HDFC Flexi Cap Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
15.78%
Dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur HDFC Small Cap Fund. Dono funds ki category alag hai, ek multi cap hai aur doosra small cap. Chaliye, aage hum dekhenge ki kaunsa fund long-term wealth creation ke liye better hai, aur kyu.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Multi Cap | Small Cap |
| NAV (₹) | 1945.71 | 152.64 |
| AUM (₹ Cr) | 10.05 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.73% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 16.9 |
| Sharpe Ratio | 0.87 | 0.55 |
| 1 Year Return (%) | -0.81% | 0.2% |
| 3 Year Return (%) | 17.84% | 15.78% |
| 5 Year Return (%) | 17.6% | 18.08% |
| Since Launch (%) | 14.35% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 90.45% |
| Portfolio Turnover | 26% | 6% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo HDFC Small Cap Fund ke 15.78% se zyada hai. Expense ratio bhi kam hai, 0.67% vs 0.73%. Riskometer dono funds mein very high hai, lekin overall HDFC Flexi Cap Fund long-term wealth creation ke liye better lagta hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Sach ye hai, dono funds mein SIP kar sakte hain, lekin HDFC Flexi Cap Fund ka return stability thoda zyada hai. Chaliye, 10+ years ke liye HDFC Flexi Cap Fund better option hai.
⚠️ Risk & Cost Analysis
Dekho, riskometer dono funds mein very high hai, lekin volatility HDFC Small Cap Fund mein zyada hai, 16.9 vs 12.97. Sharpe ratio bhi HDFC Flexi Cap Fund mein better hai, 0.87 vs 0.55. Expense ratio bhi HDFC Flexi Cap Fund mein kam hai.
📊 Portfolio Diversification
Haan, HDFC Flexi Cap Fund ka asset allocation thoda zyada diversified hai, equity 97% vs 90.45%. Top holdings mein bhi HDFC Flexi Cap Fund ka concentration kam hai, 6.5% vs 4.42%. Chaliye, HDFC Flexi Cap Fund ka portfolio thoda zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo HDFC Small Cap Fund ke 18.08% se thoda kam hai, lekin 3Y return mein HDFC Flexi Cap Fund better hai.
Q2: Is the higher risk fund worth it?
N/A, dono funds mein riskometer very high hai, lekin HDFC Small Cap Fund ka volatility zyada hai, aur Sharpe ratio kam hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo HDFC Small Cap Fund ke 0.73% se kam hai, isliye HDFC Flexi Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price