Angel One Mutual Fund Liquid Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
14.7%
Dekho, aapke paas do aise funds hain jo aapko invest karne ke liye prerna dene wale hain. Fund A, Angel One Mutual Fund Liquid Fund Direct Plan Growth, ek Liquid Fund hai jo low risk ke saath 6.76% 3Y return deti hai. Fund B, Tata Mutual Fund Large Cap Fund Direct Plan Growth, ek Large Cap fund hai jo very high risk ke saath 14.7% 3Y return deti hai. Chaliye, aaj humein fund ke beech mein kaun sa fund better hai, iske bare mein jaanega.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Tata Mutual Fund |
| Category | Liquid Fund | Large Cap |
| NAV (₹) | 2132.04 | 497.22 |
| AUM (₹ Cr) | 4.67 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 12.94 |
| Sharpe Ratio | 2.36 | 0.63 |
| 1 Year Return (%) | 6.03% | -4.02% |
| 3 Year Return (%) | 6.76% | 14.7% |
| 5 Year Return (%) | 5.95% | 12.03% |
| Since Launch (%) | 6.23% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Sonam Udasi (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 221% | 32% |
🤖 AI Verdict – Which is Better?
Haaan, fund ke beech mein humein ek clear winner milta hai. Fund B, Tata Mutual Fund Large Cap Fund Direct Plan Growth, aapke long-term wealth creation ke liye better hai. Iska reason 3Y return ke saath expense ratio aur riskometer ka comparison hai. Fund B ka 3Y return Fund A se 8.03% jyada hai, lekin expense ratio bhi jyada hai. Riskometer bhi Fund B me very high hai, jiska matlab hai risk bhi jyada hai. Lekin agar aap long-term wealthy banana chahte hain, to Fund B aapke liye better hai.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Ab dekho, SIP ke liye konsa fund better hai. Fund A, Angel One Mutual Fund Liquid Fund Direct Plan Growth, monthly SIP ke liye consistent returns deti hai, lekin Fund B, Tata Mutual Fund Large Cap Fund Direct Plan Growth, long-term wealth creation ke liye better hai. Fund A ka 3Y return Fund B se jyada stable hai, lekin Fund B ka 1Y return Fund A se kam hai. To SIP ke liye Fund A better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye hum Fund A aur Fund B ke beech me kaun sa fund better hai, iske bare mein jaanenge. Fund A ka riskometer low hai aur volatility 0.11 hai, lekin Fund B ka riskometer very high hai aur volatility 12.94 hai. Sharpe ratio ke liye bhi Fund A better hai, jiska score 2.36 hai. To risk-adjusted returns ke liye Fund A better hai.
📊 Portfolio Diversification
Ab dekho, asset allocation aur top holdings concentration ke liye hum Fund A aur Fund B ke beech me kaun sa fund better hai. Fund A ka asset allocation T-Bills, CD, CP, aur cash mein hai, jiska matlab hai portfolio diversification jyada hai. Lekin Fund B ka asset allocation ek hi sector mein, equity mein, hai, jiska matlab hai sector risk bhi jyada hai. To Fund A ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B, Tata Mutual Fund Large Cap Fund Direct Plan Growth, 5Y return mein 12.03% deti hai, jo Fund A se 6.08% jyada hai. Lekin 3Y return mein Fund A 6.76% deti hai, jo Fund B se 7.97% kam hai. To long run ke liye Fund B better hai.
Q2: Is the higher risk fund worth it?
Risk ke liye Fund B, Tata Mutual Fund Large Cap Fund Direct Plan Growth, ka riskometer very high hai, jiska matlab hai risk bhi jyada hai. Lekin volatility ke liye Fund B ka score 12.94 hai, jo Fund A se kam hai. Sharpe ratio ke liye bhi Fund B ka score 0.63 hai, jo Fund A se kam hai. To higher risk fund ka use nahi karna chahiye.
Q3: Which fund is more cost-effective?
Expenses ratio ke liye Fund A, Angel One Mutual Fund Liquid Fund Direct Plan Growth, ka expense ratio 0.12% hai, jo Fund B se kam hai. To cost-effectiveness ke liye Fund A better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price