HDFC Flexi Cap Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur Groww Mutual Fund Large Cap Fund, jo ki Multi Cap aur Large Cap categories mein aate hain. is article mein, hum aapko bataayenge ki kaunsa fund long-term wealth creation ke liye behtar hai, aur kaunsa fund aapke SIP investments ke liye suitable hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Groww Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 13.05 |
| Sharpe Ratio | 0.87 | 0.63 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 33% |
🤖 AI Verdict – Which is Better?
haan, 3Y return aur expense ratio ke basis par, HDFC Flexi Cap Fund thoda behtar lagta hai, lekin risk bhi very high hai, toh investors ko apni risk-taking capacity dekhni hogi. expense ratio mein thoda difference hai, lekin 0.67% aur 0.52% dono hi reasonable hain.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
chaliye, SIP ke liye dekhte hain, toh HDFC Flexi Cap Fund ka 3Y return thoda behtar hai, aur consistency bhi thodi acchi hai, isliye yeh fund long-term SIP ke liye behtar ho sakta hai.
⚠️ Risk & Cost Analysis
sach ye hai, dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio thoda behtar hai, jo ki risk-adjusted returns ko darshata hai, aur expense ratio mein thoda difference hai, lekin volatility almost same hai.
📊 Portfolio Diversification
dekho, asset allocation mein thoda difference hai, HDFC Flexi Cap Fund mein equity allocation 97% hai, aur Groww Mutual Fund Large Cap Fund mein 96% hai, lekin top holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries dono funds mein hai, isliye diversified portfolio ke liye HDFC Flexi Cap Fund thoda behtar ho sakta hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, aur 3Y return 17.84% hai, jo ki Groww Mutual Fund Large Cap Fund se thoda behtar hai.
Q2: Is the higher risk fund worth it?
donon funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo ki Groww Mutual Fund Large Cap Fund ke 0.63 se behtar hai, isliye higher risk fund thoda worth ho sakta hai.
Q3: Which fund is more cost‑effective?
Groww Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo ki HDFC Flexi Cap Fund ke 0.67% se kam hai, isliye yeh fund thoda more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price