HDFC Flexi Cap Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
6.99%
dekho, hum do mutual funds ki comparison karenge, ek Multi Cap hai aur dusra Liquid Fund hai, aur aapko bataayenge ki inme se kaunsa long-term wealth creation ke liye achha hai, chaliye shuru karte hain.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Edelweiss Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 1945.71 | 3598.40 |
| AUM (₹ Cr) | 10.05 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.97 | 0.13 |
| Sharpe Ratio | 0.87 | 3.77 |
| 1 Year Return (%) | -0.81% | 6.24% |
| 3 Year Return (%) | 17.84% | 6.99% |
| 5 Year Return (%) | 17.6% | 6.17% |
| Since Launch (%) | 14.35% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 26% | 295% |
🤖 AI Verdict – Which is Better?
haan, 3Y return ke hisab se HDFC Flexi Cap Fund behtar hai, lekin risk bhi bahut high hai, Expense ratio bhi thoda high hai, lekin overall long-term wealth creation ke liye yeh behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
sach ye hai ki HDFC Flexi Cap Fund ki consistency thodi kam hai, lekin returns stability ke hisab se HDFC Flexi Cap Fund behtar hai, isliye yeh 10+ years ke SIP ke liye achha hai.
⚠️ Risk & Cost Analysis
dekho, riskometer ke hisab se HDFC Flexi Cap Fund ka risk very high hai, lekin Sharpe ratio bhi thoda kam hai, Edelweiss Liquid Fund ka risk low hai aur Sharpe ratio bhi high hai, isliye risk-adjusted returns ke hisab se Edelweiss Liquid Fund behtar hai.
📊 Portfolio Diversification
chaliye, asset allocation ke hisab se HDFC Flexi Cap Fund ka portfolio diversified hai, lekin top holdings concentration thodi high hai, Edelweiss Liquid Fund ka portfolio bhi diversified hai, lekin sector risk thodi kam hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Edelweiss Liquid Fund se zyada hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo thoda kam hai, lekin returns bhi high hai, isliye yeh higher risk worth it hai.
Q3: Which fund is more cost‑effective?
Edelweiss Liquid Fund ka expense ratio 0.12% hai, jo HDFC Flexi Cap Fund se kam hai, isliye yeh more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price