HDFC Flexi Cap Fund vs ICICI Prudential Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
15.44%
dekho, humne do mutual fund schemes ki comparison ki hai - HDFC Flexi Cap Fund aur ICICI Prudential Bluechip Fund. dono funds alag categories mein aate hain - multi cap aur large cap. is article mein hum aapko bataayenge ki inmein se kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BICICI Prudential Bluechip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 83.91 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.81 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.54 |
| Sharpe Ratio | 0.87 | 0.71 |
| 1 Year Return (%) | -0.81% | 24.48% |
| 3 Year Return (%) | 17.84% | 15.44% |
| 5 Year Return (%) | 17.6% | 12.65% |
| Since Launch (%) | 14.35% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 28% |
🤖 AI Verdict – Which is Better?
chaliye, hum dekhte hain ki kaunsa fund long-term wealth creation ke liye behtar hai. HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo ICICI Prudential Bluechip Fund ke 15.44% se zyada hai. lekin, risk bhi bahut high hai. haan, expense ratio bhi kam hai - 0.67% ki jagah 1.52%. isliye, hum kehte hain ki HDFC Flexi Cap Fund thoda behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
sach ye hai ki dono funds SIP ke liye suitable hain, lekin consistency aur return stability ki baat karein to HDFC Flexi Cap Fund thoda behtar hai. iska 5Y return 17.6% hai, jo ICICI Prudential Bluechip Fund ke 12.65% se zyada hai.
⚠️ Risk & Cost Analysis
dekho, riskometer dono funds ke liye very high hai, lekin volatility thodi alag hai - 12.97 aur 12.54. Sharpe ratio bhi thoda alag hai - 0.87 aur 0.71. expense ratio ki baat karein to HDFC Flexi Cap Fund ka 0.67% ICICI Prudential Bluechip Fund ke 1.52% se kam hai. isliye, hum kehte hain ki HDFC Flexi Cap Fund risk-adjusted returns ke maamle mein behtar hai.
📊 Portfolio Diversification
chaliye, hum dekhte hain ki kaunsa fund zyada diversified hai. HDFC Flexi Cap Fund ka asset allocation hai - 97% equity aur 3% T-Bills. ICICI Prudential Bluechip Fund ka bhi similar hai - 96% equity aur 4% T-Bills. top holdings ki baat karein to dono funds mein HDFC Bank, ICICI Bank, aur Reliance Industries shamil hain. lekin, concentration thodi alag hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo ICICI Prudential Bluechip Fund ke 12.65% se zyada hai.
Q2: Is the higher risk fund worth it?
Sharpe ratio ki baat karein to HDFC Flexi Cap Fund ka 0.87 ICICI Prudential Bluechip Fund ke 0.71 se zyada hai, isliye hum kehte hain ki higher risk worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo ICICI Prudential Bluechip Fund ke 1.52% se kam hai. exit load ki koi information nahi hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price