HDFC Flexi Cap Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
21.36%
Dekho, aapke paas do fund options hain - HDFC Flexi Cap Fund aur Axis Bluechip Fund. Dono ki category alag hai, ek multi cap hai aur doosra large cap. Aage chaliye, hum inke returns, risk, aur expenses ko compare karenge, taaki aapko pata chale ki kaunsa fund aapke long-term wealth creation ke liye behtar hai. Is article mein hum inke returns, risk, aur expenses ko compare karenge.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BAxis Bluechip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Axis Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 20.09 |
| AUM (₹ Cr) | 10.05 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.32 |
| Sharpe Ratio | 0.87 | 1.31 |
| 1 Year Return (%) | -0.81% | 5.85% |
| 3 Year Return (%) | 17.84% | 21.36% |
| 5 Year Return (%) | 17.6% | 5.92% |
| Since Launch (%) | 14.35% | 16.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 16% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return ke basis par Axis Bluechip Fund behtar hai, kyunki uska return 21.36% hai, jabki HDFC Flexi Cap Fund ka return 17.84% hai. Lekin, risk bhi bahut zaroori hai, aur dono funds ka riskometer very high hai. Expense ratio ke maamle mein, Axis Bluechip Fund ka expense ratio 0.52% hai, jo ki HDFC Flexi Cap Fund ke 0.67% se kam hai. Isliye, hum kah sakte hain ki Axis Bluechip Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Axis Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 21.36%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.31
📈 SIP Suitability
Chaliye, SIP suitability ke bare mein baat karte hain. Dono funds ke returns consistent hain, lekin Axis Bluechip Fund ka 1Y return 5.85% hai, jo ki HDFC Flexi Cap Fund ke -0.81% se bahut accha hai. Isliye, agar aap 10+ years ke liye monthly SIP karne ki soch rahe hain, to Axis Bluechip Fund behtar hai.
⚠️ Risk & Cost Analysis
Sach ye hai, risk aur cost analysis bahut zaroori hai. Dono funds ka riskometer very high hai, lekin Axis Bluechip Fund ka volatility 11.32 hai, jo ki HDFC Flexi Cap Fund ke 12.97 se kam hai. Sharpe ratio ke maamle mein, Axis Bluechip Fund ka Sharpe ratio 1.31 hai, jo ki HDFC Flexi Cap Fund ke 0.87 se bahut accha hai. Isliye, Axis Bluechip Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Dekho, asset allocation ke maamle mein, HDFC Flexi Cap Fund ka equity allocation 97% hai, jabki Axis Bluechip Fund ka equity allocation 96% hai. Top holdings ke maamle mein, dono funds ke top 3 holdings HDFC Bank, ICICI Bank, aur Reliance Industries hain. Lekin, Axis Bluechip Fund ka top holding concentration thoda kam hai, isliye woh thoda zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Axis Bluechip Fund
₹2089333.11
@21.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Axis Bluechip Fund ka 5Y return 5.92% hai, jabki HDFC Flexi Cap Fund ka 5Y return 17.6% hai, isliye HDFC Flexi Cap Fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, higher risk fund worth hai, kyunki Axis Bluechip Fund ka Sharpe ratio 1.31 hai, jo ki HDFC Flexi Cap Fund ke 0.87 se bahut accha hai, isliye higher risk ka return bhi accha hai.
Q3: Which fund is more cost‑effective?
Axis Bluechip Fund ka expense ratio 0.52% hai, jabki HDFC Flexi Cap Fund ka expense ratio 0.67% hai, isliye Axis Bluechip Fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price