HDFC Flexi Cap Fund vs Angel One Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
6.76%
dekho, aapke paas do fund options hain - HDFC Flexi Cap Fund aur Angel One Mutual Fund Liquid Fund. Dono alag categories mein aate hain, ek Multi Cap hai aur doosra Liquid Fund. Is article mein hum in dono funds ko compare karenge aur aapko batayenge ki kaunsa fund aapke long-term wealth creation ke liye better hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Angel One Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 1945.71 | 2132.04 |
| AUM (₹ Cr) | 10.05 Lac Cr | 4.67 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.97 | 0.11 |
| Sharpe Ratio | 0.87 | 2.36 |
| 1 Year Return (%) | -0.81% | 6.03% |
| 3 Year Return (%) | 17.84% | 6.76% |
| 5 Year Return (%) | 17.6% | 5.95% |
| Since Launch (%) | 14.35% | 6.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 13 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | N/A |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 26% | 221% |
🤖 AI Verdict – Which is Better?
chaliye, hum dekhte hain. HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo Angel One Mutual Fund Liquid Fund ke 6.76% se zyada hai. Lekin, HDFC Flexi Cap Fund ka riskometer Very High hai, jabki Angel One Mutual Fund Liquid Fund ka Low hai. Haan, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, jo Angel One Mutual Fund Liquid Fund ke 0.12% se zyada hai. Sach ye hai, HDFC Flexi Cap Fund long-term wealth creation ke liye better hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
📈 SIP Suitability
lekkin, agar aap monthly SIP ke liye soch rahe hain, to Angel One Mutual Fund Liquid Fund better option hai. Iska 1Y return 6.03% hai, jo stable hai. Chaliye, hum dekhte hain ki HDFC Flexi Cap Fund ka 1Y return -0.81% hai, jo thoda risky hai.
⚠️ Risk & Cost Analysis
dekho, HDFC Flexi Cap Fund ka riskometer Very High hai, aur volatility 12.97 hai. Jabki, Angel One Mutual Fund Liquid Fund ka riskometer Low hai, aur volatility 0.11 hai. Sharpe ratio ke maamle mein, Angel One Mutual Fund Liquid Fund ka 2.36 hai, jo HDFC Flexi Cap Fund ke 0.87 se zyada hai. Expense ratio ke maamle mein, Angel One Mutual Fund Liquid Fund ka 0.12% hai, jo HDFC Flexi Cap Fund ke 0.67% se kam hai.
📊 Portfolio Diversification
chaliye, hum dekhte hain ki HDFC Flexi Cap Fund ka asset allocation kaisa hai. Ismein 97% equity hai, aur top 3 holdings mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain. Jabki, Angel One Mutual Fund Liquid Fund ka asset allocation mein 65% T-Bills hain, aur top 3 holdings mein State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain. Dekho, dono funds mein thoda concentration hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Angel One Mutual Fund Liquid Fund ke 5.95% se zyada hai.
Q2: Is the higher risk fund worth it?
HDFC Flexi Cap Fund ka volatility 12.97 hai, aur Sharpe ratio 0.87 hai. Lekin, Angel One Mutual Fund Liquid Fund ka volatility 0.11 hai, aur Sharpe ratio 2.36 hai. Dekho, higher risk fund worth it hai ya nahi, yeh aapke risk appetite par depend karta hai.
Q3: Which fund is more cost‑effective?
Angel One Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo HDFC Flexi Cap Fund ke 0.67% se kam hai. N/A exit load ke maamle mein.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price