Groww Mutual Fund Liquid Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
11.03%
Dekho, aap donon fundon ka comparison karne aaye hain. Groww Mutual Fund Liquid Fund ek liquid fund hai, jabki Mirae Asset Large Cap Fund ek large cap fund hai. Aaj hum aapko fund B ki comparison karne wale hain. Fund B mein aapko 3Y return, expense ratio, aur riskometer ke mukable ek naya fund pata chalega.
| Parameter | AGroww Mutual Fund Liquid Fund - Direct Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Groww Mutual Fund | Mirae Asset |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 5622.79 | 122.90 |
| AUM (₹ Cr) | 4.60 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.57% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.64 |
| Sharpe Ratio | 3.91 | 0.39 |
| 1 Year Return (%) | 6.17% | -2% |
| 3 Year Return (%) | 6.93% | 11.03% |
| 5 Year Return (%) | 6.11% | 10.78% |
| Since Launch (%) | 50.63% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Gaurav Misra (7.3 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY 100 Total Return Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 203% | 20% |
🤖 AI Verdict – Which is Better?
Chaliye hum fundon ki comparison karte hain. Mirae Asset Large Cap Fund ka 3Y return 11.03% hai, lekin fund A ka 3Y return 6.93% hai. Fund B ka expense ratio 0.57% hai, jabki fund A ka expense ratio 0.12% hai. Riskometer ka dhyaan rakhne par, fund B ka riskometer high hai. Lekin fund A ka 5Y return kam hai. Sach ye hai ki fund B aapko long-term mein aur bhi zyada returns dete hain, lekin fund A ka expense ratio kam hai aur riskometer low hai. Isliye, hum fund A ko better fund ke roop mein dekhate hain.
Why consider Groww Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 3.91
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
SIP suitability ke liye, hum fundon ki stability aur consistency ko dekhte hain. Fund A ka 1Y return 6.17% hai, lekin fund B ka 1Y return -2% hai. Fund A ka 3Y return 6.93% hai, jabki fund B ka 3Y return 11.03% hai. Isliye, fund A SIP ke liye vyavhaarik hai.
⚠️ Risk & Cost Analysis
Riskometer aur expense ratio ke mukable, fund A low riskometer ke saath 0.12% expense ratio se ghataata hai. Fund B ka riskometer high hai aur expense ratio 0.57% hai. Sharpe ratio 3.91 hai, jo fund A ko zyada risk-adjusted returns dete hain. Isliye, fund A isme se better option hai.
📊 Portfolio Diversification
Asset allocation ke mukable, fund A mein T-Bills 65% hai, CD 20% hai, aur CP 10% hai. Fund B mein equity 99.63% hai aur mutual fund 0.17% hai. Top holdings concentration ke liye, fund A mein State Bank of India CD 8.5% hai, HDFC Bank CD 7.2% hai, aur Reliance Industries T-Bills 6.8% hai. Fund B mein HDFC Bank Ltd. 9.15%, ICICI Bank Ltd. 8.12%, aur Reliance Industries Ltd. 5.76% hai. Isliye, fund A ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
Groww Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 10.78% hai, jabki fund A ka 5Y return 6.11% hai. Isliye, fund B fund A se better returns dete hain.
Q2: Is the higher risk fund worth it?
Fund B ka riskometer high hai, lekin sharpe ratio 0.39 hai, jo kam hai. Isliye, fund B ki kam returns aur high risk ke liye, fund A better option hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.12% hai, jabki fund B ka expense ratio 0.57% hai. Isliye, fund A fund B se cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price