Edelweiss Mutual Fund Liquid Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.99%
3Y Return
11.02%
dekho, humne do mutual funds ki comparison ki hai - Edelweiss Mutual Fund Liquid Fund aur HDFC Top 100 Fund. Ek liquid fund hai, jabki doosra large cap fund hai. Chaliye, hum dekhte hain ki kaunsa fund aapke long-term wealth creation ke liye better hai, aur aapko kis fund mein invest karna chahiye.
| Parameter | AEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth | BHDFC Top 100 Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Edelweiss Mutual Fund | HDFC Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 3598.40 | 11.21 |
| AUM (₹ Cr) | 4.21 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.52% |
| Riskometer | Low | Very High |
| Volatility | 0.13 | 13.06 |
| Sharpe Ratio | 3.77 | 0.35 |
| 1 Year Return (%) | 6.24% | -2.86% |
| 3 Year Return (%) | 6.99% | 11.02% |
| 5 Year Return (%) | 6.17% | 10.33% |
| Since Launch (%) | 72.46% | 4.79% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 27 November 2016 | 25 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Bharat Lahoti (3.5 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 295% | 33% |
🤖 AI Verdict – Which is Better?
Haan, agar hum 3Y return, expense ratio, aur risk ko dekhte hain, toh Edelweiss Mutual Fund Liquid Fund better option lagta hai. Iska 3Y return 6.99% hai, jo HDFC Top 100 Fund ke 11.02% se kam hai, lekin iska riskometer low hai aur expense ratio bhi kam hai, sirf 0.12%.
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
Why consider HDFC Top 100 Fund?
- Expense ratio: 1.52%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
dekho, agar aap monthly SIP ke liye fund search kar rahe hain, toh Edelweiss Mutual Fund Liquid Fund better option hai. Iska return consistent hai aur risk bhi kam hai, jo long-term SIP ke liye suitable hai. HDFC Top 100 Fund ka return volatile hai, aur risk bhi high hai.
⚠️ Risk & Cost Analysis
sach ye hai ki HDFC Top 100 Fund ka riskometer very high hai, aur volatility bhi high hai, 13.06. Edelweiss Mutual Fund Liquid Fund ka riskometer low hai, aur Sharpe ratio bhi high hai, 3.77. Iska matlab hai ki Edelweiss Mutual Fund Liquid Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
chaliye, hum portfolio diversification dekhte hain. Edelweiss Mutual Fund Liquid Fund ka asset allocation diversified hai, T-Bills, CD, CP, aur cash. HDFC Top 100 Fund ka asset allocation equity dominant hai, 96% equity. Iska matlab hai ki HDFC Top 100 Fund ka sector risk high hai.
SIP Calculator – Compare Growth Potential
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Top 100 Fund ka 5Y return 10.33% hai, jo Edelweiss Mutual Fund Liquid Fund ke 6.17% se high hai.
Q2: Is the higher risk fund worth it?
Nahin, HDFC Top 100 Fund ka higher risk worth nahin hai, kyunki uska Sharpe ratio low hai, sirf 0.35.
Q3: Which fund is more cost‑effective?
Edelweiss Mutual Fund Liquid Fund more cost-effective hai, kyunki uska expense ratio sirf 0.12% hai, jabki HDFC Top 100 Fund ka expense ratio 1.52% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price