HDFC Flexi Cap Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
20.43%
Yaar, dekho, today hum discuss karne wale hain do mutual funds ke beech Fund A - HDFC Flexi Cap Fund aur Fund B - ICICI Prudential Multi Cap Fund. In dono funds ki category Multi Cap hai, lekin kya ek se bada fund khaas hai? Hum aapko pata karenge iske 3Y return, expense ratio, aur risk ke beech ka farak. Chaliye, zaroor dekho.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 1945.71 | 934.98 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.74% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 13.2 |
| Sharpe Ratio | 0.87 | 1.06 |
| 1 Year Return (%) | -0.81% | 6.9% |
| 3 Year Return (%) | 17.84% | 20.43% |
| 5 Year Return (%) | 17.6% | 17.37% |
| Since Launch (%) | 14.35% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.97% |
| Portfolio Turnover | 26% | 45% |
🤖 AI Verdict – Which is Better?
Haan, hum aapko batate hain ki Fund B - ICICI Prudential Multi Cap Fund long-term wealth creation ke liye better hai. Iska reason hai ki Fund B ka 3Y return 20.43% hai, jo Fund A ka 17.84% se bada hai. Lekin, expense ratio ke maamle mein Fund A 0.67% ka expense ratio rakhta hai, jo Fund B ka 1.74% se kam hai. Aur dono funds ke riskometer bhi very high hai, lekin Fund B ka sharpe ratio Fund A se bada hai. Dekho, Fund B hamesha aapke portfolio ka behtar vikalp ho sakta hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 1.74%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.06
📈 SIP Suitability
Sach ye hai, SIP ki consistency aur return stability ka mazaaloom hona kafi zaroori hai. Fund B ki 3Y return Fund A se bada hai, lekin Fund A ki expense ratio Fund B se kam hai. Lekin, SIP ke liye stability aur consistency dono zaroori hain. To, Fund A hamesha aapke SIP portfolio ka behtar vikalp ho sakta hai, kyunki uska expense ratio kam hai.
⚠️ Risk & Cost Analysis
Yaar, hum aapko batate hain ki Fund B ka riskometer aur volatility Fund A se bada hai, lekin sharpe ratio Fund B ka Fund A se bada hai. To, Fund B hamesha aapke portfolio ka behtar vikalp ho sakta hai. Iske alawa, Fund A ka expense ratio Fund B ka kam hai. Isliye, Fund B ki expense ratio aur riskometer ka comparison Fund A se kam hai.
📊 Portfolio Diversification
Haan, hum aapko batate hain ki Fund B ka asset allocation dono funds ki trah hi 97-3% hai. Iske alawa, Fund B ka top holdings concentration bhi Fund A se kam hai. To, Fund B ka portfolio dono funds ki trah hi diversified hai. Iske alawa, Fund B ka sector risk bhi Fund A se kam hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 17.37% hai, jiska 3Y return bhi 20.43% hai. Isliye, Fund B long run mein aapko better returns dega.
Q2: Is the higher risk fund worth it?
Fund B ka volatility aur sharpe ratio Fund A se bada hai. Isliye, Fund B hamesha aapke portfolio ka behtar vikalp ho sakta hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio Fund B ka kam hai, 0.67% Fund B ka 1.74% se kam hai. Isliye, Fund A aapke portfolio ke liye cost-effective option hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price