HDFC Flexi Cap Fund vs Kotak Mahindra Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
12.82%
dekho, humne Fund A aur Fund B ki comparison ki hai, jo ki Multi Cap aur Large Cap categories mein aate hain. hum yahaan in dono funds ke returns, risk, aur expense ratio ki tulna karenge, taaki aapko pata chale ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BKotak Mahindra Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Kotak Mahindra |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 635.60 |
| AUM (₹ Cr) | 10.05 Lac Cr | 3.81 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.36% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.32 |
| Sharpe Ratio | 0.87 | 0.56 |
| 1 Year Return (%) | -0.81% | -2.46% |
| 3 Year Return (%) | 17.84% | 12.82% |
| 5 Year Return (%) | 17.6% | 12.2% |
| Since Launch (%) | 14.35% | 13.87% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 16% |
🤖 AI Verdict – Which is Better?
haan, agar hum 3Y return, expense ratio, aur risk ko dekhen, to Fund A thoda behtar lagta hai, kyunki uska 3Y return 17.84% hai aur expense ratio 0.67% hai, jo ki Fund B se kam hai. lekin, risk bhi bahut high hai, sach ye hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Kotak Mahindra Large Cap Fund?
- Expense ratio: 1.36%
- 3Y return: 12.82%
- AUM: 3.81 Lac Cr
- Sharpe Ratio: 0.56
📈 SIP Suitability
chaliye, SIP ke liye dekhen, to Fund A ka 3Y return thoda accha hai, aur consistency bhi thodi better hai, isliye yeh fund 10+ saal ke SIP ke liye thoda behtar ho sakta hai.
⚠️ Risk & Cost Analysis
dekho, dono funds ka riskometer very high hai, lekin Fund A ka Sharpe ratio 0.87 hai, jo ki Fund B se thoda behtar hai, aur expense ratio bhi kam hai, isliye yeh fund risk-adjusted returns ke liye thoda behtar hai.
📊 Portfolio Diversification
haan, asset allocation ki baat karen, to Fund A ka equity allocation 97% hai, aur top 3 holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries hain, jo ki Fund B se thoda similar hai, lekin Fund A ka T-Bills allocation thoda kam hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Kotak Mahindra Large Cap Fund
₹1220113.26
@12.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 17.6% hai, jo ki Fund B se thoda behtar hai, isliye yeh fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
donon funds ka riskometer very high hai, lekin Fund A ka Sharpe ratio 0.87 hai, jo ki Fund B se thoda behtar hai, isliye yeh fund higher risk ke keemath par behtar returns deta hai.
Q3: Which fund is more cost‑effective?
Fund A ka expense ratio 0.67% hai, jo ki Fund B se kam hai, isliye yeh fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price