Groww Mutual Fund Liquid Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.99%
Ek baar phir aapke paas do Liquid Funds hain jo apne investors ke liye bahut hi atirikt hain. Groww Mutual Fund ki Liquid Fund aur Edelweiss Mutual Fund ki Liquid Fund mein kitni aisi similarities aur differences hain, yeh humein dekhne mein aayega. Is article mein hum aapko ye sab kuchh batayenge.
| Parameter | AGroww Mutual Fund Liquid Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Groww Mutual Fund | Edelweiss Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 3598.40 |
| AUM (₹ Cr) | 4.60 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.13 |
| Sharpe Ratio | 3.91 | 3.77 |
| 1 Year Return (%) | 6.17% | 6.24% |
| 3 Year Return (%) | 6.93% | 6.99% |
| 5 Year Return (%) | 6.11% | 6.17% |
| Since Launch (%) | 50.63% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Bharat Lahoti (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 203% | 295% |
🤖 AI Verdict – Which is Better?
Chaliye aapke liye hum ek verdict de dete hain. 3Y return, expense ratio, aur risk ke hisaab se hum bolte hain ki Edelweiss Mutual Fund ki Liquid Fund long-term mein aapke liye better option hai. Ye fund 3Y mein 6.99% ke return ka pradarshan kar raha hai, jo Groww Mutual Fund ki Liquid Fund se 6.93% se zyada hai. Sath hi, expense ratio bhi 0.12% hai, jo Groww Mutual Fund ki Liquid Fund ke 0.12% se ek samaan hai. Isliye, Edelweiss Mutual Fund ki Liquid Fund aapke liye long-term wealth creation ke liye better option hai.
Why consider Groww Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 3.91
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
Ek monthly SIP ke liye, hum sochte hain ki Edelweiss Mutual Fund ki Liquid Fund aapke liye better option hai. Ye fund 3Y mein 6.99% ke return ka pradarshan kar raha hai, jo Groww Mutual Fund ki Liquid Fund ke 6.93% se zyada hai. Isliye, Edelweiss Mutual Fund ki Liquid Fund aapke monthly SIP ke liye consistent aur stable return deta hai.
⚠️ Risk & Cost Analysis
Ek riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se hum sochte hain ki Edelweiss Mutual Fund ki Liquid Fund aapke liye better option hai. Ye fund riskometer ke hisaab se low risk category mein aata hai, lekin volatility 0.13 hai. Sath hi, Sharpe ratio bhi 3.77 hai, jo Groww Mutual Fund ki Liquid Fund ke 3.91 se kam hai. Isliye, Edelweiss Mutual Fund ki Liquid Fund aapke liye better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se hum sochte hain ki Groww Mutual Fund ki Liquid Fund aapke liye better option hai. Ye fund asset allocation mein T-Bills, CD, CP, aur Cash ke hisaab se 65%, 20%, 10%, aur 5% aur top holdings mein State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills ke hisaab se 8.5%, 7.2%, aur 6.8% ka pradarshan kar raha hai. Isliye, Groww Mutual Fund ki Liquid Fund aapke portfolio mein better diversification deta hai.
SIP Calculator – Compare Growth Potential
Groww Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Edelweiss Mutual Fund ki Liquid Fund aapke liye long run mein better returns deta hai. Ye fund 3Y mein 6.99% ke return ka pradarshan kar raha hai, jo Groww Mutual Fund ki Liquid Fund ke 6.93% se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, Edelweiss Mutual Fund ki Liquid Fund aapke liye higher risk fund worth hai. Ye fund riskometer ke hisaab se low risk category mein aata hai, lekin volatility 0.13 hai. Isliye, ye fund aapke portfolio mein better risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
Groww Mutual Fund ki Liquid Fund aapke liye more cost-effective hai. Ye fund expense ratio ke hisaab se 0.12% ka pradarshan kar raha hai, jo Edelweiss Mutual Fund ki Liquid Fund ke 0.12% se samaan hai. Isliye, Groww Mutual Fund ki Liquid Fund aapke portfolio mein better cost-adjusted returns deta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price