HDFC Flexi Cap Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
Dekho, humne yahaan do multi cap aur large cap fund compare kiye hain, Fund A HDFC Flexi Cap Fund aur Fund B HSBC Mutual Fund Large Cap Fund. Chaliye, hum in dono funds ke performance, risk aur cost ko analyze karte hain, taaki aapko pata chale ki kaunsa fund aapke long term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HSBC Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.46 |
| Sharpe Ratio | 0.87 | 0.72 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Cheenu Gupta (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 18% |
🤖 AI Verdict – Which is Better?
Haan, Fund A HDFC Flexi Cap Fund 3Y return mein 17.84% ka return diya hai, jo Fund B HSBC Mutual Fund Large Cap Fund se zyada hai. Expense ratio bhi thoda zyada hai, lekin risk bhi very high hai, toh hum kehte hain ki long term wealth creation ke liye Fund A behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
Sach ye hai, dono funds mein consistency aur return stability hai, lekin Fund A ka 3Y return thoda zyada hai, isliye hum kehte hain ki Fund A monthly SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Dekho, dono funds ka riskometer very high hai, lekin Fund A ka volatility 12.97 hai, jo Fund B se zyada hai. Sharpe ratio bhi Fund A ka 0.87 hai, jo Fund B se zyada hai, isliye hum kehte hain ki Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Chaliye, hum asset allocation dekhte hain, Fund A mein equity 97% hai, jabki Fund B mein 96% hai. Top holdings mein bhi dono funds mein HDFC Bank, ICICI Bank, aur Reliance Industries shamil hain, lekin concentration Fund B mein thoda zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Fund B HSBC Mutual Fund Large Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Dekho, volatility 12.97 hai, lekin Sharpe ratio 0.87 hai, isliye hum kehte hain ki higher risk worth it hai.
Q3: Which fund is more cost‑effective?
Fund B ka expense ratio 0.52% hai, jo Fund A se kam hai, isliye hum kehte hain ki Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price