HDFC Flexi Cap Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
12.3%
Aaj humein do funds ke beech ki talaash karni hai - HDFC Flexi Cap Fund aur Angel One Mutual Fund Balanced Advantage Fund. Ye do funds alag-alag categories me hain - HDFC Flexi Cap Fund multi cap category me hai, jabki Angel One Mutual Fund Balanced Advantage Fund balanced hybrid category me hai. Hum aapko is article me yaha dekhaunga ki aapki paise ki duniya mein kis fund ki zarurat hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Angel One Mutual Fund |
| Category | Multi Cap | Balanced Hybrid |
| NAV (₹) | 1945.71 | 16.39 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 12.97 | 8.79 |
| Sharpe Ratio | 0.87 | 0.66 |
| 1 Year Return (%) | -0.81% | 3.08% |
| 3 Year Return (%) | 17.84% | 12.3% |
| 5 Year Return (%) | 17.6% | 7.51% |
| Since Launch (%) | 14.35% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 26% | 127% |
🤖 AI Verdict – Which is Better?
Hum aapko suggest karte hain ki HDFC Flexi Cap Fund aapki paise ke liye better hai. Yeh fund 3 saal ke return mein 17.84% ka avshesh deta hai, jabki expense ratio 0.67% hai. Iske alawa, yeh fund riskometer ka daraja "Very High" hai, lekin sharpe ratio 0.87 hai, jo aapki risk-adjusted return ko badhata hai. Angel One Mutual Fund Balanced Advantage Fund bhi ek achha fund hai, lekin HDFC Flexi Cap Fund aapki paise ke liye better hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Agar aap apne paise ka SIP karnaa chahte hain, to HDFC Flexi Cap Fund aapke liye achha hai. Yeh fund 5 saal ke return mein 17.6% ka avshesh deta hai, jo aapke paise ke liye sahi hai. Iske alawa, yeh fund expense ratio mein bhi kam hai, jo aapke paise ko bachata hai. Angel One Mutual Fund Balanced Advantage Fund bhi ek achha fund hai, lekin HDFC Flexi Cap Fund aapke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke daraja ke hisaab se, HDFC Flexi Cap Fund aapke liye better hai. Yeh fund riskometer ka daraja "Very High" hai, lekin yeh fund volatility mein kam hai. Iske alawa, yeh fund sharpe ratio mein bhi upar hai, jo aapki risk-adjusted return ko badhata hai. Angel One Mutual Fund Balanced Advantage Fund bhi ek achha fund hai, lekin HDFC Flexi Cap Fund aapke liye better hai.
📊 Portfolio Diversification
HDFC Flexi Cap Fund aur Angel One Mutual Fund Balanced Advantage Fund dono mein asset allocation ke hisaab se, HDFC Flexi Cap Fund aapke liye better hai. Yeh fund 97% asset allocation karta hai equity me, jo aapke paise ko badhata hai. Iske alawa, yeh fund T-Bills mein 3% asset allocation karta hai, jo aapke paise ko secure karta hai. Angel One Mutual Fund Balanced Advantage Fund bhi ek achha fund hai, lekin HDFC Flexi Cap Fund aapke liye better hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Hum aapko suggest karte hain ki HDFC Flexi Cap Fund aapki paise ke liye better hai. Yeh fund 5 saal ke return mein 17.6% ka avshesh deta hai, jo aapke paise ke liye sahi hai.
Q2: Is the higher risk fund worth it?
Hum aapko suggest karte hain ki HDFC Flexi Cap Fund aapke liye better hai. Yeh fund riskometer ka daraja "Very High" hai, lekin yeh fund volatility mein kam hai. Iske alawa, yeh fund sharpe ratio mein bhi upar hai, jo aapki risk-adjusted return ko badhata hai.
Q3: Which fund is more cost‑effective?
Hum aapko suggest karte hain ki HDFC Flexi Cap Fund aapke liye better hai. Yeh fund expense ratio 0.67% hai, jo aapke paise ko bachata hai. Iske alawa, yeh fund exit load mein bhi kam hai, jo aapke paise ko secure karta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price