HDFC Flexi Cap Fund vs Angel One Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
12.7%
Dono funds multi cap category mein aate hain, lekin unke returns, risk aur expense ratio mein kuch antar hai, dekho. Is article mein hum in dono funds ko compare karenge aur aapko bataayenge ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Angel One Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 1945.71 | 8.38 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.86 Lac Cr |
| Expense Ratio (%) | 0.67% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 13.4 |
| Sharpe Ratio | 0.87 | 1.52 |
| 1 Year Return (%) | -0.81% | -11.42% |
| 3 Year Return (%) | 17.84% | 12.7% |
| 5 Year Return (%) | 17.6% | 7.44% |
| Since Launch (%) | 14.35% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 26% | 32% |
🤖 AI Verdict – Which is Better?
Fund A, HDFC Flexi Cap Fund, 3Y return mein 17.84% ka return diya hai, jo Fund B se zyada hai, haan. Iske alawa, Fund A ka expense ratio 0.67% hai, jo Fund B se kam hai. Risk bhi dono funds mein very high hai, lekin Fund A ka 3Y return zyada hai, isliye yeh fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Angel One Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 12.7%
- AUM: 1.86 Lac Cr
- Sharpe Ratio: 1.52
📈 SIP Suitability
Dono funds mein SIP ke liye consistency aur return stability dekhte hain, to Fund A ka 3Y return 17.84% hai, jo Fund B se zyada hai. Isliye, Fund A SIP ke liye behtar hai, chaliye.
⚠️ Risk & Cost Analysis
Dono funds ka riskometer very high hai, lekin Fund A ka Sharpe ratio 0.87 hai, jo Fund B se kam hai. Lekin, Fund A ka expense ratio 0.67% hai, jo Fund B se kam hai, isliye yeh fund risk-adjusted returns ke liye behtar hai.
📊 Portfolio Diversification
Dono funds ka asset allocation same hai, 97% equity aur 3% T-Bills. Top holdings bhi same hain, HDFC Bank, ICICI Bank, aur Reliance Industries. Isliye, dono funds ki diversification same hai, sach ye hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Angel One Mutual Fund Multi Cap Fund
₹1211348.26
@12.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A, HDFC Flexi Cap Fund, 5Y return mein 17.6% ka return diya hai, jo Fund B se zyada hai.
Q2: Is the higher risk fund worth it?
Dono funds ka riskometer very high hai, lekin Fund A ka Sharpe ratio 0.87 hai, jo Fund B se kam hai, lekin Fund A ka return zyada hai.
Q3: Which fund is more cost‑effective?
Fund A ka expense ratio 0.67% hai, jo Fund B se kam hai, isliye yeh fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price