HDFC Flexi Cap Fund vs HDFC Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
22.29%
dekho, aapke paas do fund options hain - HDFC Flexi Cap Fund aur HDFC Mid Cap Fund. Dono hi very high risk wale hain, lekin unke returns aur expense ratio alag hain. Is article mein hum aapko bataayenge ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BHDFC Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Multi Cap | Mid Cap |
| NAV (₹) | 1945.71 | 220.36 |
| AUM (₹ Cr) | 10.05 Lac Cr | 9.47 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.73% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 17.17 |
| Sharpe Ratio | 0.87 | 0.92 |
| 1 Year Return (%) | -0.81% | 5.95% |
| 3 Year Return (%) | 17.84% | 22.29% |
| 5 Year Return (%) | 17.6% | 20.24% |
| Since Launch (%) | 14.35% | 17.1% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 5 July 2007 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 93.46% |
| Portfolio Turnover | 26% | 13% |
🤖 AI Verdict – Which is Better?
haan, 3Y return ke hisab se HDFC Mid Cap Fund behtar hai, kyunki uska return 22.29% hai, jabki HDFC Flexi Cap Fund ka return 17.84% hai. lekin, expense ratio ke mamle mein HDFC Flexi Cap Fund behtar hai, kyunki uska expense ratio 0.67% hai, jabki HDFC Mid Cap Fund ka expense ratio 0.73% hai. risk ke mamle mein dono fund very high risk wale hain.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
📈 SIP Suitability
chaliye, agar aap 10+ saal ke liye monthly SIP karna chahte hain, to HDFC Mid Cap Fund behtar hai, kyunki uska 5Y return 20.24% hai, jabki HDFC Flexi Cap Fund ka 5Y return 17.6% hai. isse pata chalta hai ki HDFC Mid Cap Fund mein return stability behtar hai.
⚠️ Risk & Cost Analysis
sach ye hai ki dono fund very high risk wale hain, lekin HDFC Mid Cap Fund ka volatility 17.17 hai, jabki HDFC Flexi Cap Fund ka volatility 12.97 hai. sharpe ratio ke hisab se HDFC Mid Cap Fund behtar hai, kyunki uska sharpe ratio 0.92 hai, jabki HDFC Flexi Cap Fund ka sharpe ratio 0.87 hai.
📊 Portfolio Diversification
dekho, HDFC Flexi Cap Fund ka asset allocation mein equity 97% hai, jabki HDFC Mid Cap Fund ka asset allocation mein equity 93.46% hai. top holdings ke mamle mein HDFC Flexi Cap Fund mein HDFC Bank Ltd. aur ICICI Bank Ltd. hain, jabki HDFC Mid Cap Fund mein Max Financial Services Ltd. aur AU Small Finance Bank Ltd. hain.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Mid Cap Fund ka 5Y return 20.24% hai, jabki HDFC Flexi Cap Fund ka 5Y return 17.6% hai, isliye HDFC Mid Cap Fund behtar hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Mid Cap Fund ka volatility 17.17 hai, lekin uska sharpe ratio 0.92 hai, isliye ye fund higher risk worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jabki HDFC Mid Cap Fund ka expense ratio 0.73% hai, isliye HDFC Flexi Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price