HDFC Flexi Cap Fund vs JM Financial Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
Dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur JM Financial Large Cap Fund. Dono funds alag categories mein aate hain, ek Multi Cap hai aur doosra Large Cap. Chaliye, is article mein hum aapko bataayenge ki inmein se kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BJM Financial Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | JM Financial |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.26 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.25 |
| Sharpe Ratio | 0.87 | 0.67 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 26% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo JM Financial Large Cap Fund se zyada hai. Iske alawa, expense ratio bhi kam hai, 0.67% ki jagah 0.52% nahi, lekin risk bhi very high hai. Sach ye hai ki HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider JM Financial Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.26 Lac Cr
- Sharpe Ratio: 0.67
📈 SIP Suitability
Chaliye, SIP ke liye dekhein to HDFC Flexi Cap Fund ka return stability thoda zyada hai. Dono funds mein consistency ka issue hai, lekin HDFC Flexi Cap Fund ka 3Y return zyada hai. Isliye, yeh fund 10+ years ke SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Dekho, riskometer dono funds ka very high hai, lekin volatility mein thoda antar hai. HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo JM Financial Large Cap Fund se zyada hai. Isse pata chalta hai ki HDFC Flexi Cap Fund risk-adjusted returns dene mein behtar hai.
📊 Portfolio Diversification
Haan, asset allocation ki baat karein to HDFC Flexi Cap Fund ka equity allocation 97% hai, aur JM Financial Large Cap Fund ka 96% hai. Top holdings ki baat karein to dono funds mein HDFC Bank, ICICI Bank, aur Reliance Industries shamil hain. Lekin, HDFC Flexi Cap Fund ka diversification thoda zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
JM Financial Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo JM Financial Large Cap Fund se zyada hai. Isliye, yeh fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo JM Financial Large Cap Fund se zyada hai. Isse pata chalta hai ki higher risk ka badla mil raha hai.
Q3: Which fund is more cost‑effective?
JM Financial Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund se kam hai. Lekin, exit load ki information nahi hai. Isliye, JM Financial Large Cap Fund thoda zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price