HDFC Flexi Cap Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
11.02%
dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur HDFC Top 100 Fund. Ek Multi Cap category ka hai, dusra Large Cap ka. hum aapko bataayenge ki kaunsa fund long-term wealth creation ke liye behtar hai, aur kyun.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BHDFC Top 100 Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 11.21 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 13.06 |
| Sharpe Ratio | 0.87 | 0.35 |
| 1 Year Return (%) | -0.81% | -2.86% |
| 3 Year Return (%) | 17.84% | 11.02% |
| 5 Year Return (%) | 17.6% | 10.33% |
| Since Launch (%) | 14.35% | 4.79% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 25 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 33% |
🤖 AI Verdict – Which is Better?
haan, 3Y return, expense ratio, aur risk ke basis par hum kehte hain ki HDFC Flexi Cap Fund behtar hai. iska 3Y return 17.84% hai, jo HDFC Top 100 Fund se zyada hai. saath hi, iska expense ratio 0.67% hai, jo HDFC Top 100 Fund ke 1.52% se kam hai. lekin, dono funds ka riskometer Very High hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider HDFC Top 100 Fund?
- Expense ratio: 1.52%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
chaliye, dekhte hain ki kaunsa fund monthly SIP ke liye behtar hai. consistency aur return stability ke maamle mein, HDFC Flexi Cap Fund thoda behtar hai. iska 5Y return 17.6% hai, jo HDFC Top 100 Fund se zyada hai.
⚠️ Risk & Cost Analysis
sach ye hai ki dono funds ka riskometer Very High hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo HDFC Top 100 Fund ke 0.35 se zyada hai. iska matlab hai ki HDFC Flexi Cap Fund behtar risk-adjusted returns deta hai. saath hi, iska expense ratio bhi kam hai.
📊 Portfolio Diversification
dekho, asset allocation ke maamle mein, HDFC Flexi Cap Fund ka equity allocation 97% hai, jabki HDFC Top 100 Fund ka 96% hai. top holdings ke maamle mein, HDFC Flexi Cap Fund ka concentration thoda kam hai, kyunki uska top holding 6.5% hai, jabki HDFC Top 100 Fund ka 8.5% hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo HDFC Top 100 Fund ke 10.33% se zyada hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo HDFC Top 100 Fund ke 0.35 se zyada hai, iska matlab hai ki higher risk worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo HDFC Top 100 Fund ke 1.52% se kam hai, iska matlab hai ki HDFC Flexi Cap Fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price