Angel One Mutual Fund Liquid Fund vs Quantum Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.76%
3Y Return
7.98%
Today, we are comparing two mutual funds - Angel One Liquid Fund and Quantum Multi Cap Fund. Dekho, these funds are from different categories - Liquid Fund and Multi Cap. Chaliye, let's see which one offers better returns and stability for long-term wealth creation. We will analyze their performance, risk, cost, and portfolio diversification.
| Parameter | AAngel One Mutual Fund Liquid Fund - Direct Plan - Growth | BQuantum Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Angel One Mutual Fund | Quantum Mutual Fund |
| Category | Liquid Fund | Multi Cap |
| NAV (₹) | 2132.04 | 8.38 |
| AUM (₹ Cr) | 4.67 Lac Cr | 1.73 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 13.65 |
| Sharpe Ratio | 2.36 | 0.27 |
| 1 Year Return (%) | 6.03% | -11.42% |
| 3 Year Return (%) | 6.76% | 7.98% |
| 5 Year Return (%) | 5.95% | 4.71% |
| Since Launch (%) | 6.23% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 13 November 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | N/A | Atul Kumar (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 221% | 35% |
🤖 AI Verdict – Which is Better?
Sach ye hai, the Quantum Multi Cap Fund may perform well in the long run due to its 3Y return of 7.98%. Lekin, its very high riskometer and volatility might make it unsuitable for risk-averse investors. Haan, the Angel One Liquid Fund offers low risk with a 3Y return of 6.76%, making it a better choice for long-term wealth creation.
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
Why consider Quantum Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 7.98%
- AUM: 1.73 Lac Cr
- Sharpe Ratio: 0.27
📈 SIP Suitability
For a monthly SIP over 10+ years, the Angel One Liquid Fund is a better choice. Dekho, its consistent returns and low volatility make it suitable for long-term investing. Chaliye, the Quantum Multi Cap Fund's high risk and volatility might make it unsuitable for a monthly SIP.
⚠️ Risk & Cost Analysis
Haan, the Angel One Liquid Fund offers better risk-adjusted returns. Dekho, its Sharpe ratio of 2.36 is higher than the Quantum Multi Cap Fund's 0.27. Lekin, the Quantum Multi Cap Fund has a lower expense ratio of 1.68%. Chaliye, let's see how these factors affect the overall performance.
📊 Portfolio Diversification
Chaliye, let's analyze the asset allocation of both funds. Dekho, the Angel One Liquid Fund has a diversified portfolio with 65% allocation to T-Bills, 20% to CD, and 10% to CP. Haan, the Quantum Multi Cap Fund has a high equity allocation of 97%, making it more concentrated and sector-risky.
SIP Calculator – Compare Growth Potential
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
Quantum Mutual Fund Multi Cap Fund
₹919786.47
@8.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
The Angel One Liquid Fund offers better returns in the long run, with a 3Y return of 6.76% compared to the Quantum Multi Cap Fund's 3Y return of 7.98%.
Q2: Is the higher risk fund worth it?
No, the higher risk fund is not worth it. The Quantum Multi Cap Fund's high volatility of 13.65 and low Sharpe ratio of 0.27 make it unsuitable for risk-averse investors.
Q3: Which fund is more cost-effective?
The Quantum Multi Cap Fund is more cost-effective with an expense ratio of 1.68% compared to the Angel One Liquid Fund's 0.12%.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price