HDFC Flexi Cap Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
15.78%
Dekho, yahaan hum do funds ki comparison kar rahe hain - HDFC Flexi Cap Fund aur HDFC Small Cap Fund. Dono funds ki category alag hai, ek Multi Cap hai aur doosra Small Cap. Chaliye, hum yeh jaanate hain ki inmein se kaun sa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Multi Cap | Small Cap |
| NAV (₹) | 1945.71 | 152.64 |
| AUM (₹ Cr) | 10.05 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.73% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 16.9 |
| Sharpe Ratio | 0.87 | 0.55 |
| 1 Year Return (%) | -0.81% | 0.2% |
| 3 Year Return (%) | 17.84% | 15.78% |
| 5 Year Return (%) | 17.6% | 18.08% |
| Since Launch (%) | 14.35% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 90.45% |
| Portfolio Turnover | 26% | 6% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Flexi Cap Fund 3Y return mein 17.84% ka return diya hai, jo HDFC Small Cap Fund se zyada hai. Iske alawa, iska expense ratio 0.67% hai, jo HDFC Small Cap Fund se kam hai. Lekin, dono funds ka riskometer Very High hai, isliye humein savdhan rehna hoga.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Sach ye hai ki HDFC Flexi Cap Fund ka 3Y return aur 5Y return HDFC Small Cap Fund se thoda zyada stable hai. Isliye, agar aap 10+ years ke liye monthly SIP karne ki soch rahe hain, to HDFC Flexi Cap Fund thoda behtar ho sakta hai.
⚠️ Risk & Cost Analysis
Dekho, HDFC Flexi Cap Fund ka riskometer Very High hai, lekin uska Sharpe ratio 0.87 hai, jo HDFC Small Cap Fund ke 0.55 se zyada hai. Iske alawa, uska expense ratio 0.67% hai, jo HDFC Small Cap Fund ke 0.73% se kam hai. Isliye, HDFC Flexi Cap Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Chaliye, hum portfolio diversification ki baat karte hain. HDFC Flexi Cap Fund ka asset allocation equity mein 97% hai, jabki HDFC Small Cap Fund ka 90.45% hai. Top holdings ki baat karein to, HDFC Flexi Cap Fund ka top 3 holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries hai, jo thoda concentrated hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo HDFC Small Cap Fund ke 18.08% se thoda kam hai, lekin 3Y return mein yeh 17.84% ka return diya hai, jo HDFC Small Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, dono funds ka riskometer Very High hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo HDFC Small Cap Fund ke 0.55 se zyada hai, isliye yeh thoda behtar hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo HDFC Small Cap Fund ke 0.73% se kam hai, isliye yeh thoda zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price