HDFC Flexi Cap Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
Dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur Franklin Templeton Large Cap Fund. Dono funds ki category alag hai, ek multi cap hai aur doosra large cap. Chaliye, hum dekhte hai ki kaunsa fund long-term wealth creation ke liye better hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Franklin Templeton |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.76 |
| Sharpe Ratio | 0.87 | 0.64 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 31% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo Franklin Templeton Large Cap Fund se zyada hai. Expense ratio bhi thoda zyada hai, lekin riskometer dono funds ka very high hai. Isliye, hum kehte hai ki HDFC Flexi Cap Fund long-term wealth creation ke liye better hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Dekho, dono funds ki consistency aur return stability ko dekha jaaye to HDFC Flexi Cap Fund thoda better hai. Iska 3Y return zyada hai aur volatility bhi thoda kam hai. Sach ye hai ki HDFC Flexi Cap Fund SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Chaliye, riskometer, volatility, Sharpe ratio, aur expense ratio ko compare karte hai. Dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Franklin Templeton Large Cap Fund se zyada hai. Expense ratio bhi thoda zyada hai, lekin overall HDFC Flexi Cap Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Dekho, asset allocation ki baat karte hai to HDFC Flexi Cap Fund ka equity allocation 97% hai, aur Franklin Templeton Large Cap Fund ka 96% hai. Top holdings ki baat karte hai to dono funds mein HDFC Bank, ICICI Bank, aur Reliance Industries hai. Haan, dono funds ki diversification thodi kam hai, lekin HDFC Flexi Cap Fund ka sector risk thoda zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, aur 3Y return 17.84% hai, jo Franklin Templeton Large Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Franklin Templeton Large Cap Fund se zyada hai, isliye higher risk worth it hai.
Q3: Which fund is more cost‑effective?
Franklin Templeton Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund se kam hai, isliye Franklin Templeton Large Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price