HDFC Flexi Cap Fund vs Groww Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
20.86%
Dono funds multi cap category mein aate hain, lekin unke returns, risk aur expense ratio mein kuch antar hai, dekho. Is article mein hum Fund A aur Fund B ka comparison karenge, taaki aapko pata chale ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BGroww Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Groww Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 1945.71 | 19.01 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.95 |
| Sharpe Ratio | 0.87 | 1.11 |
| 1 Year Return (%) | -0.81% | 5.23% |
| 3 Year Return (%) | 17.84% | 20.86% |
| 5 Year Return (%) | 17.6% | 0.27% |
| Since Launch (%) | 14.35% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 26% | 26% |
🤖 AI Verdict – Which is Better?
3Y return ke hisab se, Fund B behtar hai, kyunki uska return 20.86% hai, jabki Fund A ka return 17.84% hai, haan. Lekin, expense ratio ke mamle mein Fund A behtar hai, kyunki uska expense ratio 0.67% hai, jabki Fund B ka expense ratio 1.68% hai, sach ye hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Groww Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Dono funds mein consistency aur return stability ka mamla hai, lekin Fund B ka 1Y return 5.23% hai, jo Fund A ke -0.81% se behtar hai, chaliye. Isliye, agar aap 10+ years ke liye monthly SIP karna chahte hain, to Fund B behtar vikalp ho sakta hai.
⚠️ Risk & Cost Analysis
Dono funds ka riskometer very high hai, lekin Fund B ka Sharpe ratio 1.11 hai, jo Fund A ke 0.87 se behtar hai, dekho. Isse pata chalta hai ki Fund B better risk-adjusted returns offer karta hai, haan.
📊 Portfolio Diversification
Dono funds ka asset allocation similar hai, lekin top holdings concentration ka mamla hai, sach ye hai. Dono funds ke top 3 holdings same hain, HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd., isliye diversification ke mamle mein dono funds same hain.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Groww Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 17.6% hai, jabki Fund B ka 5Y return 0.27% hai, isliye Fund A long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Fund B ka Sharpe ratio 1.11 hai, jo Fund A ke 0.87 se behtar hai, isliye higher risk fund worth it ho sakta hai, lekin volatility bhi dekhnai chahiye.
Q3: Which fund is more cost‑effective?
Fund A ka expense ratio 0.67% hai, jabki Fund B ka expense ratio 1.68% hai, isliye Fund A more cost-effective hai, haan.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price