HDFC Flexi Cap Fund vs Bandhan Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
Dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur Bandhan Mutual Fund Large Cap Fund. Dono funds ki category alag hai, ek multi cap hai aur doosra large cap. Chaliye, hum yeh jaanenge ki kaunsa fund long-term wealth creation ke liye better hai. Haan, isme hum returns, risk, aur expense ratio ko compare karenge.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BBandhan Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Bandhan Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.04 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.11 |
| Sharpe Ratio | 0.87 | 0.68 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Manish Gunwani (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 24% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo Bandhan Mutual Fund Large Cap Fund se zyada hai. Expense ratio bhi thoda zyada hai, lekin risk bhi very high hai dono funds mein. Lekin overall, HDFC Flexi Cap Fund long-term wealth creation ke liye better lagta hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Bandhan Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.04 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Dekho, agar aap monthly SIP ke liye fund search kar rahe hain, to HDFC Flexi Cap Fund better option hai. Iska 3Y return consistency aur return stability dono acche hain. Chaliye, aap isme investment kar sakte hain.
⚠️ Risk & Cost Analysis
Riskometer dono funds mein very high hai, lekin volatility HDFC Flexi Cap Fund mein 12.97 hai aur Bandhan Mutual Fund Large Cap Fund mein 12.11 hai. Sharpe ratio bhi HDFC Flexi Cap Fund mein 0.87 hai, jo better hai. Expense ratio Bandhan Mutual Fund Large Cap Fund mein 0.52% hai, jo kam hai.
📊 Portfolio Diversification
Asset allocation HDFC Flexi Cap Fund mein equity 97% hai aur T-Bills 3% hai. Bandhan Mutual Fund Large Cap Fund mein bhi equity 96% hai aur T-Bills 4% hai. Top holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries dono funds mein hain. Lekin concentration thoda alag hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Bandhan Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Bandhan Mutual Fund Large Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio dono funds mein alag hain, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo better hai.
Q3: Which fund is more cost‑effective?
Bandhan Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Flexi Cap Fund se kam hai. Lekin exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price