HDFC Flexi Cap Fund vs Franklin Templeton Flexi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.63%
dekho, humne do funds compare kiye hain - HDFC Flexi Cap Fund aur Franklin Templeton Flexi Cap Fund. Dono funds alag categories mein aate hain, ek Multi Cap hai aur doosra Flexi Cap. Chaliye, hum dekhte hain ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BFranklin Templeton Flexi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Franklin Templeton |
| Category | Multi Cap | Flexi Cap |
| NAV (₹) | 1945.71 | 110.79 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.96% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 14.27 |
| Sharpe Ratio | 0.87 | 0.57 |
| 1 Year Return (%) | -0.81% | -2.38% |
| 3 Year Return (%) | 17.84% | 14.63% |
| 5 Year Return (%) | 17.6% | 12.31% |
| Since Launch (%) | 14.35% | 14.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.2%), ICICI Bank Ltd. (6.9%), Infosys Ltd. (5.5%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 26% | 48% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Flexi Cap Fund 3Y return mein behtar hai, 17.84% ka return diya hai. Iske alawa, iska expense ratio bhi kam hai, 0.67%. Risk bhi dekha jaye to dono funds Very High riskometer ke saath hain, lekin HDFC Flexi Cap Fund ka Sharpe ratio thoda accha hai, 0.87.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Franklin Templeton Flexi Cap Fund?
- Expense ratio: 0.96%
- 3Y return: 14.63%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.57
📈 SIP Suitability
sach ye hai, dono funds long-term SIP ke liye suitable hain, lekin HDFC Flexi Cap Fund ka 3Y return thoda behtar hai. Isliye, yeh fund 10+ years ke SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
dekho, dono funds Very High riskometer ke saath hain, lekin HDFC Flexi Cap Fund ka volatility thoda kam hai, 12.97. Sharpe ratio bhi thoda accha hai, 0.87. Expense ratio bhi kam hai, 0.67%. Isliye, HDFC Flexi Cap Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
chaliye, portfolio diversification dekhte hain. HDFC Flexi Cap Fund ka asset allocation 97% equity aur 3% T-Bills hai, jabki Franklin Templeton Flexi Cap Fund ka 95% equity aur 5% T-Bills hai. Top holdings concentration bhi HDFC Flexi Cap Fund mein thoda kam hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Franklin Templeton Flexi Cap Fund
₹1361937.60
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jabki Franklin Templeton Flexi Cap Fund ka 12.31% hai. Isliye, HDFC Flexi Cap Fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
donon funds Very High riskometer ke saath hain, lekin HDFC Flexi Cap Fund ka Sharpe ratio thoda accha hai, 0.87. Isliye, yeh fund higher risk ke saath behtar returns offer karta hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jabki Franklin Templeton Flexi Cap Fund ka 0.96% hai. Isliye, HDFC Flexi Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price