki comparison ki jaye to HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo LIC Mutual Fund Large Cap Fund se better hai, isliye higher risk worth it ho sakta hai.
Q3: Which fund is more cost‑effective?
LIC Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund se kam hai, isliye LIC Mutual Fund Large Cap Fund thoda cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price