Groww Mutual Fund Liquid Fund vs Invesco Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.93%
Ab hum aapko do Liquid Funds ke baare mein batayenge, Groww Mutual Fund Liquid Fund aur Invesco Mutual Fund Liquid Fund. Dekho, aap kya jaante hain Liquid Funds kya hote hain? Ye funds aapke paiso ko chhote samay tak rakhte hain aur aapko zaroorat ke samay kaam aane par use karne ki anumati dete hain. Hum aapko is article mein iske beech ki kya similarity hai aur kya difference hai, iske baare mein batayenge.
| Parameter | AGroww Mutual Fund Liquid Fund - Direct Plan - Growth | BInvesco Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Groww Mutual Fund | Invesco Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 3819.94 |
| AUM (₹ Cr) | 4.60 Lac Cr | 3.76 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.13 |
| Sharpe Ratio | 3.91 | 3.31 |
| 1 Year Return (%) | 6.17% | 6.17% |
| 3 Year Return (%) | 6.93% | 6.93% |
| 5 Year Return (%) | 6.11% | 6.11% |
| Since Launch (%) | 50.63% | 6.82% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Amit Ganatra (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 203% | 269% |
🤖 AI Verdict – Which is Better?
Hum aapko batayenge ki 3Y return, expense ratio, aur risk ke dhyan mein, kitna fund aapke liye achha hai. Haan, Groww Mutual Fund Liquid Fund aur Invesco Mutual Fund Liquid Fund dono hi aapke liye achhe fund hain, lekin Groww Mutual Fund Liquid Fund 3Y return aur expense ratio ke hisab se aapke liye aur bhi achha hai. Dekho, 3Y return mein Groww Mutual Fund Liquid Fund 6.93% hai, jiska difference Invesco Mutual Fund Liquid Fund ke 6.93% se kam hai.
Why consider Groww Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 3.91
Why consider Invesco Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.76 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
Ab hum aapko batayenge ki SIP ke liye kitna fund aapke liye achha hai. Haan, Groww Mutual Fund Liquid Fund aur Invesco Mutual Fund Liquid Fund dono hi aapke liye achhe fund hain, lekin Invesco Mutual Fund Liquid Fund aapke liye aur bhi achha hai. Dekho, Invesco Mutual Fund Liquid Fund ka 3Y return Groww Mutual Fund Liquid Fund ke 3Y return se kam hain, lekin Invesco Mutual Fund Liquid Fund ka Sharpe ratio Groww Mutual Fund Liquid Fund ke Sharpe ratio se zyada hai.
⚠️ Risk & Cost Analysis
Ab hum aapko batayenge ki riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se aapke paiso ko koi risk nahi hai. Haan, Groww Mutual Fund Liquid Fund aur Invesco Mutual Fund Liquid Fund dono hi aapke liye saafe fund hain, lekin Invesco Mutual Fund Liquid Fund aapke liye aur bhi safa hai. Dekho, Invesco Mutual Fund Liquid Fund ka riskometer Groww Mutual Fund Liquid Fund ke riskometer se kam hai, aur Invesco Mutual Fund Liquid Fund ka Sharpe ratio Groww Mutual Fund Liquid Fund ke Sharpe ratio se zyada hai.
📊 Portfolio Diversification
Ab hum aapko batayenge ki asset allocation aur top holdings concentration ke hisab se aapke paiso ko koi risk nahi hai. Haan, Groww Mutual Fund Liquid Fund aur Invesco Mutual Fund Liquid Fund dono hi aapke liye achhe fund hain, lekin Invesco Mutual Fund Liquid Fund aapke liye aur bhi achha hai. Dekho, Invesco Mutual Fund Liquid Fund ka asset allocation Groww Mutual Fund Liquid Fund ke asset allocation se zyada vistrit hai, aur Invesco Mutual Fund Liquid Fund ka top holdings concentration Groww Mutual Fund Liquid Fund ke top holdings concentration se kam hai.
SIP Calculator – Compare Growth Potential
Groww Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Invesco Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, dono funds ki 5Y return ek jaisi hai, 6.11%. Lekin 3Y return mein Groww Mutual Fund Liquid Fund 6.93% hai, Invesco Mutual Fund Liquid Fund ke 6.93% se kam.
Q2: Is the higher risk fund worth it?
Haan, Invesco Mutual Fund Liquid Fund ka Sharpe ratio Groww Mutual Fund Liquid Fund ke Sharpe ratio se zyada hai, jiska arth hai ki Invesco Mutual Fund Liquid Fund aapke liye aur bhi achha hai. Lekin Invesco Mutual Fund Liquid Fund ka riskometer Groww Mutual Fund Liquid Fund ke riskometer se kam hai, jiska arth hai ki Invesco Mutual Fund Liquid Fund aapke liye kam jukamni hai.
Q3: Which fund is more cost-effective?
Sach ye hai, dono funds ka expense ratio ek jaisa hai, 0.12%. Lekin Invesco Mutual Fund Liquid Fund ka asset allocation Groww Mutual Fund Liquid Fund ke asset allocation se zyada vistrit hai, jiska arth hai ki Invesco Mutual Fund Liquid Fund aapke liye aur bhi achha hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price