HDFC Flexi Cap Fund vs Axis ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
11.66%
Dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur Axis ELSS Tax Saver Fund. Dono funds alag categories mein aate hain, ek Multi Cap hai aur doosra ELSS. Chaliye, aage badhte hain aur dekhte hain ki kaunsa fund aapke liye behtar hai. Is article mein hum in dono funds ki details compare karenge aur aapko bataayenge ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BAxis ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Axis Mutual Fund |
| Category | Multi Cap | ELSS |
| NAV (₹) | 1945.71 | 104.77 |
| AUM (₹ Cr) | 10.05 Lac Cr | 3.16 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.66% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 13.4 |
| Sharpe Ratio | 0.87 | 0.39 |
| 1 Year Return (%) | -0.81% | -2.52% |
| 3 Year Return (%) | 17.84% | 11.66% |
| 5 Year Return (%) | 17.6% | 8.43% |
| Since Launch (%) | 14.35% | 15.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Ashish Naik; Shreyash Devalkar (2.8 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.56% |
| Portfolio Turnover | 26% | 14% |
🤖 AI Verdict – Which is Better?
Haan, dono funds mein se HDFC Flexi Cap Fund 3Y return mein behtar hai, aur expense ratio bhi kam hai. Lekin, risk bhi dono funds mein very high hai. Sach ye hai ki HDFC Flexi Cap Fund ki Sharpe ratio bhi behtar hai, isliye hum ye kah sakte hain ki HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Axis ELSS Tax Saver Fund?
- Expense ratio: 1.66%
- 3Y return: 11.66%
- AUM: 3.16 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Dekho, dono funds mein se HDFC Flexi Cap Fund ki consistency aur return stability behtar hai. Isliye, agar aap 10+ years ke liye monthly SIP karne ki soch rahe hain, to HDFC Flexi Cap Fund behtar vikalp hai. Chaliye, is fund mein apna paisa daalein aur long-term benefits uthayein.
⚠️ Risk & Cost Analysis
Dekho, dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ki volatility thodi kam hai. Sharpe ratio bhi HDFC Flexi Cap Fund ki behtar hai, jo ki risk-adjusted returns ki baat karti hai. Expense ratio bhi HDFC Flexi Cap Fund ki kam hai, isliye hum ye kah sakte hain ki HDFC Flexi Cap Fund risk-cost analysis mein behtar hai.
📊 Portfolio Diversification
Haan, dono funds ki asset allocation mein equity ki holdings zyada hai, lekin HDFC Flexi Cap Fund ki top holdings mein thodi diversity hai. Axis ELSS Tax Saver Fund ki top holdings mein ICICI Bank Ltd. aur HDFC Bank Ltd. ki holdings zyada hai, jo ki sector risk ko badhata hai. Lekin, HDFC Flexi Cap Fund ki T-Bills ki holdings bhi hai, jo ki diversification ko badhata hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Axis ELSS Tax Saver Fund
₹1138461.04
@11.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ki 5Y return 17.6% hai, jo ki Axis ELSS Tax Saver Fund ki 5Y return 8.43% se zyada hai. Isliye, HDFC Flexi Cap Fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Dekho, dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ki Sharpe ratio behtar hai, jo ki risk-adjusted returns ki baat karti hai. Isliye, higher risk worth it hai, kyunki HDFC Flexi Cap Fund ki returns bhi behtar hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ki expense ratio 0.67% hai, jo ki Axis ELSS Tax Saver Fund ki expense ratio 1.66% se kam hai. Isliye, HDFC Flexi Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price