HDFC Flexi Cap Fund vs Angel One Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.7%
dekho, humne do mutual fund compare kiye hain, ek Multi Cap category ka Fund A - HDFC Flexi Cap Fund, aur dusra Large Cap category ka Fund B - Angel One Mutual Fund Large Cap Fund. Chaliye, hum yeh jaanenge ki inme se kaunsa fund long-term wealth creation ke liye behtar hai, aur kyun.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Angel One Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 497.22 |
| AUM (₹ Cr) | 10.05 Lac Cr | 2.58 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 11.57 |
| Sharpe Ratio | 0.87 | 0.71 |
| 1 Year Return (%) | -0.81% | -4.02% |
| 3 Year Return (%) | 17.84% | 14.7% |
| 5 Year Return (%) | 17.6% | 12.03% |
| Since Launch (%) | 14.35% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 19% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ke basis par, Fund A - HDFC Flexi Cap Fund, long-term wealth creation ke liye behtar lagta hai, kyunki iska 3Y return 17.84% hai, jo Fund B se zyada hai, aur iska expense ratio 0.67% hai, jo thoda zyada hai lekin overall performance ke hisab se sahi hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Angel One Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.58 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
dekho, agar aap 10+ years ke liye monthly SIP kar rahe hain, toh Fund A - HDFC Flexi Cap Fund, consistency aur return stability ke maamle me behtar lagta hai, kyunki iska 5Y return 17.6% hai, jo stable hai.
⚠️ Risk & Cost Analysis
lekin, riskometer, volatility, Sharpe ratio, aur expense ratio ke comparison se pata chalta hai ki dono funds ka riskometer Very High hai, lekin Fund A ka Sharpe ratio 0.87 hai, jo Fund B se zyada hai, isliye Fund A better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
sach ye hai, dono funds ka asset allocation aur top holdings concentration alag hai, lekin Fund A ka asset allocation thoda zyada diversified hai, kyunki isme 97% equity aur 3% T-Bills hain, aur top holdings me HDFC Bank, ICICI Bank, aur Reliance Industries hain, jo diversified sector hain.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Angel One Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
chaliye, 5Y/3Y returns ke basis par, Fund A - HDFC Flexi Cap Fund, long run me better returns deta hai, kyunki iska 5Y return 17.6% aur 3Y return 17.84% hai.
Q2: Is the higher risk fund worth it?
haan, volatility aur Sharpe ratio ke comparison se pata chalta hai ki dono funds ka risk high hai, lekin Fund A ka Sharpe ratio zyada hai, isliye higher risk worth it hai.
Q3: Which fund is more cost‑effective?
dekho, expense ratio ke basis par, Fund B - Angel One Mutual Fund Large Cap Fund, more cost-effective hai, kyunki iska expense ratio 0.52% hai, jo Fund A se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price