HDFC Flexi Cap Fund vs HDFC Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
22.29%
Chaliye, dekho, humne Fund A, HDFC Flexi Cap Fund aur Fund B, HDFC Mid Cap Fund ki comparison ki hai. Dono funds alag categories mein aate hain, ek Multi Cap hai aur doosra Mid Cap. Is article mein, hum aapko bataayenge ki kaunsa fund long-term wealth creation ke liye behtar hai, aur aapke liye kaunsa fund sahi hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BHDFC Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Multi Cap | Mid Cap |
| NAV (₹) | 1945.71 | 220.36 |
| AUM (₹ Cr) | 10.05 Lac Cr | 9.47 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.73% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 17.17 |
| Sharpe Ratio | 0.87 | 0.92 |
| 1 Year Return (%) | -0.81% | 5.95% |
| 3 Year Return (%) | 17.84% | 22.29% |
| 5 Year Return (%) | 17.6% | 20.24% |
| Since Launch (%) | 14.35% | 17.1% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 5 July 2007 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 93.46% |
| Portfolio Turnover | 26% | 13% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return ke hisab se, Fund B, HDFC Mid Cap Fund, 22.29% return dega, jo Fund A, HDFC Flexi Cap Fund, 17.84% se zyada hai. Lekin, riskometer dono funds ke liye Very High hai, aur expense ratio mein thoda antar hai. Sach ye hai, Fund B, HDFC Mid Cap Fund, long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
📈 SIP Suitability
Dekho, dono funds ke returns dekhein, toh Fund B, HDFC Mid Cap Fund, 5.95% 1Y return dega, jo Fund A, HDFC Flexi Cap Fund, -0.81% se zyada hai. Isliye, agar aap 10+ years ke liye monthly SIP karna chahte hain, toh Fund B, HDFC Mid Cap Fund, behtar hai.
⚠️ Risk & Cost Analysis
Lekin, riskometer dono funds ke liye Very High hai, aur volatility mein bhi antar hai. Fund A, HDFC Flexi Cap Fund, ki volatility 12.97 hai, jabki Fund B, HDFC Mid Cap Fund, ki volatility 17.17 hai. Sharpe ratio mein bhi thoda antar hai, lekin expense ratio mein bhi thoda antar hai. Sach ye hai, Fund A, HDFC Flexi Cap Fund, ki expense ratio 0.67% hai, jo Fund B, HDFC Mid Cap Fund, 0.73% se kam hai.
📊 Portfolio Diversification
Chaliye, dekho, dono funds ki asset allocation aur top holdings. Fund A, HDFC Flexi Cap Fund, ki asset allocation mein Equity 97.00% hai, aur top holdings mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain. Fund B, HDFC Mid Cap Fund, ki asset allocation mein Equity 93.46% hai, aur top holdings mein Max Financial Services Ltd., AU Small Finance Bank Ltd., aur The Federal Bank Ltd. hain. Dono funds ki diversification thodi alag hai, lekin Fund A, HDFC Flexi Cap Fund, ki diversification thodi zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, 5Y return ke hisab se, Fund A, HDFC Flexi Cap Fund, 17.6% return dega, aur Fund B, HDFC Mid Cap Fund, 20.24% return dega. Isliye, Fund B, HDFC Mid Cap Fund, long run mein behtar returns dega.
Q2: Is the higher risk fund worth it?
Lekin, volatility aur Sharpe ratio dekhein, toh Fund A, HDFC Flexi Cap Fund, ki volatility 12.97 hai, aur Sharpe ratio 0.87 hai. Fund B, HDFC Mid Cap Fund, ki volatility 17.17 hai, aur Sharpe ratio 0.92 hai. Isliye, higher risk fund, Fund B, HDFC Mid Cap Fund, worth it hai.
Q3: Which fund is more cost‑effective?
Haan, expense ratio dekhein, toh Fund A, HDFC Flexi Cap Fund, ki expense ratio 0.67% hai, jo Fund B, HDFC Mid Cap Fund, 0.73% se kam hai. Isliye, Fund A, HDFC Flexi Cap Fund, more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price