HDFC Flexi Cap Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
6.99%
dekho, aapko do alag-alag category ke funds ki comparison karni hai, ek Multi Cap Fund - HDFC Flexi Cap Fund, aur doosra Liquid Fund - Edelweiss Mutual Fund Liquid Fund. Chaliye, aapko ye samjhaate hain ki kaunsa fund aapke long-term wealth creation ke liye better hai, aur kyun.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Edelweiss Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 1945.71 | 3598.40 |
| AUM (₹ Cr) | 10.05 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.97 | 0.13 |
| Sharpe Ratio | 0.87 | 3.77 |
| 1 Year Return (%) | -0.81% | 6.24% |
| 3 Year Return (%) | 17.84% | 6.99% |
| 5 Year Return (%) | 17.6% | 6.17% |
| Since Launch (%) | 14.35% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 26% | 295% |
🤖 AI Verdict – Which is Better?
Haan, long-term wealth creation ke liye, HDFC Flexi Cap Fund behtar hai, kyunki uska 3Y return 17.84% hai, jo Edelweiss Mutual Fund Liquid Fund se zyada hai. Lekin, risk bhi zyada hai, Very High riskometer ke saath. Expense ratio bhi thoda zyada hai, 0.67%.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
SIP ke liye, HDFC Flexi Cap Fund behtar hai, kyunki uska return stability aur consistency acchi hai, lekin risk bhi zyada hai. Edelweiss Mutual Fund Liquid Fund ki consistency aur stability thodi kam hai, lekin risk kam hai.
⚠️ Risk & Cost Analysis
Risk ke maamle me, Edelweiss Mutual Fund Liquid Fund ki risk bahut kam hai, Low riskometer ke saath, aur volatility bhi bahut kam hai, 0.13. Sharpe ratio bhi accha hai, 3.77. Expense ratio bhi kam hai, 0.12%. Isliye, risk-adjusted returns ke liye, Edelweiss Mutual Fund Liquid Fund behtar hai.
📊 Portfolio Diversification
Asset allocation ke maamle me, HDFC Flexi Cap Fund ki allocation zyada diversified nahi hai, 97% equity me, aur top 3 holdings me bhi concentration zyada hai. Edelweiss Mutual Fund Liquid Fund ki allocation zyada diversified hai, T-Bills, CD, CP, aur Cash me.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, aur 3Y return 17.84% hai, jo Edelweiss Mutual Fund Liquid Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke maamle me, Edelweiss Mutual Fund Liquid Fund ki volatility bahut kam hai, 0.13, aur Sharpe ratio accha hai, 3.77, isliye higher risk fund worth nahi hai.
Q3: Which fund is more cost‑effective?
Edelweiss Mutual Fund Liquid Fund ka expense ratio kam hai, 0.12%, isliye yeh fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price