Groww Mutual Fund Liquid Fund vs Canara Robeco Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.93%
3Y Return
6.96%
Agar aapke paas do chunautiyaan hain - kuch paisa bachana aur kuch paisa kamana - toh aapke liye liquid funds ek achhi chunauti ho sakti hai. Aaj hum do liquid funds ke beech ki tulna karenge: Groww Mutual Fund Liquid Fund aur Canara Robeco Liquid Fund. Dekho, kya aapke liye in dono mein se ek achha hoga?
| Parameter | AGroww Mutual Fund Liquid Fund - Direct Plan - Growth | BCanara Robeco Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Groww Mutual Fund | Canara Robeco |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 5622.79 | 3337.33 |
| AUM (₹ Cr) | 4.60 Lac Cr | 3.95 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.11 |
| Sharpe Ratio | 3.91 | 4.18 |
| 1 Year Return (%) | 6.17% | 6.22% |
| 3 Year Return (%) | 6.93% | 6.96% |
| 5 Year Return (%) | 6.11% | 6.13% |
| Since Launch (%) | 50.63% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Shridatta Bhandwaldar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 203% | 223% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye 3Y return, expense ratio aur risk ka mahatva hota hai. Jab hum in dono funds ka 3Y return dekhte hain, toh Canara Robeco Liquid Fund 6.96% ki return deta hai, jabki Groww Mutual Fund Liquid Fund 6.93% ki return deta hai. Lekin expense ratio ke hisaab se bhi Groww Mutual Fund Liquid Fund kam cost wala fund hai. Toh, hamara verdict hai ki Canara Robeco Liquid Fund long-term wealth creation ke liye better hai.
Why consider Groww Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 3.91
Why consider Canara Robeco Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.96%
- AUM: 3.95 Lac Cr
- Sharpe Ratio: 4.18
📈 SIP Suitability
Ek SIP ke liye consistency aur return stability ka mahatva hota hai. Jab hum dono funds ka 1Y return dekhte hain, toh Canara Robeco Liquid Fund 6.22% ki return deta hai, jabki Groww Mutual Fund Liquid Fund 6.17% ki return deta hai. Toh, hum dekh sakte hain ki Canara Robeco Liquid Fund SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ka mahatva hota hai. Jab hum dono funds ka riskometer dekhte hain, toh dono funds low riskometer par hain. Lekin, Sharpe ratio ke hisaab se bhi Canara Robeco Liquid Fund better hai. Toh, hum dekh sakte hain ki Canara Robeco Liquid Fund mehngai aur jukti se bhi kam hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka mahatva hota hai. Jab hum dono funds ka asset allocation dekhte hain, toh dono funds 65% T-Bills, 20% CD, 10% CP aur 5% cash mein invest karte hain. Lekin, top holdings concentration ke hisaab se bhi Canara Robeco Liquid Fund better hai, kyonki usmein State Bank of India CD aur HDFC Bank CD ki concentration kam hai.
SIP Calculator – Compare Growth Potential
Groww Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
Canara Robeco Liquid Fund
₹868530.05
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Canara Robeco Liquid Fund 5Y return mein 6.13% ki return deta hai, jabki Groww Mutual Fund Liquid Fund 6.11% ki return deta hai. Lekin 3Y return mein Canara Robeco Liquid Fund 6.96% ki return deta hai, jabki Groww Mutual Fund Liquid Fund 6.93% ki return deta hai. Toh, hum dekh sakte hain ki Canara Robeco Liquid Fund long-term wealth creation ke liye better hai.
Q2: Is the higher risk fund worth it?
Canara Robeco Liquid Fund ki volatility 0.11 hai, jabki Groww Mutual Fund Liquid Fund ki volatility bhi 0.11 hai. Lekin Sharpe ratio ke hisaab se bhi Canara Robeco Liquid Fund better hai. Toh, hum dekh sakte hain ki Canara Robeco Liquid Fund mehngai aur jukti se bhi kam hai.
Q3: Which fund is more cost-effective?
Groww Mutual Fund Liquid Fund ki expense ratio 0.12% hai, jabki Canara Robeco Liquid Fund ki expense ratio bhi 0.12% hai. Toh, hum dekh sakte hain ki dono funds ek jaisa cost effective hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price