HDFC Flexi Cap Fund vs Kotak Mahindra Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
12.82%
Dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur Kotak Mahindra Large Cap Fund. Chaliye, inki categories dekhenge, jismein HDFC Flexi Cap Fund multi cap category mein hai aur Kotak Mahindra Large Cap Fund large cap category mein. Is article mein, hum aapko bataayenge ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BKotak Mahindra Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Kotak Mahindra |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 635.60 |
| AUM (₹ Cr) | 10.05 Lac Cr | 3.81 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.36% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.32 |
| Sharpe Ratio | 0.87 | 0.56 |
| 1 Year Return (%) | -0.81% | -2.46% |
| 3 Year Return (%) | 17.84% | 12.82% |
| 5 Year Return (%) | 17.6% | 12.2% |
| Since Launch (%) | 14.35% | 13.87% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 16% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return aur expense ratio ko dekhte hue, HDFC Flexi Cap Fund behtar lagta hai. Iska 3Y return 17.84% hai aur expense ratio 0.67% hai, jo ki Kotak Mahindra Large Cap Fund se kam hai. Risk bhi almost same hai, dono funds ka riskometer very high hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Kotak Mahindra Large Cap Fund?
- Expense ratio: 1.36%
- 3Y return: 12.82%
- AUM: 3.81 Lac Cr
- Sharpe Ratio: 0.56
📈 SIP Suitability
Dekho, agar aap 10+ years ke liye monthly SIP kar rahe hain, to HDFC Flexi Cap Fund behtar option hai. Iska 3Y return aur consistency thodi acchi hai, aur volatility bhi thodi kam hai. Chaliye, isse aapko long-term mein behtar returns mil sakte hain.
⚠️ Risk & Cost Analysis
Sach ye hai, dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo ki Kotak Mahindra Large Cap Fund se behtar hai. Volatility bhi thodi zyada hai, lekin expense ratio kam hai. Isliye, HDFC Flexi Cap Fund behtar risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Dekho, dono funds ka asset allocation almost same hai, lekin top holdings mein thodi difference hai. HDFC Flexi Cap Fund ka top holding HDFC Bank Ltd. 6.5% hai, jabki Kotak Mahindra Large Cap Fund ka top holding HDFC Bank Ltd. 8.5% hai. Chaliye, isse sector risk thodi zyada hai Kotak Mahindra Large Cap Fund mein.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Kotak Mahindra Large Cap Fund
₹1220113.26
@12.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo ki Kotak Mahindra Large Cap Fund se behtar hai.
Q2: Is the higher risk fund worth it?
Answer: Haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo ki Kotak Mahindra Large Cap Fund se behtar hai, isliye higher risk worth it hai.
Q3: Which fund is more cost‑effective?
Answer: HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo ki Kotak Mahindra Large Cap Fund se kam hai, isliye yeh more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price