HDFC Flexi Cap Fund vs ICICI Prudential Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
15.44%
Dekho, humne do funds ko compare kiya hai - HDFC Flexi Cap Fund aur ICICI Prudential Bluechip Fund. Dono funds alag categories mein aate hain, ek Multi Cap hai aur doosra Large Cap. Chaliye, hum dekhte hain ki kaunsa fund aapke liye better hai, long-term wealth creation ke liye.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BICICI Prudential Bluechip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 83.91 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.81 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.52 |
| Sharpe Ratio | 0.87 | 0.71 |
| 1 Year Return (%) | -0.81% | 24.48% |
| 3 Year Return (%) | 17.84% | 15.44% |
| 5 Year Return (%) | 17.6% | 12.65% |
| Since Launch (%) | 14.35% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 28% |
🤖 AI Verdict – Which is Better?
Haan, dono funds mein se HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo ki ICICI Prudential Bluechip Fund se zyada hai. Lekin, risk bhi zyada hai, Very High riskometer ke saath. Expense ratio bhi thoda zyada hai, 0.67%. Lekin, overall, HDFC Flexi Cap Fund long-term wealth creation ke liye better lagta hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
Chaliye, SIP ke liye dekhte hain. HDFC Flexi Cap Fund ka consistency thoda kam hai, lekin return stability thodi zyada hai. ICICI Prudential Bluechip Fund ka consistency zyada hai, lekin return stability thodi kam hai. Dekho, dono funds mein se HDFC Flexi Cap Fund SIP ke liye better lagta hai, 10+ years ke liye.
⚠️ Risk & Cost Analysis
Riskometer dono funds ka Very High hai, lekin HDFC Flexi Cap Fund ka volatility 12.97 hai, jo ki ICICI Prudential Bluechip Fund se zyada hai. Sharpe ratio bhi thoda kam hai, 0.87. Expense ratio bhi thoda zyada hai, 0.67%. Lekin, overall, ICICI Prudential Bluechip Fund risk-adjusted returns ke liye better lagta hai.
📊 Portfolio Diversification
Sach ye hai, dono funds ka asset allocation thoda similar hai, equity mein zyada investment hai. Lekin, HDFC Flexi Cap Fund ka top holdings concentration thoda kam hai, 6.5% HDFC Bank Ltd. mein. ICICI Prudential Bluechip Fund ka top holdings concentration zyada hai, 8.5% HDFC Bank Ltd. mein. Dekho, HDFC Flexi Cap Fund portfolio diversification ke liye better lagta hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo ki ICICI Prudential Bluechip Fund se zyada hai. Isliye, HDFC Flexi Cap Fund long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Flexi Cap Fund ka risk zyada hai, lekin return bhi zyada hai. Volatility 12.97 hai, jo ki thoda zyada hai. Lekin, Sharpe ratio 0.87 hai, jo ki thoda kam hai. Isliye, higher risk fund worth it hai, agar aap long-term wealth creation ke liye invest kar rahe hain.
Q3: Which fund is more cost‑effective?
ICICI Prudential Bluechip Fund ka expense ratio 0.52% hai, jo ki HDFC Flexi Cap Fund se kam hai. Isliye, ICICI Prudential Bluechip Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price