HDFC Flexi Cap Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
11.02%
dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur HDFC Top 100 Fund. Dono ki category alag hai, ek Multi Cap hai aur dusra Large Cap. chaliye, aage hum dekhte hain ki kaunsa fund aapke liye better hai. hum yahaan 3 saal aur 5 saal ke returns, risk, aur expense ratio ko compare karenge.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BHDFC Top 100 Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 14.66 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.31% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 13.05 |
| Sharpe Ratio | 0.87 | 0.35 |
| 1 Year Return (%) | -0.81% | -2.86% |
| 3 Year Return (%) | 17.84% | 11.02% |
| 5 Year Return (%) | 17.6% | 10.33% |
| Since Launch (%) | 14.35% | 9.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 23 February 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 33% |
🤖 AI Verdict – Which is Better?
haan, HDFC Flexi Cap Fund 3Y return mein HDFC Top 100 Fund se better hai, 17.84% ke comparison mein 11.02%. lekin, dono funds ka riskometer Very High hai. expense ratio mein bhi HDFC Flexi Cap Fund thoda zyada hai, 0.67% ke comparison mein 0.31%. sach ye hai ki HDFC Flexi Cap Fund long-term wealth creation ke liye better hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider HDFC Top 100 Fund?
- Expense ratio: 0.31%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
chaliye, dekhte hain ki kaunsa fund monthly SIP ke liye better hai. dono funds ke returns mein consistency aur stability dekhte hain. HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo HDFC Top 100 Fund se zyada hai. isliye, HDFC Flexi Cap Fund ko monthly SIP ke liye better mana ja sakta hai.
⚠️ Risk & Cost Analysis
dekho, dono funds ka riskometer Very High hai, lekin volatility mein thoda antar hai. HDFC Flexi Cap Fund ka volatility 12.97 hai, jabki HDFC Top 100 Fund ka 13.05 hai. Sharpe ratio mein bhi HDFC Flexi Cap Fund better hai, 0.87 ke comparison mein 0.35. expense ratio mein HDFC Top 100 Fund better hai, 0.31% ke comparison mein 0.67%.
📊 Portfolio Diversification
haan, portfolio diversification mein dekhte hain ki kaunsa fund zyada diversified hai. HDFC Flexi Cap Fund ka asset allocation mein Equity 97% hai, jabki HDFC Top 100 Fund ka 96% hai. top holdings mein bhi dono funds mein HDFC Bank, ICICI Bank, aur Reliance Industries shamil hain. lekin, HDFC Flexi Cap Fund ka top holdings concentration thoda kam hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo HDFC Top 100 Fund se zyada hai, jiska 5Y return 10.33% hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo HDFC Top 100 Fund se zyada hai, jiska Sharpe ratio 0.35 hai. isliye, higher risk fund worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Top 100 Fund ka expense ratio 0.31% hai, jo HDFC Flexi Cap Fund se kam hai, jiska expense ratio 0.67% hai. N/A exit load ke bare mein information hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price