HDFC Flexi Cap Fund vs Edelweiss Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.24%
Aap logon ko investment ki duniya mein naya aaya hai ya phir aap ek naya fund chunna chahte hain. Dekho, main aapko Fund A aur Fund B ki tareekh ki comparison karta hoon. Main aapko bataunga ki in dono fundon ke beech kya difference hai aur kitna accha vikas raha hai. Chaliye shuru karte hain.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Edelweiss Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 1945.71 | 15.12 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.68 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 15.25 |
| Sharpe Ratio | 0.87 | 0.68 |
| 1 Year Return (%) | -0.81% | 3.12% |
| 3 Year Return (%) | 17.84% | 14.24% |
| 5 Year Return (%) | 17.6% | 8.32% |
| Since Launch (%) | 14.35% | 16.89% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 30 October 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 26% | 55% |
🤖 AI Verdict – Which is Better?
Haan, yeh question sabse pehle aata hai. Fund A aur Fund B dono hi Multi Cap fund hain lekin Fund A ka 3Y return 17.84% hai jabki Fund B ka 14.24% hai. Naya fund chunne ke liye aapka expense ratio bhi ek bada factor hai, jiska Fund A ka 0.67% hai. Haan, aapko lagta hai ki Fund A better hai, lekin kya riskometer ki cheez dhyan se rakha ja raha hai? Naya fund chunne ke liye aapko riskometer bhi dhyan se rakna hoga. Fund A ka riskometer very high hai, lekin aapko lagta hai ki yeh fund aapko long-term mein acche returns dega. Chaliye, yeh verdict hai ki aap Fund A ko chun sakte hain, lekin aapko riskometer ki cheez dhyan se rakna hoga.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Edelweiss Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 14.24%
- AUM: 1.68 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
SIP suitability ke liye aapko consistency aur return stability ki cheez dhyan se rakhna hoga. Fund A ka 3Y return 17.84% hai jabki Fund B ka 14.24% hai. Haan, aapko lagta hai ki Fund A consistency se jyaada hai, lekin Fund B ka expense ratio 1.68% hai, jiska Fund A ka 0.67% hai. Chaliye, yeh hai SIP suitability ke liye Fund A ki chunav ka karan. Aapko lagta hai ki Fund A accha hai, lekin aapko riskometer ki cheez dhyan se rakhna hoga.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio - in cheezon ka analysis karte hain. Fund A ka riskometer very high hai, lekin volatility 12.97 hai, jabki Fund B ka 15.25 hai. Sharpe ratio Fund A ka 0.87 hai, jabki Fund B ka 0.68 hai. Expense ratio Fund A ka 0.67% hai, jabki Fund B ka 1.68% hai. Chaliye, yeh risk-adjusted returns ki cheez hai, jiska Fund A accha hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye aapko portfolio diversification ki cheez dhyan se rakhna hoga. Fund A aur Fund B dono hi equity aur T-Bills mein asset allocation rakhte hain, lekin Fund A ka asset allocation 97% hai, jabki Fund B ka 97% hai. Top holdings concentration ke liye bhi aapko lagta hai ki Fund B ka top holdings concentration thoda jyaada hai. Fund A ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai, jabki Fund B ka bhi yehi top 3 holdings hai. Chaliye, yeh hai portfolio diversification ki cheez, jiska Fund A accha hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Edelweiss Mutual Fund Multi Cap Fund
₹1329792.28
@14.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, yeh question sabse pehle aata hai. Fund A ka 5Y return 17.6% hai, jabki Fund B ka 8.32% hai. Dekho, Fund A ka 5Y return Fund B se jyaada hai, lekin aapko lagta hai ki yeh fund aapko long-term mein acche returns dega. Chaliye, yeh hai Fund A ki chunav ka karan, lekin aapko riskometer ki cheez dhyan se rakhna hoga.
Q2: Is the higher risk fund worth it?
Haan, yeh question sabse pehle aata hai. Fund A ka riskometer very high hai, lekin volatility 12.97 hai, jabki Fund B ka 15.25 hai. Sharpe ratio Fund A ka 0.87 hai, jabki Fund B ka 0.68 hai. Dekho, Fund A ka riskometer Fund B se kam hai, lekin Sharpe ratio Fund A ka Fund B se jyaada hai. Chaliye, yeh hai Fund A ki chunav ka karan, lekin aapko riskometer ki cheez dhyan se rakhna hoga.
Q3: Which fund is more cost-effective?
Haan, yeh question sabse pehle aata hai. Fund A ka expense ratio 0.67% hai, jabki Fund B ka 1.68% hai. Dekho, Fund A ka expense ratio Fund B se kam hai, lekin aapko lagta hai ki yeh fund aapko long-term mein acche returns dega. Chaliye, yeh hai Fund A ki chunav ka karan, lekin aapko riskometer ki cheez dhyan se rakhna hoga.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price