HDFC Flexi Cap Fund vs Aditya Birla Sun Life Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
14.14%
dekho, humne do funds compare kiye hain - HDFC Flexi Cap Fund aur Aditya Birla Sun Life Large Cap Fund. Dono funds alag categories mein aate hain, ek multi cap hai aur doosra large cap. Aage chaliye, humein yeh dekhne ko milega ki dono funds mein se kaunsa long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BAditya Birla Sun Life Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Aditya Birla Sun Life |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 1945.71 | 1009.42 |
| AUM (₹ Cr) | 10.05 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.97 | 12.61 |
| Sharpe Ratio | 0.87 | 0.61 |
| 1 Year Return (%) | -0.81% | 2.72% |
| 3 Year Return (%) | 17.84% | 14.14% |
| 5 Year Return (%) | 17.6% | 10.5% |
| Since Launch (%) | 14.35% | 14.49% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Mahesh Patil (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 26% | 29% |
🤖 AI Verdict – Which is Better?
Haan, dono funds mein se HDFC Flexi Cap Fund 3Y return mein behtar hai, 17.84% return diya hai. Expense ratio bhi thoda high hai, 0.67%, lekin risk bhi very high hai. Isliye, hum kehte hain ki HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Aditya Birla Sun Life Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.14%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
sach ye hai ki dono funds SIP ke liye suitable hain, lekin HDFC Flexi Cap Fund ki consistency thodi behtar hai. Is fund ka 3Y return 17.84% hai, jo ki Aditya Birla Sun Life Large Cap Fund se zyada hai. Isliye, HDFC Flexi Cap Fund SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
dekho, dono funds ka riskometer very high hai, lekin HDFC Flexi Cap Fund ka volatility 12.97 hai, jo ki Aditya Birla Sun Life Large Cap Fund se thoda zyada hai. Sharpe ratio bhi 0.87 hai, jo ki behtar hai. Expense ratio bhi 0.67% hai, jo ki thoda high hai. Isliye, hum kehte hain ki HDFC Flexi Cap Fund risk-adjusted returns ke liye behtar hai.
📊 Portfolio Diversification
chaliye, portfolio diversification dekhte hain. HDFC Flexi Cap Fund ka asset allocation 97% equity hai, aur top 3 holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries hain. Aditya Birla Sun Life Large Cap Fund ka asset allocation 96% equity hai, aur top 3 holdings mein bhi HDFC Bank, ICICI Bank, aur Reliance Industries hain. Isliye, dono funds ka portfolio diversification thoda similar hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Aditya Birla Sun Life Large Cap Fund
₹1321695.07
@14.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund 5Y return mein 17.6% diya hai, jo ki Aditya Birla Sun Life Large Cap Fund se zyada hai. Isliye, HDFC Flexi Cap Fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Flexi Cap Fund ka risk very high hai, lekin volatility 12.97 hai, aur Sharpe ratio 0.87 hai. Isliye, higher risk worth it hai.
Q3: Which fund is more cost‑effective?
Aditya Birla Sun Life Large Cap Fund ka expense ratio 0.52% hai, jo ki HDFC Flexi Cap Fund se kam hai. Isliye, Aditya Birla Sun Life Large Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price