HDFC Flexi Cap Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.81%
dekho, humne do funds ki comparison ki hai, HDFC Flexi Cap Fund aur ICICI Prudential Large Cap Fund, jo ki alag categories mein aate hain. Aapko pata chalega ki kaunsa fund long-term wealth creation ke liye behtar hai, aur kyun.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 117.10 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.43 |
| Sharpe Ratio | 0.87 | 0.73 |
| 1 Year Return (%) | -0.81% | -2.39% |
| 3 Year Return (%) | 17.84% | 14.81% |
| 5 Year Return (%) | 17.6% | 14.18% |
| Since Launch (%) | 14.35% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Anish Tawakley (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 17% |
🤖 AI Verdict – Which is Better?
haan, HDFC Flexi Cap Fund 3Y return mein 17.84% ke saath behtar performance dikhata hai, aur expense ratio bhi thoda zyada hai, lekin risk bhi very high hai, lekin overall long-term wealth creation ke liye yeh fund behtar lagta hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
chaliye, dono funds ko dekhein, HDFC Flexi Cap Fund aur ICICI Prudential Large Cap Fund, toh consistency aur return stability ke maamle mein HDFC Flexi Cap Fund thoda behtar lagta hai, isliye yeh fund monthly SIP ke liye behtar rahega.
⚠️ Risk & Cost Analysis
sach ye hai, dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka volatility 12.97 hai, jo ki ICICI Prudential Large Cap Fund se zyada hai, aur Sharpe ratio bhi thoda behtar hai, isliye yeh fund risk-adjusted returns ke maamle mein behtar lagta hai.
📊 Portfolio Diversification
dekho, dono funds ki asset allocation aur top holdings concentration ko dekha jaye, toh HDFC Flexi Cap Fund thoda zyada diversified lagta hai, kyunki iska equity allocation 97% hai, aur top holdings mein bhi thoda zyada diversification hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund 5Y return mein 17.6% ke saath behtar performance dikhata hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka volatility zyada hai, lekin Sharpe ratio bhi thoda behtar hai, isliye yeh fund higher risk ke saath worth it lagta hai.
Q3: Which fund is more cost‑effective?
ICICI Prudential Large Cap Fund ka expense ratio 0.52% ke saath kam hai, isliye yeh fund more cost-effective lagta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price