HDFC Flexi Cap Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
19.68%
Dekho, aapke paas do fund options hain - HDFC Flexi Cap Fund aur Axis Bluechip Fund. Dono alag categories mein aate hain, ek Multi Cap hai aur doosra Large Cap. Is article mein hum in dono funds ko compare karenge aur aapko bataayenge ki kaunsa fund aapke long-term wealth creation ke liye behtar hai. Ismein hum risk, return, aur expense ratio ko dekhte huye dono funds ka analysis karenge.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BAxis Bluechip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Axis Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 18.82 |
| AUM (₹ Cr) | 10.05 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.34 |
| Sharpe Ratio | 0.87 | 1.16 |
| 1 Year Return (%) | -0.81% | 4.44% |
| 3 Year Return (%) | 17.84% | 19.68% |
| 5 Year Return (%) | 17.6% | 5.62% |
| Since Launch (%) | 14.35% | 14.6% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 16% |
🤖 AI Verdict – Which is Better?
Haan, dono funds apne-apne tareeke se achhe hain, lekin humein dekhna hai kaunsa fund long-term wealth creation ke liye behtar hai. Axis Bluechip Fund ka 3-year return 19.68% hai, jo HDFC Flexi Cap Fund se zyada hai. Lekin, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Axis Bluechip Fund ke 1.52% se kam hai. Dono funds ka riskometer Very High hai, lekin HDFC Flexi Cap Fund ka volatility 12.97 hai, jo Axis Bluechip Fund ke 11.34 se zyada hai. Isliye, hum kehte hain ki HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Axis Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 19.68%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.16
📈 SIP Suitability
Chaliye, ab hum dekhte hain kaunsa fund monthly SIP ke liye behtar hai. Dono funds ki consistency aur return stability ko dekha jaaye to, Axis Bluechip Fund ka 1-year return 4.44% hai, jo HDFC Flexi Cap Fund ke -0.81% se zyada hai. Isliye, Axis Bluechip Fund SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Sach ye hai ki dono funds ka riskometer Very High hai, lekin unke risk-adjusted returns alag hain. HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai, jo Axis Bluechip Fund ke 1.16 se kam hai. Lekin, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Axis Bluechip Fund ke 1.52% se kam hai. Isliye, hum kehte hain ki HDFC Flexi Cap Fund ka risk-cost analysis behtar hai.
📊 Portfolio Diversification
Dekho, dono funds ki asset allocation aur top holdings concentration ko dekha jaaye to, HDFC Flexi Cap Fund ka asset allocation 97% equity aur 3% T-Bills hai, jabki Axis Bluechip Fund ka asset allocation 96% equity aur 4% T-Bills hai. Dono funds ke top 3 holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries hain. Isliye, hum kehte hain ki dono funds ki diversification behtar hai, lekin HDFC Flexi Cap Fund ka sector risk zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Axis Bluechip Fund
₹1872598.46
@19.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5-year return 17.6% hai, jo Axis Bluechip Fund ke 5.62% se zyada hai. Isliye, HDFC Flexi Cap Fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Dekho, dono funds ka riskometer Very High hai, lekin Axis Bluechip Fund ka Sharpe ratio 1.16 hai, jo HDFC Flexi Cap Fund ke 0.87 se zyada hai. Isliye, Axis Bluechip Fund ka higher risk worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Axis Bluechip Fund ke 1.52% se kam hai. Isliye, HDFC Flexi Cap Fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price