HDFC Flexi Cap Fund vs Invesco Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
6.93%
Dekho, humne do alag-alag category ke funds ki comparison ki hai - HDFC Flexi Cap Fund, jo ek Multi Cap fund hai, aur Invesco Mutual Fund Liquid Fund, jo ek Liquid Fund hai. Chaliye, aaiye jaante hain ki inme se kaunsa fund aapke liye better hai, aur kyun.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BInvesco Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Invesco Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 1945.71 | 3819.94 |
| AUM (₹ Cr) | 10.05 Lac Cr | 3.76 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.97 | 0.13 |
| Sharpe Ratio | 0.87 | 3.31 |
| 1 Year Return (%) | -0.81% | 6.17% |
| 3 Year Return (%) | 17.84% | 6.93% |
| 5 Year Return (%) | 17.6% | 6.11% |
| Since Launch (%) | 14.35% | 6.82% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 26% | 269% |
🤖 AI Verdict – Which is Better?
Haan, long-term wealth creation ke liye HDFC Flexi Cap Fund behtareen hai, kyunki uska 3Y return 17.84% hai, jo Invesco Mutual Fund Liquid Fund se adhik hai. Lekin, risk bhi bahut high hai, volatility 12.97 hai, aur expense ratio 0.67% hai. Sach ye hai ki HDFC Flexi Cap Fund ka riskometer very high hai, lekin returns bhi acche hain.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Invesco Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.76 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
Chaliye, agar aap monthly SIP ke liye fund dhundh rahe hain, to HDFC Flexi Cap Fund better hai, kyunki uska 3Y return aur 5Y return accha hai. Lekin, consistency aur return stability ke maamle me Invesco Mutual Fund Liquid Fund bhi achha hai, kyunki uska 1Y return 6.17% hai, jo stable hai.
⚠️ Risk & Cost Analysis
Dekho, riskometer ke maamle me Invesco Mutual Fund Liquid Fund ka risk low hai, volatility 0.13 hai, jo HDFC Flexi Cap Fund se bahut kam hai. Sharpe ratio bhi Invesco Mutual Fund Liquid Fund ka 3.31 hai, jo HDFC Flexi Cap Fund se adhik hai. Expense ratio ke maamle me bhi Invesco Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo HDFC Flexi Cap Fund se kam hai.
📊 Portfolio Diversification
Haan, asset allocation ke maamle me HDFC Flexi Cap Fund ka 97% equity me investment hai, jo high risk hai. Top holdings me HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd hain. Invesco Mutual Fund Liquid Fund ka asset allocation diversified hai, T-Bills, CD, CP, aur cash me investment hai. Top holdings me State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Invesco Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Invesco Mutual Fund Liquid Fund se adhik hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke maamle me Invesco Mutual Fund Liquid Fund ka risk low hai, aur returns bhi stable hain, lekin HDFC Flexi Cap Fund ka risk high hai, aur returns bhi acche hain.
Q3: Which fund is more cost‑effective?
Invesco Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo HDFC Flexi Cap Fund se kam hai, lekin exit load ki information N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price