HDFC Flexi Cap Fund vs Bandhan Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
dekho, humne do funds ki tulna ki hai - HDFC Flexi Cap Fund aur Bandhan Mutual Fund Large Cap Fund. Dono funds ki category alag hai, ek Multi Cap hai aur doosra Large Cap. is article mein hum aapko bataenge ki kon sa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BBandhan Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Bandhan Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.04 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.11 |
| Sharpe Ratio | 0.87 | 0.68 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Manish Gunwani (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 24% |
🤖 AI Verdict – Which is Better?
haan, humne dono funds ki tulna ki hai aur pata chala ki HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo Bandhan Mutual Fund Large Cap Fund se zyada hai. iske alawa, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo thoda zyada hai. lekin riskometer dono funds ka Very High hai, isliye hum kehte hain ki HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Bandhan Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.04 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
chaliye, dekhte hain ki kon sa fund monthly SIP ke liye behtar hai. HDFC Flexi Cap Fund ka 3Y return aur 5Y return stability ke maamle mein thoda behtar hai, isliye hum kehte hain ki HDFC Flexi Cap Fund SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
sach ye hai ki dono funds ka riskometer Very High hai, lekin HDFC Flexi Cap Fund ka volatility 12.97 hai, jo Bandhan Mutual Fund Large Cap Fund se zyada hai. Sharpe ratio bhi HDFC Flexi Cap Fund ka 0.87 hai, jo behtar hai. expense ratio mein Bandhan Mutual Fund Large Cap Fund ka 0.52% hai, jo kam hai.
📊 Portfolio Diversification
dekho, HDFC Flexi Cap Fund ka asset allocation mein Equity 97% hai, jabki Bandhan Mutual Fund Large Cap Fund ka Equity 96% hai. top holdings mein HDFC Flexi Cap Fund ka concentration thoda kam hai, isliye hum kehte hain ki HDFC Flexi Cap Fund ka portfolio thoda zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Bandhan Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Bandhan Mutual Fund Large Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
haan, Sharpe ratio ke hisab se HDFC Flexi Cap Fund ka risk-adjusted return behtar hai.
Q3: Which fund is more cost‑effective?
Bandhan Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price