HDFC Flexi Cap Fund vs ICICI Prudential Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
15.44%
dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur ICICI Prudential Bluechip Fund. Dono funds alag category mein aate hain, ek Multi Cap hai aur doosra Large Cap. Is article mein hum aapko bataayenge ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BICICI Prudential Bluechip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 83.91 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.81 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.52 |
| Sharpe Ratio | 0.87 | 0.71 |
| 1 Year Return (%) | -0.81% | 24.48% |
| 3 Year Return (%) | 17.84% | 15.44% |
| 5 Year Return (%) | 17.6% | 12.65% |
| Since Launch (%) | 14.35% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 28% |
🤖 AI Verdict – Which is Better?
chaliye, 3Y return, expense ratio, aur risk ko dekhein. HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jabki ICICI Prudential Bluechip Fund ka 15.44% hai. Expense ratio mein ICICI Prudential Bluechip Fund ka 0.52% thoda kam hai. Lekin risk ko dekha jaye to dono funds Very High risk waale hain. Haan, HDFC Flexi Cap Fund ka 3Y return thoda zyada hai, isliye hume lagta hai ki yeh long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
sach ye hai ki dono funds SIP ke liye suitable hain, lekin consistency aur return stability ko dekha jaye to HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jabki ICICI Prudential Bluechip Fund ka 12.65% hai. Isliye, hume lagta hai ki HDFC Flexi Cap Fund 10+ years ke SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ko dekha jaye to dono funds Very High risk waale hain. Volatility mein ICICI Prudential Bluechip Fund ka 12.52 thoda kam hai, lekin Sharpe ratio mein HDFC Flexi Cap Fund ka 0.87 thoda zyada hai. Expense ratio mein ICICI Prudential Bluechip Fund ka 0.52% thoda kam hai. Isliye, hume lagta hai ki ICICI Prudential Bluechip Fund risk-adjusted returns ke liye behtar hai.
📊 Portfolio Diversification
chaliye, asset allocation aur top holdings concentration ko dekhein. HDFC Flexi Cap Fund ka equity allocation 97% hai, jabki ICICI Prudential Bluechip Fund ka 96% hai. Top holdings mein HDFC Flexi Cap Fund ka HDFC Bank Ltd. (6.5%) aur ICICI Prudential Bluechip Fund ka HDFC Bank Ltd. (8.5%) hai. Dono funds mein sector risk hai, lekin HDFC Flexi Cap Fund thoda zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jabki ICICI Prudential Bluechip Fund ka 12.65% hai, isliye HDFC Flexi Cap Fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Dono funds Very High risk waale hain, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo ki ICICI Prudential Bluechip Fund se zyada hai, isliye higher risk worth it hai.
Q3: Which fund is more cost‑effective?
ICICI Prudential Bluechip Fund ka expense ratio 0.52% hai, jabki HDFC Flexi Cap Fund ka 0.67% hai, isliye ICICI Prudential Bluechip Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price