HDFC Flexi Cap Fund vs Groww Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
20.86%
Dono funds multi cap category mein aate hain, lekin unke returns, risk aur expense ratio mein kuch antar hai, dekho. Is article mein hum dono funds ko compare karenge aur aapko bataayenge ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BGroww Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Groww Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 1945.71 | 19.01 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.95 |
| Sharpe Ratio | 0.87 | 1.11 |
| 1 Year Return (%) | -0.81% | 5.23% |
| 3 Year Return (%) | 17.84% | 20.86% |
| 5 Year Return (%) | 17.6% | 0.27% |
| Since Launch (%) | 14.35% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 26% | 26% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return ke hisab se Groww Mutual Fund Multi Cap Fund behtar hai, lekin expense ratio HDFC Flexi Cap Fund ka kam hai. Risk bhi dono funds ka very high hai, sach ye hai ki HDFC Flexi Cap Fund ka expense ratio kam hai, isliye yeh fund long-term wealth creation ke liye thoda behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Groww Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Chaliye, SIP ke liye dono funds dekhte hain, toh Groww Mutual Fund Multi Cap Fund ka 1Y return thoda behtar hai, lekin consistency ke mamle mein HDFC Flexi Cap Fund ka 3Y return thoda stable hai, isliye HDFC Flexi Cap Fund SIP ke liye thoda behtar hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio dekhte hain, toh dono funds ka risk very high hai, lekin Sharpe ratio ke hisab se Groww Mutual Fund Multi Cap Fund behtar hai. Expense ratio HDFC Flexi Cap Fund ka kam hai, isliye risk-adjusted returns ke hisab se HDFC Flexi Cap Fund thoda behtar hai.
📊 Portfolio Diversification
Asset allocation dekhte hain, toh dono funds ka equity allocation 97% hai, T-Bills ka 3% hai. Top holdings bhi dono funds ke similar hain, HDFC Bank, ICICI Bank, Reliance Industries. Isliye, portfolio diversification ke mamle mein dono funds similar hain.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Groww Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
5Y return ke hisab se HDFC Flexi Cap Fund ka return 17.6% hai, jabki Groww Mutual Fund Multi Cap Fund ka return 0.27% hai, isliye HDFC Flexi Cap Fund long run mein behtar hai.
Q2: Is the higher risk fund worth it?
Volatility dono funds ki similar hai, lekin Sharpe ratio ke hisab se Groww Mutual Fund Multi Cap Fund behtar hai, isliye higher risk fund worth it hai.
Q3: Which fund is more cost‑effective?
Expense ratio ke hisab se HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jabki Groww Mutual Fund Multi Cap Fund ka expense ratio 1.68% hai, isliye HDFC Flexi Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price