HDFC Flexi Cap Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
19.68%
dekho, aapko yeh jaan na hai ki kaunsa fund behtar hai, Fund A - HDFC Flexi Cap Fund ya Fund B - Axis Bluechip Fund. Dono funds alag categories mein aate hain, ek Multi Cap aur doosra Large Cap. Chaliye, hum inki tulna karte hain aur aapko bataate hain ki kaunsa fund aapke liye sahi hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BAxis Bluechip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Axis Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 18.82 |
| AUM (₹ Cr) | 10.05 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.34 |
| Sharpe Ratio | 0.87 | 1.16 |
| 1 Year Return (%) | -0.81% | 4.44% |
| 3 Year Return (%) | 17.84% | 19.68% |
| 5 Year Return (%) | 17.6% | 5.62% |
| Since Launch (%) | 14.35% | 14.6% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 16% |
🤖 AI Verdict – Which is Better?
Haan, dono funds mein se Axis Bluechip Fund ka 3Y return 19.68% hai, jo HDFC Flexi Cap Fund se zyada hai. Lekin, expense ratio kaam hai toh HDFC Flexi Cap Fund thoda sa better hai. Risk bhi dono funds mein very high hai, lekin overall dekha jaye toh HDFC Flexi Cap Fund ka 3Y return aur expense ratio thoda sa behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Axis Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 19.68%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.16
📈 SIP Suitability
Chaliye, SIP ke liye dekhte hain. Dekho, dono funds mein se HDFC Flexi Cap Fund ka consistency thoda sa behtar hai, lekin Axis Bluechip Fund ka return thoda sa zyada hai. Lekin, agar aap 10+ saal ke liye invest kar rahe hain toh HDFC Flexi Cap Fund behtar hai.
⚠️ Risk & Cost Analysis
Sach ye hai ki dono funds mein very high risk hai, lekin HDFC Flexi Cap Fund ka Sharpe ratio 0.87 hai aur volatility 12.97 hai. Axis Bluechip Fund ka Sharpe ratio 1.16 hai aur volatility 11.34 hai. Toh, Axis Bluechip Fund ka risk-adjusted return thoda sa behtar hai.
📊 Portfolio Diversification
Dekho, dono funds ka asset allocation alag hai. HDFC Flexi Cap Fund mein equity 97% hai aur T-Bills 3% hai. Axis Bluechip Fund mein equity 96% hai aur T-Bills 4% hai. Top holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries dono funds mein hain, lekin concentration thoda sa alag hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Axis Bluechip Fund
₹1872598.46
@19.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Axis Bluechip Fund ka 3Y return 19.68% hai, jo HDFC Flexi Cap Fund se zyada hai. Lekin, 5Y return mein HDFC Flexi Cap Fund ka return 17.6% hai, jo Axis Bluechip Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Dono funds mein very high risk hai, lekin Axis Bluechip Fund ka Sharpe ratio 1.16 hai, jo HDFC Flexi Cap Fund se zyada hai. Toh, higher risk fund worth it ho sakta hai.
Q3: Which fund is more cost‑effective?
HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Axis Bluechip Fund se kam hai. Toh, HDFC Flexi Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price