HDFC Flexi Cap Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
7.4%
dekho, hum do funds ko compare kar rahe hain - HDFC Flexi Cap Fund aur HDFC Infra Fund, jo ki alag-alag categories mein aate hain, Multi Cap aur Thematic. chaliye, hum dekhenge ki kaunsa fund long-term wealth creation ke liye behtar hai aur kyun.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Multi Cap | Thematic |
| NAV (₹) | 1945.71 | 33.77 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.5% |
| Riskometer | Very High | Moderate |
| Volatility | 12.97 | 14.88 |
| Sharpe Ratio | 0.87 | 0.06 |
| 1 Year Return (%) | -0.81% | 6.36% |
| 3 Year Return (%) | 17.84% | 7.4% |
| 5 Year Return (%) | 17.6% | 6.49% |
| Since Launch (%) | 14.35% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Roshi Jain (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Infrastructure TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 26% | 35% |
🤖 AI Verdict – Which is Better?
haan, 3Y return, expense ratio, aur risk ke basis par, HDFC Flexi Cap Fund long-term wealth creation ke liye behtar lagta hai, kyunki uska 3Y return 17.84% hai aur expense ratio 0.67% hai. lekin, Riskometer very high hai, isliye investors ko apne risk appetite ke hisab se decision lena chahiye.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
sach ye hai, HDFC Flexi Cap Fund ki consistency aur return stability HDFC Infra Fund se behtar lagti hai, isliye yeh fund 10+ years ke liye monthly SIP ke liye behtar option hai. chaliye, hum dekhenge ki kya yeh fund long-term mein behtar returns dega.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ki comparison ke basis par, HDFC Infra Fund ka risk moderate hai, lekin Sharpe ratio 0.06 hai, jo ki kam hai. HDFC Flexi Cap Fund ka risk very high hai, lekin Sharpe ratio 0.87 hai, jo ki behtar hai. isliye, HDFC Flexi Cap Fund behtar risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
haan, asset allocation aur top holdings concentration ki comparison ke basis par, HDFC Flexi Cap Fund ka asset allocation equity mein 97% hai, jabki HDFC Infra Fund ka 95% hai. dono funds ke top holdings mein bank aur finance sector ki companies hain, isliye sector risk hai. lekin, HDFC Flexi Cap Fund ka diversification thoda behtar lagta hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo ki HDFC Infra Fund ke 6.49% se behtar hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka higher risk worth hai, kyunki uska Sharpe ratio 0.87 hai, jo ki behtar hai.
Q3: Which fund is more cost‑effective?
HDFC Infra Fund ka expense ratio 0.5% hai, jo ki HDFC Flexi Cap Fund ke 0.67% se kam hai, isliye yeh fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price