HDFC Flexi Cap Fund vs ICICI Prudential Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
15.42%
dekho, humne do funds ki comparison ki hai, ek Multi Cap category ka HDFC Flexi Cap Fund aur doosra Small Cap category ka ICICI Prudential Small Cap Fund, chaliye jante hai inke beech kaunsa fund aapke liye better hai, aur aapko kya benefits mil sakte hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BICICI Prudential Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Small Cap |
| NAV (₹) | 1945.71 | 96.92 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.27 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 17.48 |
| Sharpe Ratio | 0.87 | 0.51 |
| 1 Year Return (%) | -0.81% | 1.68% |
| 3 Year Return (%) | 17.84% | 15.42% |
| 5 Year Return (%) | 17.6% | 17.22% |
| Since Launch (%) | 14.35% | 16.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Harsh Upadhyaya; Sharmila D'Silva (4.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 26% | 21% |
🤖 AI Verdict – Which is Better?
haan, 3Y return ke hisab se HDFC Flexi Cap Fund behtar hai, 17.84% return mila hai, aur expense ratio bhi kam hai, 0.67%, lekin risk bhi very high hai, to aapko apne risk appetite ke hisab se decision lena hoga.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider ICICI Prudential Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 15.42%
- AUM: 2.27 Lac Cr
- Sharpe Ratio: 0.51
📈 SIP Suitability
sach ye hai ki dono funds mein SIP karne ke liye consistency aur return stability important hai, lekin HDFC Flexi Cap Fund ka 3Y return thoda accha hai, to isme SIP karne mein fayda ho sakta hai.
⚠️ Risk & Cost Analysis
dekho, riskometer aur volatility dono funds mein very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo ICICI Prudential Small Cap Fund se better hai, iska matlab hai ki HDFC Flexi Cap Fund ne risk-adjusted returns mein behtar performance diya hai.
📊 Portfolio Diversification
chaliye, asset allocation ke hisab se HDFC Flexi Cap Fund mein equity allocation 97% hai, aur top 3 holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries hai, jabki ICICI Prudential Small Cap Fund mein equity allocation 91% hai, aur top 3 holdings mein Aarti Drugs, Hatsun Agro, aur National Aluminium hai, to dono funds ke portfolio diversification mein thoda difference hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
ICICI Prudential Small Cap Fund
₹1429907.82
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
haan, 5Y return ke hisab se HDFC Flexi Cap Fund aur ICICI Prudential Small Cap Fund dono almost equal hai, 17.6% aur 17.22%.
Q2: Is the higher risk fund worth it?
sach ye hai ki higher risk fund ka Sharpe ratio dekhna important hai, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo thoda better hai.
Q3: Which fund is more cost‑effective?
dekho, expense ratio ke hisab se HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo ICICI Prudential Small Cap Fund se kam hai, 0.82%.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price