Angel One Mutual Fund Liquid Fund vs UTI Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
14.7%
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BUTI Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | UTI Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 497.22 |
| AUM (₹ Cr) | 4.67 Lac Cr | 2.00 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.79 |
| Sharpe Ratio | 2.36 | 0.7 |
| 1 Year Return (%) | 6.03% | -4.02% |
| 3 Year Return (%) | 6.76% | 14.7% |
| 5 Year Return (%) | 5.95% | 12.03% |
| Since Launch (%) | 6.23% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | V. Srivatsa (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 221% | 21% |
🤖 AI Verdict – Which is Better?
Haan, ek baat clear hai, Fund B, UTI Mutual Fund Large Cap Fund Direct Plan Growth, long-term wealth creation ke liye better fund hai. Iske liye, 3Y return, expense ratio aur riskometer ka dhyan rakha hai. Fund A ka 3Y return 6.76% hai, jabki Fund B ka 14.7% hai. Expense ratio mein bhi Fund B kam hai, 0.52% hi hai, jabki Fund A ka expense ratio 0.12% hai. Aur last, riskometer bhi Fund B ka very high hai, jisse yeh saaf hai ki Fund B long-term wealth creation ke liye better fund hai.
[SIP_SUITABILITY]Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider UTI Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.00 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
Ek SIP ke liye, Fund A, Angel One Mutual Fund Liquid Fund Direct Plan Growth, behtar hai. Iske liye, Fund A ka 1Y return 6.03% hai, jabki Fund B ka 1Y return -4.02% hai. Aur, Fund A ka volatility 0.11 hai, jabki Fund B ka volatility 11.79 hai. Isliye, Fund A ek stable return deta hai, aur yeh behtar SIP fund hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Ab hum riskometer, volatility, Sharpe ratio aur expense ratio ka comparison karenge. Fund A ka riskometer low hai, aur volatility 0.11 hai, jabki Fund B ka riskometer very high hai, aur volatility 11.79 hai. Sharpe ratio mein bhi Fund B kam hai, 0.7 hai, jabki Fund A ka Sharpe ratio 2.36 hai. Expense ratio mein bhi Fund A kam hai, 0.12% hai, jabki Fund B ka expense ratio 0.52% hai. Isliye, Fund A better risk-adjusted returns deta hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Ab hum asset allocation aur top holdings concentration ka comparison karenge. Fund A ka asset allocation T-Bills, CD, CP aur cash mein hai, jabki Fund B ka asset allocation equity aur T-Bills mein hai. Top holdings concentration mein bhi Fund A kam hai, 8.5%, 7.2% aur 6.8% hai, jabki Fund B ka top holdings concentration 8.5%, 7.8% aur 6.9% hai. Isliye, Fund A portfolio diversification mein better hai, aur sector riske mein kam hai.
[FAQ]SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
UTI Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B, UTI Mutual Fund Large Cap Fund Direct Plan Growth, long run me better returns deta hai. Iske liye, 5Y return 12.03% hai, jabki Fund A ka 5Y return 5.95% hai.
Q2: Is the higher risk fund worth it?
Lekin, Fund B ka higher risk hai, aur volatility 11.79 hai, jabki Fund A ka volatility 0.11 hai. Sharpe ratio mein bhi Fund B kam hai, 0.7 hai, jabki Fund A ka Sharpe ratio 2.36 hai. Isliye, Fund B ka higher risk worth nahi hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A, Angel One Mutual Fund Liquid Fund Direct Plan Growth, more cost-effective hai. Iske liye, expense ratio 0.12% hai, jabki Fund B ka expense ratio 0.52% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price