HDFC Flexi Cap Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
dekho, aaj hum compare karenge do mutual funds, HDFC Flexi Cap Fund aur DSP Mutual Fund Large Cap Fund, jo dono hi alag categories mein aate hain, ek Multi Cap aur doosra Large Cap. Chaliye, hum dekhte hain ki kaunsa fund aapke liye better hai, long-term wealth creation ke liye.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | DSP Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.97 |
| Sharpe Ratio | 0.87 | 0.69 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 23% |
🤖 AI Verdict – Which is Better?
sach ye hai ki dono funds mein risk bahut high hai, lekin HDFC Flexi Cap Fund ka 3Y return, 17.84% hai, jo DSP Mutual Fund Large Cap Fund se zyada hai, aur expense ratio bhi thoda zyada hai, 0.67% ki jagah 0.52%. Haan, lekin risk-adjusted returns ke liye humein Sharpe ratio dekhna hoga, jo HDFC Flexi Cap Fund mein 0.87 hai, aur DSP Mutual Fund Large Cap Fund mein 0.69 hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
chaliye, agar aap monthly SIP ke liye soch rahe hain, to consistency aur return stability dekhi jati hai, aur yahan HDFC Flexi Cap Fund ka 3Y return thoda zyada stable hai, 17.84% ka, aur volatility bhi thodi zyada hai, 12.97 ki jagah 11.97. Dekho, dono funds mein risk high hai, lekin HDFC Flexi Cap Fund ka return thoda zyada hai.
⚠️ Risk & Cost Analysis
dekho, riskometer dono funds mein very high hai, lekin HDFC Flexi Cap Fund ka volatility 12.97 hai, aur DSP Mutual Fund Large Cap Fund ka 11.97 hai, aur Sharpe ratio mein bhi HDFC Flexi Cap Fund 0.87 ke saath aage hai. Haan, expense ratio mein DSP Mutual Fund Large Cap Fund thoda kam hai, 0.52% ki jagah 0.67%.
📊 Portfolio Diversification
sach ye hai ki dono funds mein asset allocation ka pattern thoda alag hai, HDFC Flexi Cap Fund mein equity 97% hai, aur DSP Mutual Fund Large Cap Fund mein 96% hai, aur top holdings mein bhi thoda farak hai, lekin dono funds mein HDFC Bank, ICICI Bank, aur Reliance Industries top holdings mein hain. Dekho, diversification ka mamla hai, toh dono funds mein thodi similarity hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
haan, HDFC Flexi Cap Fund ka 5Y return 17.6% hai, aur 3Y return 17.84% hai, jo DSP Mutual Fund Large Cap Fund se zyada hai, 12.03% aur 14.7%.
Q2: Is the higher risk fund worth it?
dekho, risk toh dono funds mein high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo DSP Mutual Fund Large Cap Fund se zyada hai, 0.69, isliye returns ke hisab se haan, higher risk fund worth it hai.
Q3: Which fund is more cost‑effective?
sach ye hai ki DSP Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund se kam hai, 0.67%, isliye DSP Mutual Fund Large Cap Fund thoda zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price