HDFC Flexi Cap Fund vs Franklin Templeton Flexi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.63%
dekho, aapke paas do fund options hain - HDFC Flexi Cap Fund aur Franklin Templeton Flexi Cap Fund. Dono hi Very High risk wale hain, lekin categories thodi alag hain. Aap yahan jaanenge ki kaunsa fund aapke long-term wealth creation ke liye behtar hai, aur kyun.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BFranklin Templeton Flexi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Franklin Templeton |
| Category | Multi Cap | Flexi Cap |
| NAV (₹) | 1945.71 | 110.79 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.96% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 14.27 |
| Sharpe Ratio | 0.87 | 0.57 |
| 1 Year Return (%) | -0.81% | -2.38% |
| 3 Year Return (%) | 17.84% | 14.63% |
| 5 Year Return (%) | 17.6% | 12.31% |
| Since Launch (%) | 14.35% | 14.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.2%), ICICI Bank Ltd. (6.9%), Infosys Ltd. (5.5%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 26% | 48% |
🤖 AI Verdict – Which is Better?
haan, HDFC Flexi Cap Fund 3Y return mein behtar hai, 17.84% ke saath. Iska expense ratio bhi kam hai, 0.67% ke saath. Risk bhi dono funds mein same hai, Very High. Isliye, long-term wealth creation ke liye HDFC Flexi Cap Fund behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Franklin Templeton Flexi Cap Fund?
- Expense ratio: 0.96%
- 3Y return: 14.63%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.57
📈 SIP Suitability
chaliye, dekhte hain SIP ke liye kaunsa fund behtar hai. HDFC Flexi Cap Fund ka 3Y return aur 5Y return thoda behtar hai, isliye yeh monthly SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
sach ye hai, dono funds Very High risk wale hain. Lekin, HDFC Flexi Cap Fund ka Sharpe ratio behtar hai, 0.87 ke saath. Iska expense ratio bhi kam hai, 0.67% ke saath. Isliye, HDFC Flexi Cap Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
dekho, HDFC Flexi Cap Fund ka asset allocation thoda alag hai, 97% equity aur 3% T-Bills. Top holdings mein bhi thoda difference hai. Lekin, dono funds mein HDFC Bank aur ICICI Bank top holdings hain. Isliye, sector risk thodi similar hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Franklin Templeton Flexi Cap Fund
₹1361937.60
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Franklin Templeton Flexi Cap Fund se behtar hai, jiska 5Y return 12.31% hai.
Q2: Is the higher risk fund worth it?
donon funds Very High risk wale hain, lekin HDFC Flexi Cap Fund ka Sharpe ratio behtar hai, 0.87 ke saath, jo volatility ko adjust karta hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Franklin Templeton Flexi Cap Fund se kam hai, jiska expense ratio 0.96% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price