HDFC Flexi Cap Fund vs Axis ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
11.66%
dekho, aapke paas do fund options hain - HDFC Flexi Cap Fund aur Axis ELSS Tax Saver Fund. Dono hi very high risk wale hain, lekin unke categories alag hain. HDFC Flexi Cap Fund multi cap category mein aata hai, jabki Axis ELSS Tax Saver Fund ELSS category mein aata hai. aage chaliye, hum in dono funds ke bare mein detail mein jaankari lenge.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BAxis ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Axis Mutual Fund |
| Category | Multi Cap | ELSS |
| NAV (₹) | 1945.71 | 104.77 |
| AUM (₹ Cr) | 10.05 Lac Cr | 3.16 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.66% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 13.4 |
| Sharpe Ratio | 0.87 | 0.39 |
| 1 Year Return (%) | -0.81% | -2.52% |
| 3 Year Return (%) | 17.84% | 11.66% |
| 5 Year Return (%) | 17.6% | 8.43% |
| Since Launch (%) | 14.35% | 15.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Ashish Naik; Shreyash Devalkar (2.8 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.56% |
| Portfolio Turnover | 26% | 14% |
🤖 AI Verdict – Which is Better?
haan, yadi aap long term wealth creation ke liye soch rahe hain, to HDFC Flexi Cap Fund behtar vikalp hai. iske 3Y return 17.84% hain, jo Axis ELSS Tax Saver Fund ke 11.66% se adhik hain. saath hi, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Axis ELSS Tax Saver Fund ke 1.66% se kam hai. risk bhi dono funds mein very high hai, lekin HDFC Flexi Cap Fund ka risk-adjusted return behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Axis ELSS Tax Saver Fund?
- Expense ratio: 1.66%
- 3Y return: 11.66%
- AUM: 3.16 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
chaliye, monthly SIP ke liye dekhein to HDFC Flexi Cap Fund behtar vikalp hai. iske 3Y return aur 5Y return consistency se adhik hain, jo long term mein behtar returns dega. Axis ELSS Tax Saver Fund ka return thoda kam hai, lekin yadi aap tax saver fund chunna chahte hain to yeh bhi ek accha vikalp hai.
⚠️ Risk & Cost Analysis
sach ye hai ki dono funds very high risk wale hain, lekin HDFC Flexi Cap Fund ka volatility 12.97 hai, jo Axis ELSS Tax Saver Fund ke 13.4 se kam hai. Sharpe ratio bhi HDFC Flexi Cap Fund mein 0.87 hai, jo Axis ELSS Tax Saver Fund ke 0.39 se adhik hai. expense ratio mein bhi HDFC Flexi Cap Fund ka kharcha kam hai, jo 0.67% hai.
📊 Portfolio Diversification
dekho, asset allocation ke maamle mein HDFC Flexi Cap Fund mein equity 97% hai, jabki Axis ELSS Tax Saver Fund mein equity 97.56% hai. top holdings mein HDFC Flexi Cap Fund mein HDFC Bank, ICICI Bank, aur Reliance Industries hain, jabki Axis ELSS Tax Saver Fund mein ICICI Bank, HDFC Bank, aur Bharti Airtel hain. dono funds mein thoda sector risk hai, lekin HDFC Flexi Cap Fund ka portfolio thoda zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Axis ELSS Tax Saver Fund
₹1138461.04
@11.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Axis ELSS Tax Saver Fund ke 8.43% se adhik hai.
Q2: Is the higher risk fund worth it?
haan, HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Axis ELSS Tax Saver Fund ke 0.39 se adhik hai, isliye yeh higher risk fund worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Axis ELSS Tax Saver Fund ke 1.66% se kam hai, isliye yeh more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price