HDFC Flexi Cap Fund vs ICICI Prudential Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
12.2%
dekho, hum do funds ki comparison kar rahe hain - HDFC Flexi Cap Fund aur ICICI Prudential Balanced Advantage Fund. yeh dono funds alag-alag categories mein aate hain, ek multi cap hai aur doosra hybrid. chaliye, hum dekhte hain ki kaunsa fund long-term wealth creation ke liye better hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BICICI Prudential Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Hybrid |
| NAV (₹) | 1945.71 | 84.60 |
| AUM (₹ Cr) | 10.05 Lac Cr | 7.06 Lac Cr |
| Expense Ratio (%) | 0.67% | 1% |
| Riskometer | Very High | Moderately High |
| Volatility | 12.97 | 9.34 |
| Sharpe Ratio | 0.87 | 0.61 |
| 1 Year Return (%) | -0.81% | 4.35% |
| 3 Year Return (%) | 17.84% | 12.2% |
| 5 Year Return (%) | 17.6% | 11.25% |
| Since Launch (%) | 14.35% | 12.54% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Akhil Kakkar; Ihab Dalwai; Manish Banthia; Rajat Chandak; Sharmila D'Silva; Sri Sharma (13.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | TVS Motor Company Ltd. (5.25%), ICICI Bank Ltd. (3.97%), HDFC Bank Ltd. (3.65%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 68.12% | CD: 4.05% | REITs: 3.85% | SDL: 3.68% | GOI Sec: 3.07% | Debenture: 2.37% | T-Bills: 2.0% | NCD: 1.59% | Sec. Debt: 0.91% | Debt: 0.49% | InvITs: 0.32% | CP: 0.28% | ZCB: 0.23% | GOI FRB: 0.1% | Pref. Shares: 0.1% | ID: -0.59% | Futures: -3.84% |
| Portfolio Turnover | 26% | 451% |
🤖 AI Verdict – Which is Better?
haan, HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo ki ICICI Prudential Balanced Advantage Fund ke 12.2% se zyada hai. lekin, risk bhi zyada hai, Very High riskometer ke saath. expense ratio bhi thoda kam hai, 0.67% ki jagah 1%. isliye, hum kehte hain ki HDFC Flexi Cap Fund long-term wealth creation ke liye better hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider ICICI Prudential Balanced Advantage Fund?
- Expense ratio: 1%
- 3Y return: 12.2%
- AUM: 7.06 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
sach ye hai, dono funds SIP ke liye suitable hain, lekin consistency aur return stability ki baat karein to ICICI Prudential Balanced Advantage Fund thoda better hai. iska 1Y return 4.35% hai, jo ki HDFC Flexi Cap Fund ke -0.81% se zyada hai.
⚠️ Risk & Cost Analysis
riskometer, volatility, Sharpe ratio, aur expense ratio ki comparison karein to HDFC Flexi Cap Fund ka riskometer Very High hai, lekin Sharpe ratio 0.87 hai, jo ki ICICI Prudential Balanced Advantage Fund ke 0.61 se zyada hai. expense ratio bhi kam hai. isliye, hum kehte hain ki HDFC Flexi Cap Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
asset allocation ki baat karein to HDFC Flexi Cap Fund ka 97% equity mein invested hai, jabki ICICI Prudential Balanced Advantage Fund ka 68.12% equity mein hai. top holdings ki baat karein to HDFC Flexi Cap Fund ka concentration zyada hai, HDFC Bank Ltd. aur ICICI Bank Ltd. dono funds mein hain. isliye, hum kehte hain ki ICICI Prudential Balanced Advantage Fund thoda zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
ICICI Prudential Balanced Advantage Fund
₹1175628.80
@12.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo ki ICICI Prudential Balanced Advantage Fund ke 11.25% se zyada hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo ki ICICI Prudential Balanced Advantage Fund ke 0.61 se zyada hai, isliye higher risk worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo ki ICICI Prudential Balanced Advantage Fund ke 1% se kam hai, isliye yeh more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price