HDFC Flexi Cap Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
dekho, hum do funds ki comparison kar rahe hain - HDFC Flexi Cap Fund aur DSP Mutual Fund Large Cap Fund. dono ki category alag hai, ek Multi Cap hai aur doosra Large Cap. chaliye, humein ye pata karna hai ki inme se kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | DSP Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.97 |
| Sharpe Ratio | 0.87 | 0.69 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 23% |
🤖 AI Verdict – Which is Better?
sach ye hai ki HDFC Flexi Cap Fund ka 3Y return DSP Mutual Fund Large Cap Fund se zyada hai, aur expense ratio bhi thoda zyada hai. lekin riskometer dono funds ka very high hai, toh humein ye dekhna hai ki kaunsa fund better risk-adjusted returns deta hai. haan, HDFC Flexi Cap Fund ka Sharpe ratio bhi thoda zyada hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
chaliye, hum dekhte hain ki kaunsa fund monthly SIP ke liye behtar hai. dono funds ka consistency aur return stability dekha hai, aur pata chala ki HDFC Flexi Cap Fund ka 5Y return thoda zyada stable hai.
⚠️ Risk & Cost Analysis
dekho, riskometer dono funds ka very high hai, lekin volatility aur Sharpe ratio mein thoda antar hai. HDFC Flexi Cap Fund ka volatility thoda zyada hai, lekin Sharpe ratio bhi thoda zyada hai. expense ratio mein bhi thoda antar hai, DSP Mutual Fund Large Cap Fund ka expense ratio thoda kam hai.
📊 Portfolio Diversification
haan, portfolio diversification bhi ek mahatvapoorna factor hai. HDFC Flexi Cap Fund ka asset allocation mein Equity 97% hai, aur T-Bills 3% hai. DSP Mutual Fund Large Cap Fund ka bhi similar hai, Equity 96% hai, aur T-Bills 4% hai. top holdings mein bhi thoda antar hai, lekin dono funds mein HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd shaamil hain.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo DSP Mutual Fund Large Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Sharpe ratio dekha hai, toh HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo DSP Mutual Fund Large Cap Fund se zyada hai, isliye higher risk worth it ho sakta hai.
Q3: Which fund is more cost‑effective?
expense ratio dekha hai, toh DSP Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price