Angel One Mutual Fund Liquid Fund vs UTI Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
6.93%
Chaliye dekho, hum do mutual funds ke beech ki comparison karenge. Ye hum dono funds Liquid Fund Category mein hain aur aapko samajhne ke liye bahut achhi chizein hain. Aaj hum Angel One Mutual Fund Liquid Fund aur UTI Mutual Fund Liquid Fund ke beech ki comparison karenge. Dekhna yah hai ki kis fund mein aap apna paisa investment kar sakte hain.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BUTI Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | UTI Mutual Fund |
| Category | Liquid Fund | Liquid Fund |
| NAV (₹) | 2132.04 | 5622.79 |
| AUM (₹ Cr) | 4.67 Lac Cr | 3.63 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.11 |
| Sharpe Ratio | 2.36 | 3.91 |
| 1 Year Return (%) | 6.03% | 6.17% |
| 3 Year Return (%) | 6.76% | 6.93% |
| 5 Year Return (%) | 5.95% | 6.11% |
| Since Launch (%) | 6.23% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | V. Srivatsa (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 221% | 233% |
🤖 AI Verdict – Which is Better?
Haan, chaliye ab hum dono funds ke beech ki comparison karenge. 3Y return, expense ratio, aur risk ke hisab se hum yah suna sakte hain ki kis fund mein aap apna paisa invest kar sakte hain. UTI Mutual Fund Liquid Fund mein 3Y return 6.93% hai, jo Angel One Mutual Fund Liquid Fund ki 6.76% se adhik hai. Lekin expense ratio mein dono fund ek jagha hain. Riskometer bhi dono fund low hai, lekin UTI Mutual Fund Liquid Fund ka Sharpe ratio adhik hai. Toh yah hai ki UTI Mutual Fund Liquid Fund aapke liye better fund hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider UTI Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.63 Lac Cr
- Sharpe Ratio: 3.91
📈 SIP Suitability
SIP Suitability ke hisab se hum dono funds ke beech ki comparison karenge. Monthly SIP ke liye 10+ saal ke liye dono funds ke consistency aur return stability ke liye hum yah suna sakte hain ki kis fund mein aap apna paisa invest kar sakte hain. UTI Mutual Fund Liquid Fund ka 3Y return aur expense ratio adhik hai, lekin Angel One Mutual Fund Liquid Fund ka SIP consistency adhik hai. Toh yah hai ki Angel One Mutual Fund Liquid Fund aapke liye SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se hum dono funds ke beech ki comparison karenge. UTI Mutual Fund Liquid Fund ka Sharpe ratio adhik hai, lekin Angel One Mutual Fund Liquid Fund ka riskometer aur expense ratio adhik hi hai. Volatility mein dono fund ek jagha hain. Toh yah hai ki UTI Mutual Fund Liquid Fund aapke liye better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se hum dono funds ke beech ki comparison karenge. UTI Mutual Fund Liquid Fund ka asset allocation aur top holdings concentration adhik hai, lekin dono fund mein T-Bills aur CD ki allocation ek jagha hai. Toh yah hai ki UTI Mutual Fund Liquid Fund aapke liye portfolio diversification ke liye better fund hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
UTI Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, UTI Mutual Fund Liquid Fund ka 5Y return aur 3Y return adhik hai. Isliye, UTI Mutual Fund Liquid Fund aapke liye better fund hai.
Q2: Is the higher risk fund worth it?
Haan, UTI Mutual Fund Liquid Fund ka Sharpe ratio adhik hai, lekin volatility mein dono fund ek jagha hain. Toh yah hai ki UTI Mutual Fund Liquid Fund aapke liye better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, dono fund ek jagha expense ratio mein hain. Isliye, koi bhi fund aapke liye cost-effective nahi hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price