HDFC Flexi Cap Fund vs Baroda BNP Paribas Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.62%
dekho, humne do funds ki comparison ki hai, ek Multi Cap aur ek Large Cap, dono direct plan growth ke saath, HDFC Flexi Cap Fund aur Baroda BNP Paribas Large Cap Fund. chaliye, hum ismein dekhte hain ki kaunsa fund aapke liye better hai, long-term wealth creation ke liye.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BBaroda BNP Paribas Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Baroda BNP Paribas |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 251.36 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.15 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 13.08 |
| Sharpe Ratio | 0.87 | 0.62 |
| 1 Year Return (%) | -0.81% | -0.15% |
| 3 Year Return (%) | 17.84% | 14.62% |
| 5 Year Return (%) | 17.6% | 11.06% |
| Since Launch (%) | 14.35% | 13.34% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 14 March 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 34% |
🤖 AI Verdict – Which is Better?
haan, humne dono funds ki comparison ki, aur pata chala ki HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo Baroda BNP Paribas Large Cap Fund se zyada hai, aur expense ratio bhi thoda zyada hai, lekin riskometer dono funds ka very high hai, isliye hum kehte hain ki HDFC Flexi Cap Fund long-term wealth creation ke liye better hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Baroda BNP Paribas Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.62%
- AUM: 2.15 Lac Cr
- Sharpe Ratio: 0.62
📈 SIP Suitability
sach ye hai, dono funds mein consistency aur return stability ka comparison karna zaruri hai, aur humne dekha ki HDFC Flexi Cap Fund ka 3Y return aur 5Y return thoda zyada stable hai, isliye hum kehte hain ki HDFC Flexi Cap Fund better hai monthly SIP ke liye 10+ years ke liye.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karna zaruri hai, aur humne dekha ki dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Baroda BNP Paribas Large Cap Fund se zyada hai, isliye hum kehte hain ki HDFC Flexi Cap Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
chaliye, hum asset allocation aur top holdings concentration ka comparison karte hain, aur humne dekha ki HDFC Flexi Cap Fund ka asset allocation 97% equity aur 3% T-Bills hai, aur top holdings mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain, jo ki Baroda BNP Paribas Large Cap Fund ke similar hain, isliye hum kehte hain ki dono funds ka diversification similar hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Baroda BNP Paribas Large Cap Fund
₹1361101.96
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Baroda BNP Paribas Large Cap Fund se zyada hai, isliye hum kehte hain ki HDFC Flexi Cap Fund better returns deta hai long run mein.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Baroda BNP Paribas Large Cap Fund se zyada hai, isliye hum kehte hain ki higher risk fund worth it hai.
Q3: Which fund is more cost‑effective?
Baroda BNP Paribas Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund se kam hai, isliye hum kehte hain ki Baroda BNP Paribas Large Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price