HDFC Flexi Cap Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
dekho, aaj hum dono multi cap aur large cap category ke funds compare karenge, Fund A, HDFC Flexi Cap Fund aur Fund B, HSBC Mutual Fund Large Cap Fund. hum yahaan 1Y return se lekar 5Y return, riskometer, volatility, aur expense ratio ko compare karenge, taki aap samajh sakein kaunsa fund aapke liye sahi hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HSBC Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.46 |
| Sharpe Ratio | 0.87 | 0.72 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Cheenu Gupta (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 18% |
🤖 AI Verdict – Which is Better?
chaliye, hum dekhte hain, dono funds ke 3Y return, expense ratio, aur risk ko lekar. haan, Fund A ka 3Y return 17.84% hai, jo Fund B se zyada hai, aur expense ratio bhi thoda zyada hai, lekin riskometer dono funds ke liye very high hai. isliye, hum kehte hain ki Fund A long-term wealth creation ke liye better hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
sach ye hai, dono funds mein consistency aur return stability ko lekar thoda farak hai. lekin, Fund A ka 3Y return zyada hai, isliye yeh monthly SIP ke liye better hai, agar aap 10+ years ke liye invest kar rahe hain.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ko compare karte hain. dono funds ke riskometer very high hai, lekin Fund A ka Sharpe ratio 0.87 hai, jo Fund B se zyada hai. isliye, hum kehte hain ki Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
chaliye, hum dekhte hain asset allocation aur top holdings concentration ko. Fund A mein equity 97.00% hai, aur Fund B mein 96.00% hai. top holdings mein dono funds ke HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai, lekin concentration thoda alag hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
haan, Fund A ka 5Y return 17.6% hai, jo Fund B se zyada hai, isliye yeh long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
dekho, dono funds ke riskometer very high hai, lekin Fund A ka Sharpe ratio 0.87 hai, jo Fund B se zyada hai, isliye yeh higher risk worth it hai.
Q3: Which fund is more cost‑effective?
lekin, Fund B ka expense ratio 0.52% hai, jo Fund A se kam hai, isliye yeh more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price