HDFC Flexi Cap Fund vs ICICI Prudential Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
15.44%
dekho, humne do funds ki comparison ki hai, Fund A: HDFC Flexi Cap Fund - Direct Plan - Growth jo ki Multi Cap category ka hai, aur Fund B: ICICI Prudential Bluechip Fund - Regular Plan - Growth jo ki Large Cap category ka hai. hum aapko bataayenge ki inme se kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BICICI Prudential Bluechip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 83.91 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.81 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.54 |
| Sharpe Ratio | 0.87 | 0.71 |
| 1 Year Return (%) | -0.81% | 24.48% |
| 3 Year Return (%) | 17.84% | 15.44% |
| 5 Year Return (%) | 17.6% | 12.65% |
| Since Launch (%) | 14.35% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 28% |
🤖 AI Verdict – Which is Better?
haan, agar hum 3Y return, expense ratio, aur risk ko dekhein, to Fund A: HDFC Flexi Cap Fund - Direct Plan - Growth behtar lagta hai, kyunki uska 3Y return 17.84% hai, jo ki Fund B se zyada hai, aur uska expense ratio 0.67% hai, jo ki kam hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
chaliye, agar aap monthly SIP ke liye soch rahe hain, to Fund A: HDFC Flexi Cap Fund - Direct Plan - Growth behtar hai, kyunki uska consistency aur return stability zyada hai, aur uska 5Y return 17.6% hai, jo ki stable hai.
⚠️ Risk & Cost Analysis
sach ye hai, dono funds ka riskometer Very High hai, lekin Fund A: HDFC Flexi Cap Fund - Direct Plan - Growth ka Sharpe ratio 0.87 hai, jo ki Fund B se zyada hai, aur uska expense ratio 0.67% hai, jo ki kam hai, isliye Fund A behtar risk-adjusted returns deta hai.
📊 Portfolio Diversification
dekho, Fund A: HDFC Flexi Cap Fund - Direct Plan - Growth ka asset allocation 97% equity aur 3% T-Bills ka hai, jabki Fund B: ICICI Prudential Bluechip Fund - Regular Plan - Growth ka asset allocation 96% equity aur 4% T-Bills ka hai, dono funds ka top holdings concentration zyada hai, lekin Fund A thoda zyada diversified lagta hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A: HDFC Flexi Cap Fund - Direct Plan - Growth ka 5Y return 17.6% hai, jo ki Fund B: ICICI Prudential Bluechip Fund - Regular Plan - Growth se zyada hai, isliye Fund A behtar hai.
Q2: Is the higher risk fund worth it?
haan, dono funds ka riskometer Very High hai, lekin Fund A: HDFC Flexi Cap Fund - Direct Plan - Growth ka Sharpe ratio 0.87 hai, jo ki Fund B se zyada hai, isliye higher risk worth it hai.
Q3: Which fund is more cost‑effective?
Fund A: HDFC Flexi Cap Fund - Direct Plan - Growth ka expense ratio 0.67% hai, jo ki Fund B: ICICI Prudential Bluechip Fund - Regular Plan - Growth se kam hai, isliye Fund A zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price