HDFC Flexi Cap Fund vs Baroda BNP Paribas Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.62%
dekho, aapke liye do funds hai, ek Multi Cap hai - HDFC Flexi Cap Fund, aur doosra Large Cap hai - Baroda BNP Paribas Large Cap Fund. Chaliye, hum in dono funds ki comparison karte hai, taaki aap samajh sakein kaunsa fund aapke liye better hai. Haan, ismein hum 1Y return, 3Y return, aur 5Y return ki baat karenge.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BBaroda BNP Paribas Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Baroda BNP Paribas |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 251.36 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.15 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 13.08 |
| Sharpe Ratio | 0.87 | 0.62 |
| 1 Year Return (%) | -0.81% | -0.15% |
| 3 Year Return (%) | 17.84% | 14.62% |
| 5 Year Return (%) | 17.6% | 11.06% |
| Since Launch (%) | 14.35% | 13.34% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 14 March 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 34% |
🤖 AI Verdict – Which is Better?
Humare hisab se, HDFC Flexi Cap Fund long-term wealth creation ke liye better hai, kyunki uska 3Y return 17.84% hai, jo Baroda BNP Paribas Large Cap Fund se zyada hai. Lekin, risk bhi very high hai, toh aapko savdhan rehna hoga. Expense ratio bhi thoda zyada hai, lekin overall returns acche hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Baroda BNP Paribas Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.62%
- AUM: 2.15 Lac Cr
- Sharpe Ratio: 0.62
📈 SIP Suitability
Agar aap monthly SIP ke liye soch rahe hain, toh HDFC Flexi Cap Fund better hai, kyunki uska 3Y return aur 5Y return consistent hai. Chaliye, aap is fund mein long-term SIP kar sakte hain, kyunki returns stable hai.
⚠️ Risk & Cost Analysis
Dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Baroda BNP Paribas Large Cap Fund se better hai. Volatility bhi thodi kam hai, aur expense ratio thoda zyada hai, lekin overall risk-adjusted returns HDFC Flexi Cap Fund ka better hai.
📊 Portfolio Diversification
Asset allocation ki baat karein, toh HDFC Flexi Cap Fund mein equity 97% hai, aur Baroda BNP Paribas Large Cap Fund mein equity 96% hai. Top holdings ki baat karein, toh dono funds mein HDFC Bank, ICICI Bank, aur Reliance Industries hai, lekin concentration thoda zyada hai Baroda BNP Paribas Large Cap Fund mein.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Baroda BNP Paribas Large Cap Fund
₹1361101.96
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Baroda BNP Paribas Large Cap Fund se better hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo better hai, lekin volatility 12.97 hai, jo moderate hai.
Q3: Which fund is more cost‑effective?
Baroda BNP Paribas Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund se kam hai, lekin exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price