HDFC Flexi Cap Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
7.4%
dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur HDFC Infra Fund. Dono funds alag categories mein aate hain, Multi Cap aur Thematic. Is article mein hum aapko bataayenge ki kaunsa fund long-term wealth creation ke liye behtar hai aur kyun.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Multi Cap | Thematic |
| NAV (₹) | 1945.71 | 33.77 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.5% |
| Riskometer | Very High | Moderate |
| Volatility | 12.97 | 14.88 |
| Sharpe Ratio | 0.87 | 0.06 |
| 1 Year Return (%) | -0.81% | 6.36% |
| 3 Year Return (%) | 17.84% | 7.4% |
| 5 Year Return (%) | 17.6% | 6.49% |
| Since Launch (%) | 14.35% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Roshi Jain (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Infrastructure TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 26% | 35% |
🤖 AI Verdict – Which is Better?
haan, HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo HDFC Infra Fund ke 7.4% se zyada hai. Iske alawa, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo thoda high hai. lekin, risk ko dekha jaye to HDFC Flexi Cap Fund ka riskometer Very High hai, jabki HDFC Infra Fund ka Moderate hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
chaliye, dekhte hain ki kaunsa fund SIP ke liye behtar hai. HDFC Flexi Cap Fund ka consistency aur return stability HDFC Infra Fund se behtar hai, isliye yeh fund long-term SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
sach ye hai, HDFC Flexi Cap Fund ka riskometer Very High hai, lekin iska Sharpe ratio 0.87 hai, jo HDFC Infra Fund ke 0.06 se behtar hai. Iske alawa, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jabki HDFC Infra Fund ka 0.5% hai.
📊 Portfolio Diversification
dekho, HDFC Flexi Cap Fund ka asset allocation 97% equity aur 3% T-Bills hai, jabki HDFC Infra Fund ka 95% equity aur 5% T-Bills hai. Dono funds mein top holdings ki concentration hai, lekin HDFC Flexi Cap Fund mein zyada diversification hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo HDFC Infra Fund ke 6.49% se behtar hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo HDFC Infra Fund ke 0.06 se behtar hai, isliye higher risk worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Infra Fund ka expense ratio 0.5% hai, jo HDFC Flexi Cap Fund ke 0.67% se kam hai, isliye HDFC Infra Fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price