HDFC Flexi Cap Fund vs JM Financial Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur JM Financial Large Cap Fund, jo ki Multi Cap aur Large Cap categories mein aate hain. chaliye, is article mein hum in dono funds ke returns, risk, aur expenses ko compare karte hain, taaki aapko pata chal sake ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BJM Financial Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | JM Financial |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.26 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.25 |
| Sharpe Ratio | 0.87 | 0.67 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 26% |
🤖 AI Verdict – Which is Better?
haan, HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo ki JM Financial Large Cap Fund se zyada hai, aur iska expense ratio 0.67% hai, jo ki thoda zyada hai. lekin, overall risk ko dekha jaye to HDFC Flexi Cap Fund ka riskometer bhi Very High hai, aur iska Sharpe ratio 0.87 hai, jo ki behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider JM Financial Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.26 Lac Cr
- Sharpe Ratio: 0.67
📈 SIP Suitability
sach ye hai, dono funds ke returns consistent nahi hain, lekin HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo ki stable hai. chaliye, is fund ko 10+ years ke liye SIP mein invest karna behtar hoga.
⚠️ Risk & Cost Analysis
dekho, dono funds ka riskometer Very High hai, lekin HDFC Flexi Cap Fund ka volatility 12.97 hai, jo ki zyada hai. lekin, iska Sharpe ratio 0.87 hai, jo ki behtar risk-adjusted returns deta hai. JM Financial Large Cap Fund ka expense ratio 0.52% hai, jo ki kam hai.
📊 Portfolio Diversification
chaliye, dono funds ki asset allocation dekhein, to HDFC Flexi Cap Fund ka equity allocation 97% hai, aur JM Financial Large Cap Fund ka 96% hai. top holdings mein HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd dono funds mein hain, lekin concentration thoda alag hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
JM Financial Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo ki JM Financial Large Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo ki behtar risk-adjusted returns deta hai, lekin volatility 12.97 hai, jo ki zyada hai.
Q3: Which fund is more cost‑effective?
JM Financial Large Cap Fund ka expense ratio 0.52% hai, jo ki HDFC Flexi Cap Fund se kam hai, lekin exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price