HDFC Flexi Cap Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
Dekho, aaj hum compare karenge do mutual funds, HDFC Flexi Cap Fund aur Groww Mutual Fund Large Cap Fund. Dono funds ki category alag hai, ek Multi Cap hai aur doosra Large Cap. Chaliye, aage badhte hain aur dekhte hain ki kaunsa fund long-term wealth creation ke liye better hai, aur kyu.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Groww Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 13.05 |
| Sharpe Ratio | 0.87 | 0.63 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 33% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Flexi Cap Fund 3 saal ka return 17.84% hai, jo Groww Mutual Fund Large Cap Fund se zyada hai. Expense ratio bhi thoda zyada hai, lekin risk bhi very high hai dono funds mein. Lekin, overall HDFC Flexi Cap Fund long-term wealth creation ke liye better lagta hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Sach ye hai, dono funds mein consistency aur return stability kaafi important hai. Lekin, HDFC Flexi Cap Fund ka 3Y return zyada hai, isliye yeh fund 10+ years ke SIP ke liye better lagta hai. Chaliye, aage badhte hain aur dekhte hain ki risk aur cost analysis kya kehta hai.
⚠️ Risk & Cost Analysis
Dekho, riskometer dono funds mein very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Groww Mutual Fund Large Cap Fund se zyada hai. Volatility bhi thodi zyada hai, lekin expense ratio thoda zyada hai. Lekin, overall HDFC Flexi Cap Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Haan, asset allocation aur top holdings concentration kaafi important hai. HDFC Flexi Cap Fund mein equity 97% hai, aur Groww Mutual Fund Large Cap Fund mein 96% hai. Top holdings mein bhi dono funds mein HDFC Bank, ICICI Bank, aur Reliance Industries hai. Lekin, HDFC Flexi Cap Fund thoda zyada diversified lagta hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, aur 3Y return 17.84% hai, jo Groww Mutual Fund Large Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Dekho, dono funds mein risk very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Groww Mutual Fund Large Cap Fund se zyada hai, isliye yeh fund thoda zyada worth it lagta hai.
Q3: Which fund is more cost‑effective?
Groww Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund se kam hai, isliye yeh fund thoda zyada cost-effective lagta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price