HDFC Flexi Cap Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur Franklin Templeton Large Cap Fund, jo ki Multi Cap aur Large Cap categories mein aate hain. chaliye, is article mein hum in dono funds ke returns, risk, aur expenses ko compare karte hain, taaki aapko pata chale ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Franklin Templeton |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.76 |
| Sharpe Ratio | 0.87 | 0.64 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 31% |
🤖 AI Verdict – Which is Better?
haan, HDFC Flexi Cap Fund 3Y return mein 17.84% return de raha hai, jo ki Franklin Templeton Large Cap Fund se zyada hai, aur expense ratio bhi thoda zyada hai, lekin risk bhi thoda zyada hai, sach ye hai ki HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
chaliye, dekho, dono funds mein HDFC Flexi Cap Fund ki consistency aur return stability thodi zyada hai, isliye yeh fund 10+ years ke SIP ke liye behtar hai, kyunki ismein volatility bhi thodi kam hai.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, aur Sharpe ratio ko compare karte hain, to dono funds mein risk high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo ki Franklin Templeton Large Cap Fund se zyada hai, isliye yeh fund risk-adjusted returns ke liye behtar hai.
📊 Portfolio Diversification
haan, dono funds ki asset allocation mein thodi difference hai, HDFC Flexi Cap Fund mein equity 97% hai, aur Franklin Templeton Large Cap Fund mein 96% hai, lekin top holdings concentration mein HDFC Flexi Cap Fund mein thodi kam concentration hai, isliye yeh fund diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund 5Y return mein 17.6% return de raha hai, jo ki Franklin Templeton Large Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo ki Franklin Templeton Large Cap Fund se zyada hai, isliye higher risk fund worth it hai.
Q3: Which fund is more cost‑effective?
Franklin Templeton Large Cap Fund ka expense ratio 0.52% hai, jo ki HDFC Flexi Cap Fund se kam hai, isliye yeh fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price