HDFC Flexi Cap Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.81%
dekho, hum do funds ki comparison karne ja rahe hain - HDFC Flexi Cap Fund aur ICICI Prudential Large Cap Fund. dono funds alag categories mein aate hain, ek multi cap hai aur doosra large cap. aage chaliye, humein pata chalega ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 117.10 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.43 |
| Sharpe Ratio | 0.87 | 0.73 |
| 1 Year Return (%) | -0.81% | -2.39% |
| 3 Year Return (%) | 17.84% | 14.81% |
| 5 Year Return (%) | 17.6% | 14.18% |
| Since Launch (%) | 14.35% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Anish Tawakley (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 17% |
🤖 AI Verdict – Which is Better?
haan, 3Y return ke hisab se HDFC Flexi Cap Fund behtar hai, kyunki uska return 17.84% hai. expense ratio bhi thoda high hai, lekin risk ko dekha jaye to dono funds very high risk wale hain. isliye, hum kehte hain ki HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
sach ye hai ki dono funds SIP ke liye suitable hain, lekin consistency aur return stability ko dekha jaye to HDFC Flexi Cap Fund thoda behtar hai. isliye, agar aap 10+ years ke liye SIP karna chahte hain, to HDFC Flexi Cap Fund behtar option hai.
⚠️ Risk & Cost Analysis
dekho, riskometer dono funds ke very high hai, lekin volatility aur Sharpe ratio ko dekha jaye to HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo ICICI Prudential Large Cap Fund se thoda behtar hai. expense ratio bhi thoda high hai, lekin overall risk-adjusted returns HDFC Flexi Cap Fund behtar hai.
📊 Portfolio Diversification
chaliye, asset allocation aur top holdings ko dekhein. HDFC Flexi Cap Fund ka asset allocation thoda diversified hai, kyunki usmein equity 97% hai aur T-Bills 3%. top holdings bhi thoda diversified hain, lekin dono funds mein HDFC Bank Ltd. aur ICICI Bank Ltd. top holdings hain. isliye, sector risk dono funds mein hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
haan, HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo ICICI Prudential Large Cap Fund se thoda behtar hai.
Q2: Is the higher risk fund worth it?
dekho, dono funds very high risk wale hain, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo thoda behtar hai. isliye, higher risk fund worth it hai.
Q3: Which fund is more cost‑effective?
lekin, ICICI Prudential Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund se kam hai. isliye, ICICI Prudential Large Cap Fund thoda more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price