Groww Mutual Fund Liquid Fund vs Quantum Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.56%
Dekho, today humein do Liquid Funds ke baare mein jaanna hai - Groww Mutual Fund Liquid Fund aur Quantum Mutual Fund Liquid Fund. Ye dono funds apne low-risk investment options ke liye jaane jaate hain. Is article mein, hum in dono funds ke beech ki comparison karenge aur aapko pata chalega ki aapko kis fund ko chunna chahiye.
| Parameter | AGroww Mutual Fund Liquid Fund - Direct Plan - Growth | BQuantum Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Groww Mutual Fund | Quantum Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 37.04 |
| AUM (₹ Cr) | 4.60 Lac Cr | 4.34 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.11 |
| Sharpe Ratio | 3.91 | 0.55 |
| 1 Year Return (%) | 6.17% | 5.71% |
| 3 Year Return (%) | 6.93% | 6.56% |
| 5 Year Return (%) | 6.11% | 5.82% |
| Since Launch (%) | 50.63% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 9 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Atul Kumar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 203% | 231% |
🤖 AI Verdict – Which is Better?
Haan, sach ye hai ki long-term wealth creation ke liye Fund A bhi achha hai lekin Fund B is baat ke liye aage khada hai. 3Y return, expense ratio, aur risk ke hisab se hume Fund B ko better fund ke roop mein dekhna chahiye.
Why consider Groww Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 3.91
Why consider Quantum Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.56%
- AUM: 4.34 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Ek monthly SIP ke liye 10+ saal ka investment plan banane ke liye, hume Fund B ki consistency aur return stability ke liye vishesh roop se dhyan dena chahiye. Lekin, Fund A bhi ek achha option hai, lekin Fund B ke saath invest karna aapko behtar returns dila sakta hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se, Fund A bhi thoda behtar hai. Lekin, volatility aur Sharpe ratio ke hisab se, Fund B bhi ek achha option hai. Lekin, expense ratio ke hisab se, Fund A thoda behtar hai.
📊 Portfolio Diversification
Asset allocation ke hisab se, dono funds ke beech ki comparison nahi ki jaa sakti hai, kyunki unki asset allocation ek hi hai. Lekin, top holdings concentration ke hisab se, Fund A thoda behtar hai, kyunki usme State Bank of India CD aur HDFC Bank CD ki share adhik hai.
SIP Calculator – Compare Growth Potential
Groww Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Quantum Mutual Fund Liquid Fund
₹849400.65
@6.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki 5Y return ke hisab se, Fund A 6.11% ki return deta hai, jabki Fund B 5.82% ki return deta hai. Isliye, Fund A long-term mein aapko behtar returns dila sakta hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke hisab se, Fund A thoda behtar hai. Lekin, Fund B ka Sharpe ratio Fund A ke mukabla kam hai, lekin uska AUM kam hai. Isliye, aapko Fund A ki kam volatility aur behtar Sharpe ratio ke hisab se invest karna chahiye.
Q3: Which fund is more cost-effective?
Sach ye hai ki expense ratio ke hisab se, dono funds ek jaisa hai. Lekin, Fund A ka AUM adhik hai, isliye aapko Fund A ki expense ratio ke hisab se invest karna chahiye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price