Angel One Mutual Fund Liquid Fund vs Sundaram Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
22.93%
Kya aapko pata hai ki kaun se mutual funds se aapko apne laabh ke liye sabse zyada fayda hoga? Aaj hum do mutual funds ke beech ka ullekh karenge: Angel One Mutual Fund Liquid Fund aur Sundaram Mutual Fund Multi Cap Fund. Dekho, yeh do funds aapke laabh ke liye kya offer karte hain aur kya aapko unse invest karne ke liye koi vajah hai.
[VERDICT]| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BSundaram Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Sundaram Mutual Fund |
| Category | Liquid Fund | Multi Cap |
| NAV (₹) | 2132.04 | 1431.56 |
| AUM (₹ Cr) | 4.67 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 14.8 |
| Sharpe Ratio | 2.36 | 1.11 |
| 1 Year Return (%) | 6.03% | 6.91% |
| 3 Year Return (%) | 6.76% | 22.93% |
| 5 Year Return (%) | 5.95% | 19.07% |
| Since Launch (%) | 6.23% | 15.59% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | S. Krishnakumar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 221% | 50% |
🤖 AI Verdict – Which is Better?
Haan, sach ye hai ki Sundaram Mutual Fund Multi Cap Fund aapke long-term laabh ke liye better fund hai. Yeh fund ka 3Y return 22.93% hai, jo Angel One Mutual Fund Liquid Fund ka 3Y return se kai baar adhik hai. Lekin, expense ratio ka hisab bhi karein, jisne Sundaram Mutual Fund Multi Cap Fund ko thoda ghabrata hua. Haan, phir bhi, yeh fund aapke laabh ke liye sabse zyada faydemand hai.
[SIP_SUITABILITY]Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Sundaram Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 22.93%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Agar aap ek monthly SIP ke liye 10+ saal se investment karna chahte hain, toh Sundaram Mutual Fund Multi Cap Fund aapke liye best option hai. Yeh fund ka 1Y return 6.91% hai, jo Angel One Mutual Fund Liquid Fund ka 1Y return se adhik hai. Lekin, kuch samay ke liye investment karna ek badi strategy hai, isliye aapko apne laabh ke anusaar aisi fund chunne ki zaroorat hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Sundaram Mutual Fund Multi Cap Fund aapke laabh ke liye risk se jyada hai, lekin expense ratio ke hisab se ye fund aapke liye cost-effective hai. Yeh fund ka riskometer very high hai, lekin sharpe ratio 1.11 hai, jisne fund ko thoda ghabrata hua hai. Lekin, expense ratio ka hisab bhi karein, jisne fund ko thoda behtar dikhaata hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Sundaram Mutual Fund Multi Cap Fund ka asset allocation 97.00% equity aur 3.00% T-bills hai, jisne fund ko thoda ghabrata hua. Lekin, top holdings concentration 6.5% HDFC Bank Ltd., 5.8% ICICI Bank Ltd., aur 4.9% Reliance Industries Ltd. hai, jisne fund ko sabse zyada diversified dikhaata hai. Angel One Mutual Fund Liquid Fund ka asset allocation T-bills, CD, CP, aur cash hai, jisne fund ko thoda behtar dikhaata hai.
[FAQ]SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Sundaram Mutual Fund Multi Cap Fund
₹2318032.57
@22.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sundaram Mutual Fund Multi Cap Fund ka 5Y return 19.07% hai, jo Angel One Mutual Fund Liquid Fund ka 5Y return se adhik hai. Lekin, 3Y return ka hisab bhi karein, jisne fund ko thoda ghabrata hua hai.
Q2: Is the higher risk fund worth it?
Ji haan, Sundaram Mutual Fund Multi Cap Fund ka higher risk se zyada return diya hai. Lekin, sharpe ratio ka hisab bhi karein, jisne fund ko thoda ghabrata hua hai.
Q3: Which fund is more cost-effective?
Sundaram Mutual Fund Multi Cap Fund ka expense ratio 1.68% hai, jo Angel One Mutual Fund Liquid Fund ka expense ratio se adhik hai. Lekin, exit load ka hisab bhi karein, jisne fund ko thoda behtar dikhaata hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price