HDFC Flexi Cap Fund vs ICICI Prudential Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
15.42%
dekho, aapke paas do fund options hain - HDFC Flexi Cap Fund aur ICICI Prudential Small Cap Fund. dono hi very high risk waale hain, lekin categories alag hain. yeh comparison aapko samajhne mein madad karega ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BICICI Prudential Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Small Cap |
| NAV (₹) | 1945.71 | 96.92 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.27 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 17.48 |
| Sharpe Ratio | 0.87 | 0.51 |
| 1 Year Return (%) | -0.81% | 1.68% |
| 3 Year Return (%) | 17.84% | 15.42% |
| 5 Year Return (%) | 17.6% | 17.22% |
| Since Launch (%) | 14.35% | 16.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Harsh Upadhyaya; Sharmila D'Silva (4.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 26% | 21% |
🤖 AI Verdict – Which is Better?
haan, HDFC Flexi Cap Fund 3Y return mein 17.84% ka return diya hai, jo ICICI Prudential Small Cap Fund se zyada hai. iske alawa, iska expense ratio 0.67% hai, jo ICICI Prudential Small Cap Fund ke 0.82% se kam hai. sach ye hai ki risk bhi very high hai, lekin overall HDFC Flexi Cap Fund behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider ICICI Prudential Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 15.42%
- AUM: 2.27 Lac Cr
- Sharpe Ratio: 0.51
📈 SIP Suitability
chaliye, SIP ke liye dekhte hain. HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo stable hai. ICICI Prudential Small Cap Fund ka 5Y return 17.22% hai. consistency ke mamle mein HDFC Flexi Cap Fund behtar hai.
⚠️ Risk & Cost Analysis
dekho, riskometer dono funds ke liye very high hai. lekin volatility aur Sharpe ratio ke mamle mein HDFC Flexi Cap Fund behtar hai. iska Sharpe ratio 0.87 hai, jo ICICI Prudential Small Cap Fund ke 0.51 se zyada hai.
📊 Portfolio Diversification
haan, portfolio diversification ke mamle mein HDFC Flexi Cap Fund ka asset allocation zyada diversified hai. ismein equity 97% hai, aur top 3 holdings mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain. ICICI Prudential Small Cap Fund ka asset allocation thoda concentrated hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
ICICI Prudential Small Cap Fund
₹1429907.82
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo ICICI Prudential Small Cap Fund ke 17.22% se zyada hai.
Q2: Is the higher risk fund worth it?
Sharpe ratio ke hisab se HDFC Flexi Cap Fund behtar hai, kyunki uska Sharpe ratio 0.87 hai, jo ICICI Prudential Small Cap Fund ke 0.51 se zyada hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo ICICI Prudential Small Cap Fund ke 0.82% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price